1227 Cross Road Annapolis, MD $ 1,285,000
1227 Cross Road
$ 1,285,000
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1227 Cross Road

Annapolis, MD, 21403
$ 1,285,000
Bedrooms4 Baths3.0 Sq 3,398

Monthly Estimate*

$ 8,114

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Single Family Home for sale in Annapolis, MD

for $1,285,000 with 4 bedrooms and 3 full baths. This 3,398 square foot home was built in 2023 on a lot size of 0.29.

Discover elegance at 1227 Cross Road in Annapolis, Maryland, a stunning 2023-built home in the water-privileged Oyster Harbor community, elevated by upgrades made by the current owner since purchase. Enter through grand double doors into an open foyer with hickory hardwood floors, soaring ceilings, and crown molding. The great room impresses with a coffered ceiling, ceiling fan, fireplace, and large windows that flood the space with natural light. The gourmet kitchen is an entertainers dream, featuring a 5-foot quartz island, double oven, prep sink, breakfast nook, expansive walk-in pantry, and a butlers pantry/wet bar upgraded by the owner for effortless hosting. The formal dining room, with its trey ceiling and designer windows, adds sophistication. A main-level office or in-law suite includes a full bath, ceiling fan, and custom California Closets added post-purchase for enhanced organization. Ascend the stunning, light-filled staircase, a true architectural centerpiece to the second floor. Here, a versatile loft/flex space is perfect for a family room, home office, or play area. Two additional bedrooms with ceiling fans and owner-installed California Closet systems offer comfort, with one boasting private bath access and a walk-in closet. The primary suite is a retreat, featuring recessed lighting, a trey ceiling, a spacious dressing/sitting area, a luxurious 6x6 shower, and a large walk-in closet with a California Closet upgrade. A laundry center, enhanced by the owner with custom cabinetry, granite countertops, and a Blanco sink, adds convenience. The oversized 2-car garage features 12-foot ceilings, an owner-applied epoxy floor, and a 240V electric vehicle hookup. A mudroom with custom storage cabinetry, added post-purchase, welcomes you from the garage. Additional owner upgrades include gutter guards, Cat6 wiring, pre-installed security system wiring, and a 1,500 sq ft conditioned crawl space for storage. Outdoors, relax on the 13x10 screened porch with recessed lighting, a thoughtful owner addition. Recent updates include kitchen backsplash subway tile, wet bar backsplash subway tile, fireplace surround and painting throughout. Enjoy Oyster Harbors waterfront amenities, including a boat ramp, pier, private beach, and opportunities for kayaking, fishing, and paddleboarding. With the current owners thoughtful upgrades since 2023, this Annapolis gem combines modern luxury with unparalleled functionality. View the full HD Video Tour and contact listing agent for a private in person tour.

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Single Family Active

Price

$ 1,285,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 10,566

Style

Craftsman

Lot Size

0.29

Year Built

2023

Town/City

Annapolis

County/Region

Anne Arundel

MLS | Web ID

MDAA2153954

Features
General
Living Area 3398
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Roof Architectural Shingle
Appliances Built-In Microwave Cooktop Dishwasher Disposal Dryer - Front Loading Exhaust Fan Oven - Double Refrigerator Stainless Steel Appliances Washer - Front Loading Water Heater
Zoning R2
Garage Spaces 2.00
Patio/Porch Features Porch(es)
Architectural Style Craftsman
Construction Materials Frame
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 2023
Levels 2
Other Fees 2511.54
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Accessibility 32 + wide Doors 36 + wide Halls >84 Garage Door
County ANNE ARUNDEL
New Construction N
Property Type Residential
HOA N
Subdivision Name OYSTER HARBOR
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions Take New York Ave NW to US-50 E in Prince George's County. Follow US-50 E to MD-665 E in Parole. Take exit 22 from US-50 E. Follow MD-665 E Forest Dr and Arundel on the Bay Rd to Cross Rd in Annapoli
City ANNAPOLIS
Disclosures Prop Disclaimer
Other Fees Frequency Annually
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 12784.00
Tax Annual Amount 10566.0
Home Warranty Y/N N
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 3
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 378.16
Acceptable Financing Cash Conventional FHA VA
Lease Considered Y/N N
Vacation Rental Y/N N
Standard Status Active
Year Built Source Estimated
Legal Subdivision OYSTER HARBOR
Tax Lot 51
Association Recreation Fee N
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Interior
Interior Amenities Attic/House Fan Bar Breakfast Area Butlers Pantry Carpet Ceiling Fan(s) Curved Staircase Dining Area Entry Level Bedroom Family Room Off Kitchen Flat Floor Plan - Open Floor Plan - Traditional Formal
Heating Fuel Electric
Flooring Carpet Engineered Wood Tile/Brick Luxury Vinyl Tile
Total Fireplaces 1
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 3398
Half Baths 0
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 0
Main Level Bedrooms 4
Below Grade Finished Area Unit Type Square Feet
Laundry Type Upper Floor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Pool No Pool
Parking Features Asphalt Driveway Paved Driveway
Water Source Well Filter
Inclusions Electric Fireplace
Garage Features Garage - Front Entry Inside Access Oversized
Type of Parking Attached Garage Driveway
Foundation Details Crawl Space
Water View Y/N N
Lot Size Acres 0.29
Water Body Type Creek
Lot Size Source Estimated
Waterfront Y/N N
Land Assessed Value 266300.00
Navigable Water Y/N N
Water Oriented Y/N Y
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Internal Only
Street Number 1 1227
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* Excluded Features
List By
Ttr Sotheby's International Realty

Broker

patrick@thewaterfrontgrp.com

Email

Affordability Calculator

$8,994
Per Month
90%
10%
0%
Monthly Principal & Interest
$8,114
Monthly Property Taxes
$881
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533405 Elementary School
3533185 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/12/2026$1,285,000 Listed Price

Map


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1227 Cross Road, Annapolis, MD, 21403 is a Single Family Home for sale at $1,285,000 with 3,398 sqft and a lot size of 0.29. 1227 Cross Road has 4 bedrooms, 3.0 baths, and was built in 2023. The property's zip code is 21403 which is in Annapolis, MD