404 EMERALD COVE LOOP Lakeland, FL $ 344,990
404 EMERALD COVE LOOP
$ 344,990
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404 EMERALD COVE LOOP

Lakeland, FL, 33813
$ 344,990
Bedrooms3 Baths2.0 Sq 1,508

Monthly Estimate*

$ 2,178

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View a Virtual Tour

Single Family Home for sale in Lakeland, FL

for $344,990 with 3 bedrooms and 2 full baths. This 1,508 square foot home was built in 1994 on a lot size of 0.24.

(Lease to Own Option available) Welcome to 404 Emerald Cove Loop, where the updates are done, the pool is waiting, and “move-in ready” actually means move in and start enjoying it! This beautifully remodeled 3-bedroom, 2-bath Lakeland pool home delivers flexibility, style, and convenience—whether you’re searching for a primary residence, furnished home, long-term rental, or property with short-term rental potential. Fresh interior and exterior paint gives the home a crisp, updated feel, while refreshed bathrooms feature new vanities and fixtures. Even better, the home can be sold fully furnished (over 20k), making your move that much easier, or the furniture can be removed based on your needs. Step outside and discover your own private Florida retreat. The screened-in pool features a resurfaced pool deck, while the covered back porch has newly replaced screen panels—perfect for enjoying the outdoors with a little shade. A privacy fence and mature privacy hedges surround the backyard, and a convenient storage shed provides additional space for tools, pool equipment, and more. Need a little extra fun? The garage has been converted into a game room with its own mini-split A/C system, creating additional climate-controlled recreational space. Prefer a traditional garage? The conversion can be removed by just removing the games to return the space to its original use. With extensive updates already completed, this home offers true turnkey living from day one. Close, grab the keys, and move right in—no renovation checklist required. Whether you’re looking for a remodeled 3-bedroom home in Lakeland, a Florida pool home, an investment property, long-term rental, or potential short-term rental, 404 Emerald Cove Loop offers multiple possibilities under one roof. Updated. Furnished if desired. Pool ready. Turnkey. The only thing missing is the next set of keys.

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Single Family Active

Price

$ 344,990

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 5,035

Style

Single Family Residence

Lot Size

0.24

Year Built

1994

Town/City

Lakeland

County/Region

Polk

MLS | Web ID

L4964202

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Phone Available Public Sewer Connected Street Lights Water Connected
Roof Shingle
Appliances Dishwasher Disposal Dryer Ice Maker Microwave Range Refrigerator Washer
HOA Fee 150
Garage Spaces 2
Pool Features In Ground
Construction Materials Block Stucco
Pets Allowed Cats OK Dogs OK Yes
Year Built 1994
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Quarterly
County Polk
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name EMERALD COVE
Facing Direction Northeast
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions “I-4 W to Exit 31 toward FL-539/Kathleen/Lakeland. Left onto Kathleen Rd/FL-539 S continue onto FL-563 S. Left onto W Pipkin Rd right onto Florida Ave S left onto School House Rd continue onto Fitzgerald Rd right onto Francis Pipkin Rd then right onto Emerald Cove Loop. Property is located at the first left.”
City LAKELAND
Association Name Sarah Matthews
Senior Community Y/N false
MLS Area 33813 - Lakeland
Lot Size Units Square Feet
Lot Size Square Feet 10450
Carport Y/N false
Listing Terms Cash Conventional FHA Lease Purchase VA Loan
Land Lease Y/N false
Tax Annual Amount 5035.09
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/L4964202
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 37
Legal Description EMERALD COVE PB 97 PG 22 LOT 37
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 50
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
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Interior
Interior Amenities High Ceilings Living Room/Dining Room Combo Open Floorplan Split Bedroom Thermostat
Flooring Ceramic Tile Luxury Vinyl
Furnished Y/N Furnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Lighting Private Entrance Private Mailbox Storage
Fencing Vinyl
Water Source Public
Lot Size Area 10450
Foundation Details Block
Building Area Total 2287
Lot Dimensions 92 x 115
Lot Size Acres 0.24
Road Surface Type Paved
Private Pool true
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
alicia@opulentrealtyint.com

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Affordability Calculator

$2,598
Per Month
84%
16%
0%
Monthly Principal & Interest
$2,178
Monthly Property Taxes
$420
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/11/2026$344,990 Listed Price

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404 EMERALD COVE LOOP, Lakeland, FL, 33813 is a Single Family Home for sale at $344,990 with 1,508 sqft and a lot size of 0.24. 404 EMERALD COVE LOOP has 3 bedrooms, 2.0 baths, and was built in 1994. The property's zip code is 33813 which is in Lakeland, FL