441 Ridgeway Street St. Joseph, MI $ 2,869,000
441 Ridgeway Street
$ 2,869,000
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441 Ridgeway Street

St. Joseph, MI, 49085
$ 2,869,000
Bedrooms5 Baths3.1 Sq 5,526

Monthly Estimate*

$ 18,115

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Single Family Home for sale in St. Joseph, MI for $2,869,000 with 5 bedrooms and 3 full baths, 1 half bath. This 5,526 square foot home was built in 1925 on a lot size of 0.25.

Welcome to this stunning coastal shingle-style home offering a rare and coveted amenity: a perpetual access & use easement to the Lake Michigan beach! The short stroll to the beach is directly across serene Ridgeway Drive through a grassy/sandy path - NO STAIRS, ROCKS OR STEEP BLUFF - to a 30 foot beach use area! Set along a charming brick-paved street, this beach home is wrapped in classic blue cedar shake with crisp white trim and blends timeless charm with high-end updates throughout. The open concept main level is designed for effortless entertaining. The chef's kitchen features a Wolf dual-oven range, custom hood, quartz waterfall island, and aesthetic butler's pantry. The dramatic vaulted great room offers a stacked-stone, double-sided fireplace, built-ins, and a sculptural spiral staircase. The 3rd floor flex space offers dramatic panoramic views of Lake MI and is perfect for watching those irresistible lake sunsets. Downstairs, a finished lower level delivers a home theater setup, ping pong table, and arcade nook, perfect for movie nights and game days. Outside, the backyard is built for summer: a custom pergola with retractable shade shelters a stone fireplace, lounge seating, while a spacious paver patio offers room for dining, an outdoor ping pong table, and lush, professionally landscaped gardens surrounded by mature trees and a private white fence. A hidden koi pond completes the outdoor oasis. Located in the award winning Saint Joseph Public Schools and within walking distance to the West Basin Marina, historic North Pier Lighthouse, Harbor Shores golf course/walking trails, downtown shops and restaurants!

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Single Family Active

Price

$ 2,869,000

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 16,943

Style

Cape Cod

Lot Size

0.25

Year Built

1925

Town/City

St. Joseph

County/Region

BERRIEN

MLS | Web ID

26041599

Features
Interior
Interior Amenities Ceiling Fan(s) Garage Door Opener Guest Quarters Eat-in Kitchen Pantry
Basement Full
Flooring Tile Wood
Total Fireplaces 2
Fireplace Features Bedroom Family Room Gas Log Living Room Wood Burning Other
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Low-Emissivity Windows Skylight(s) Screens Insulated Windows Garden Window Window Treatments
Fireplace Y/N Y
Half Baths 1
Laundry Features Laundry Room Sink
Total Bedrooms 5
Below Grade Finished Area 1220.0
Main Level Bedrooms 0
Total Baths 4
Pantry True
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General
Sewer Public
Heating Forced Air
Cooling Central Air
Possession Negotiable
Roof Composition Shingle
Appliances Cooktop Dishwasher Disposal Dryer Freezer Microwave Oven Range Refrigerator Washer
Garage Spaces 2.0
Architectural Style Cape Cod
Security Features Smoke Detector(s)
Construction Materials Stone Wood Siding
Exclusions boulder in front yard
Year Built 1925
Stories Count 3
Township St. Joseph City
Property Subtype Single Family Residence
Tax Year 2026
Ownership Private Owned
Waterfront Features Lake
County Berrien
New Construction N
Property Type Residential
Attached Garage Y
Garage Y/N Y
Total Rooms 13
Full Baths 3
Status Active
City St. Joseph
Body of Water Lake Michigan
High School District St. Joseph
Lot Size Units Acres
Lot Size Square Feet 10890.0
Carport Y/N N
Listing Terms Cash Conventional
Land Lease Y/N N
Tax Annual Amount 16943.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Owner
Tax Assessed Value 423286
Legal Description LOT 113 EDGEWATER ADD TO CITY OF ST JOSEPH
Senior Community None
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Exterior
Parking Features Attached
Lot Features Sidewalk
Water Source Public
Lot Size Area 0.25
Spa N
Building Area Total 4306.0
Lot Dimensions 100 x 108
Lot Size Acres 0.25
Waterfront Y/N N
Other Equipment Satellite Dish
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
View True
All Sports True
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Internal Only
Street Number 1 441
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* Excluded Features
List By
Wright Properties

Broker

kerry@thewrightbroker.com

Email

Affordability Calculator

$19,527
Per Month
93%
7%
0%
Monthly Principal & Interest
$18,115
Monthly Property Taxes
$1,412
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
250331 Elementary School
249739 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/10/2026$2,869,000 Listed Price

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441 Ridgeway Street, St. Joseph, MI, 49085 is a Single Family Home for sale at $2,869,000 with 5,526 sqft and a lot size of 0.25. 441 Ridgeway Street has 5 bedrooms, 3.1 baths, and was built in 1925. The property's zip code is 49085 which is in St. Joseph, MI