90 Owens Ferry Road
Somerset, KY, 42501 $ 450,000
Bedrooms3 Baths2.1 Sq 2,441 Monthly Estimate*
$ 2,841
for $450,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,441 square foot home was built in 1985 on a lot size of 4.3.
RARE opportunity to own over 4 acres with a gorgeous pond right in the center of town! Properties offering this much space, privacy, storage, and convenience are incredibly hard to find—especially less than a mile from Highway 27. Situated on just over 4 beautiful acres, this unique property offers a peaceful setting with mature trees, expansive lawn, and a picturesque pond that creates a true country feel without sacrificing the convenience of being in town. The property also features two large detached garages/buildings, approximately 30' x 40' each. One has been utilized as a workshop, while the other provides excellent garage and storage space—ideal for vehicles, equipment, hobbies, recreational toys, or anyone simply needing room to spread out. Inside, the home offers over 2,400 square feet of finished living space across four finished levels, creating a surprisingly spacious and versatile floor plan. With 3 bedrooms and 2.5 bathrooms, there is plenty of room for everyday living, entertaining, working from home, and more. Numerous updates have already been completed throughout the home, including a completely remodeled kitchen featuring white cabinetry, granite countertops, tile backsplash, and stainless steel appliances. The bathrooms have also received extensive updates, including beautifully tiled showers, updated vanities, fixtures, and finishes. Updated flooring can be found throughout several areas of the home, while the original hardwood adds warmth and character. Multiple living and recreation spaces give this home tremendous flexibility. A beautiful stone fireplace creates a standout focal point in one of the living areas, while the additional finished lower-level space offers endless possibilities for a family room, game room, home office, gym, or additional entertaining space. But the setting is what truly separates this property from the rest. Over 4 acres, a pond, two substantial outbuildings, more than 2,400 finished square feet, and an in-town location less than a mile from Highway 27 make this an exceptionally rare combination. Enjoy the space and feel of country living while remaining just minutes from shopping, dining, schools, and everyday conveniences. Opportunities like this in town don't come along often!
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FeaturesInteriorInterior Amenities Ceiling Fan(s) Eat-in Kitchen Walk-In Closet(s)
Basement Finished Partial
Flooring Carpet Laminate Parquet Vinyl
Total Fireplaces 1
Fireplace Features Family Room Gas Log Living Room
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2010.0
Half Baths 1
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 431.0
Total Baths 3
Heating-Heat Pump True
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GeneralSewer Septic Tank
Heating Ceiling Electric Heat Pump Propane Tank Leased
Cooling Heat Pump
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Microwave Range Refrigerator Washer
Garage Spaces 2.0
Patio/Porch Features Deck Patio
Construction Materials Vinyl Siding Other
Year Built 1985
View Farm Neighborhood
Levels Multi/Split
Property Subtype Single Family Residence
Parcel Number 050-8-4-18
County Pulaski
New Construction N
Property Type Residential
HOA N
Attached Garage N
Garage Y/N Y
Other Structures Workshop Other
Total Rooms 2
Full Baths 2
Status Active
Directions From Hwy 27 turn onto W Bourbon Street then left onto Owens Ferry and home is on the left.
High School Southwestern
City Somerset
High School District Pulaski County - 45
MLS Area 902 - Southwest Pulaski County
Lot Size Units Acres
Lot Size Square Feet 187308.0
Carport Y/N N
Elementary School Southern
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Southern
MLS Area Minor 902 - Southwest Pulaski County
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://my.matterport.com/show/?m=WQns3sMfQJf
Standard Status Active
Senior Community None
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ExteriorParking Features Attached Garage Garage Door Opener
Water Source Public
Lot Size Area 4.3
Foundation Details Block
Building Area Total 2441.0
Lot Size Acres 4.3
Lot Size Source Public Records
Waterfront Y/N N
Door Features Storm Door(s)
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByLake Cumberland Real Estate ProfessionalsBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,841
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Somerset, KY
Average List Price $400,027
Percent of Sale Price 11%
About Somerset, KY 11,235 Population
-1% Since 2002
$ 29,632 Median Income
41.03 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
3289516 Elementary School
3292833 Middle School
Southwestern High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/9/2026 | $450,000 | | Listed Price |