21 Jay Street Waterford, NY ^$ 199,900

21 Jay Street

^$ 199,900

Back to search

Recently Listed

21 Jay Street

Waterford, NY, 12188

^$ 199,900

Bedrooms3 Baths1.0 Sq 1,425

Monthly Estimate*

^$ 1,262

21 Jay Street, Waterford, NY 12188 - Image 1

21 Jay Street, Waterford, NY 12188 - Image 2

21 Jay Street, Waterford, NY 12188 - Image 3

21 Jay Street, Waterford, NY 12188 - Image 4

21 Jay Street, Waterford, NY 12188 - Image 5

21 Jay Street, Waterford, NY 12188 - Image 6

21 Jay Street, Waterford, NY 12188 - Image 7

21 Jay Street, Waterford, NY 12188 - Image 8

21 Jay Street, Waterford, NY 12188 - Image 9

21 Jay Street, Waterford, NY 12188 - Image 10

21 Jay Street, Waterford, NY 12188 - Image 11

21 Jay Street, Waterford, NY 12188 - Image 12

21 Jay Street, Waterford, NY 12188 - Image 13

21 Jay Street, Waterford, NY 12188 - Image 14

21 Jay Street, Waterford, NY 12188 - Image 15

21 Jay Street, Waterford, NY 12188 - Image 16

21 Jay Street, Waterford, NY 12188 - Image 17

21 Jay Street, Waterford, NY 12188 - Image 18

21 Jay Street, Waterford, NY 12188 - Image 19

21 Jay Street, Waterford, NY 12188 - Image 20

21 Jay Street, Waterford, NY 12188 - Image 21

21 Jay Street, Waterford, NY 12188 - Image 22

21 Jay Street, Waterford, NY 12188 - Image 23

21 Jay Street, Waterford, NY 12188 - Image 24

21 Jay Street, Waterford, NY 12188 - Image 25

21 Jay Street, Waterford, NY 12188 - Image 26

21 Jay Street, Waterford, NY 12188 - Image 27

21 Jay Street, Waterford, NY 12188 - Image 28

21 Jay Street, Waterford, NY 12188 - Image 29

21 Jay Street, Waterford, NY 12188 - Image 30

21 Jay Street, Waterford, NY 12188 - Image 31

21 Jay Street, Waterford, NY 12188 - Image 32

21 Jay Street, Waterford, NY 12188 - Image 33

21 Jay Street, Waterford, NY 12188 - Image 34

21 Jay Street, Waterford, NY 12188 - Image 35

21 Jay Street, Waterford, NY 12188 - Image 36

21 Jay Street, Waterford, NY 12188 - Image 37

21 Jay Street, Waterford, NY 12188 - Image 38

21 Jay Street, Waterford, NY 12188 - Image 39

21 Jay Street, Waterford, NY 12188 - Image 40

Single Family Home for sale in Waterford, NY

for $199,900 with 3 bedrooms and 1 full bath. This 1,425 square foot home was built in 1946 on a lot size of 0.3.

Come see all that this 3-bedroom, 1-bath home offering 1,395 sq. ft. of living space has to offer! Located in a quiet neighborhood within the Waterford School District, this home features a spacious open floor plan with a large living room, family room and dining room conveniently located off the kitchen. The first floor offers one bedroom and a full bath, while the second floor features two additional bedrooms with hardwood floors, plus a separate room ready for a potential second full bathroom to be installed. Additional highlights include hot water radiator heat, a 2-year-old roof and 1-car garage. Plenty of space and potential to make this home your own. Estate property being sold as-is

Single Family Active

Price

^$ 199,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 5,815

Style

Cape Cod

Lot Size

0.3

Year Built

1946

Town/City

Waterford

County/Region

Saratoga

MLS | Web ID

202623524

Features

General

Sewer Public Sewer

Heating Hot Water Natural Gas Radiant

Cooling None

Possession At Closing

Roof Shingle Asphalt

Appliances Dishwasher Oven Range Refrigerator

Garage Spaces 1.0

Architectural Style Cape Cod

Security Features Smoke Detector(s) Carbon Monoxide Detector(s)

Construction Materials Vinyl Siding

Year Built 1946

View Trees/Woods

Property Subtype Single Family Residence

County Saratoga

New Construction N

Property Type Residential

HOA N

Attached Garage Y

Garage Y/N Y

Other Structures Shed(s)

Total Rooms 9

Full Baths 1

Status Active

Directions From 87N take exit 8 right onto Crescent Rd left on US 9 right on Church Hill Rd right on Middletown Rd left on Jay St.

High School Waterford

City Waterford

High School District Waterford-Halfmoon

Lot Size Units Acres

Lot Size Square Feet 13068.0

Carport Y/N N

Elementary School Waterford

Land Lease Y/N N

Tax Annual Amount 5815.0

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 10.000

Interior

Basement Full Unfinished

Flooring Carpet Hardwood

Total Fireplaces 0

Basement (Y/N) N

Air Conditioning Y/N N

Heating Y/N Y

Fireplace Y/N N

Above Grade Finished Area 1425.0

Half Baths 0

Laundry Features Main Level

Total Bedrooms 3

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source Plans

Total Baths 1

Exterior

Exterior Amenities Drive-Paved

Fencing Chain Link Partial

Parking Features Paved Attached Driveway

Lot Features Secluded Level Wooded Cleared

Water Source Public

Total Parking 6.0

Lot Size Area 0.3

Spa N

Lot Dimensions 89 x 126 x 112 x 151

Lot Size Acres 0.3

Waterfront Y/N N

Door Features Sliding Doors

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 21

* Excluded Features

List By

Christopher McCabe

Listing Agent

Venture Fox Realty Group Llc

Broker

(518) 378-8756

Phone

cmccabe@venturefoxrealty.com

Affordability Calculator

$1,747

Per Month

Monthly Principal & Interest: $1,262
Monthly Property Taxes: $485
Monthly Home Insurance: --

Set your offer price

Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

THE TIME TO SELL IS NOW! What's my home worth?

Nearby

Trends
Schools

Single family listings in Waterford, NY

Average List Price ^$553,400

Percent of Sale Price 177%

About Waterford, NY

8,617 Population

1% Since 2002

^$63,401 Median Income

42.24 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3590804 Elementary School

3041312 Middle School

Waterford High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/7/2026	$199,900		Listed Price

Map

More homes like this one

homes for you

See all

21 Jay Street, Waterford, NY, 12188 is a Single Family Home for sale at $199,900 with 1,425 sqft and a lot size of 0.3. 21 Jay Street has 3 bedrooms, 1.0 baths, and was built in 1946. The property's zip code is 12188 which is in Waterford, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 8/8/2026.

*Full Name

*Email

*Phone

I am interested in financing options

Get more info

By submitting the form, you agree that Weichert^® may contact you via phone or text about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our privacy policy.

Get more info

Looking for an Associate?

Already Working with an Associate?

21 Jay Street

Single Family Home for sale in Waterford, NY

Affordability Calculator

Map

More homes like this one

Get more info about this home