186 Ryan Court Spencer, IN $ 334,900
186 Ryan Court
$ 334,900
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186 Ryan Court

Spencer, IN, 47460
$ 334,900
Bedrooms3 Baths2.1 Sq 2,464

Monthly Estimate*

$ 2,115

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Single Family Home for sale in Spencer, IN

for $334,900 with 3 bedrooms and 2 full baths, 1 half bath. This 2,464 square foot home was built in 1992 on a lot size of 0.84.

Welcome to this spacious 3 Bedroom, 2 1/2 Bath home with 2,464-square-foot residence situated on a 0.84-acre lot in the desirable White Oaks Estates neighborhood of Spencer. Designed with both comfort and functionality in mind, this home offers a main-level primary bedroom with its own private bath, along with a convenient half bath for guests and a main-level laundry room. Upstairs, you'll find two additional bedrooms and a full bath, providing flexible space for a variety of living arrangements. The home's generous living areas offer plenty of room for everyday living, entertaining, or relaxing. Outside, enjoy the large yard with space for outdoor activities, gardening, or simply unwinding. The attached 2-car garage provides ample parking and storage, while the 12' x 16' storage shed offers additional room for tools, lawn equipment, or hobbies. Conveniently located just minutes from schools, shopping, dining, and local amenities, this property combines space, practicality, and a desirable location. Don't miss the opportunity to make this inviting Spencer home your own!

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Single Family Active

Price

$ 334,900

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 2,347

Style

Site-Built Home

Lot Size

0.84

Year Built

1992

Town/City

Spencer

County/Region

Owen

MLS | Web ID

202632147

Features
General
Sewer City
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Attached
Status Active Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 1992
New Construction No
Subdivision White Oak(s)
Style Two Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 34
REO No
Status Detail 0
Dining Room Level Main
Area Owen County
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
Total Sq Ft 2464
Elementary School Spencer
Middle School Owen Valley
Legal Description WHITE OAKS ESTATES LOT 12
Agent First Name Tilden
Agent Last Name Keith
DOM 1
Tax Year 2025/2026
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Interior
Basement Crawl
Beds 3
Total Rooms 7
Dining Room Length 20
Dining Room Width 13
Living Room Width 14
Living Room Length 19
Full Baths Main 1
Full Baths Upper 1
Above Grade Bedrooms 3
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 1
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 14
2nd Bedroom Length 15
2nd Bedroom Level Upper
2nd Bedroom Width 15
3rd Bedroom Length 13
3rd Bedroom Level Upper
3rd Bedroom Width 11
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Exterior
Exterior Vinyl
Pool No
Garage Length 24
Garage Width 24
Lot Size Area 36590
Lot Dimensions IRREGULAR
Lot Description Irregular Level Slope 0-2.9999
Garage Capacity 2
Waterfront Y/N No
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* Excluded Features
List By
Tilden Keith

Listing Agent

Keith Realty & Auction Group

Broker

tilden.keith@homefinder.org

Email

Affordability Calculator

$2,310
Per Month
92%
8%
0%
Monthly Principal & Interest
$2,115
Monthly Property Taxes
$196
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1236904 Elementary School
1236321 Middle School
Owen Valley High School High School
Pricing History
DatePricePrice ChangeDescription
8/7/2026$334,900 Listed Price

Map


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186 Ryan Court, Spencer, IN, 47460 is a Single Family Home for sale at $334,900 with 2,464 sqft and a lot size of 0.84. 186 Ryan Court has 3 bedrooms, 2.1 baths, and was built in 1992. The property's zip code is 47460 which is in Spencer, IN