106 S Germantown Road
Chattanooga, TN, 37411 $ 330,000
Bedrooms4 Baths2.0 Sq 3,069 Monthly Estimate*
$ 2,084
for $330,000 with 4 bedrooms and 2 full baths. This 3,069 square foot home was built on a lot size of 0.39.
Welcome home to 106 S Germantown Rd, a charming Belvoir 1947 Cape Cod style home full of character on nearly 0.4 private acres in the heart of Chattanooga. With over 3,000 square feet across multiple levels, this 4-bedroom, 2-bath home, plus an additional finished bonus room and third full bath on the top floor, offers an impressive amount of space and flexibility for a large household, multigenerational living, working from home, or simply having room to spread out. Inside, gleaming hardwood floors flow through the bright living and dining areas, leading into a well-appointed kitchen with ample counter space and cabinetry. But the main level is only the beginning. This home just keeps going, with additional finished spaces both upstairs and down that open the door to countless possibilities. The finished basement adds another level of usable living space with a family room, two bedrooms, a full bath, laundry area, storage, and its own private exterior entrance. The layout offers exciting potential for a mother-in-law setup, extended family, older children, guests, or even potential rental income. It could also serve as a media room, recreation area, home gym, or second family room depending on your needs. Upstairs, the finished attic adds yet another unexpected bonus, with an additional finished room and full bath not included in the advertised bedroom and bathroom count. Vaulted ceilings give the space an open and inviting feel, making it a great option for a home office, game room, creative studio, playroom, lounge, or additional flex space. Outside, enjoy a large, flat, fully fenced backyard with plenty of room for pets, play, gardening, and entertaining. The covered patio with retractable awning provides a comfortable place for outdoor dining and relaxing, while the fire pit creates another great gathering spot. Additional features include a 2-car carport and a spacious, level lot. Zoned for East Ridge Elementary, Dalewood Middle, and Brainerd High School.
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FeaturesGeneralSewer Public Sewer
Heating Central Natural Gas
Cooling Central Air Electric
Utilities Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Asphalt Shingle
Patio/Porch Features Rear Porch
Pool Features None
Construction Materials Vinyl Siding
Year Built 1947
Levels Three Or More
Property Subtype Single Family Residence
County Hamilton
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Kelly Gardens
Garage Y/N N
Total Rooms 0
Full Baths 2
Status Active
Directions I24 E Take exit 183 Germantown Rd Turn L onto Germantown Rd Drive 1/2 a mile - First house on the Right after Glendon Dr
High School Brainerd High
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 16988.4
Carport Spaces 2.0
Carport Y/N Y
Listing Terms Cash Conventional FHA VA Loan
Elementary School East Ridge Elementary
Land Lease Y/N N
Tax Annual Amount 2626.48
Home Warranty Y/N N
Middle/Junior High School Dalewood Middle
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Legal Description PT LT 2 BLK D KELLY GARDENS PB9 PG3 8
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InteriorBasement Finished
Flooring Laminate Tile Wood
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1754.0
Half Baths 0
Total Bedrooms 4
Below Grade Finished Area 1315.0
Total Baths 2
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ExteriorExterior Amenities Awning(s) Fire Pit Private Entrance
Fencing Wood Other
Parking Features Driveway Off Street On Street
Lot Features Cleared Level
Water Source Public
Lot Size Area 0.39
Foundation Details Block
Spa N
Building Area Total 3069.0
Lot Dimensions 85X220
Lot Size Acres 0.39
Road Surface Type Asphalt
Waterfront Y/N N
Road Frontage Type City Street
Crops Included Y/N N
Road Responsibility Public Maintained Road
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByKeller Williams RealtyBroker
Team@asherblackrealtor.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,084
- Monthly Property Taxes
- $219
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Chattanooga, TN
Average List Price $501,629
Percent of Sale Price 52%
About Chattanooga, TN 184,934 Population
16% Since 2002
$ 44,682 Median Income
38.38 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
4267680 Elementary School
1547787 Middle School
Brainerd High High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/7/2026 | $330,000 | | Listed Price |