422 Summit Street
Elgin, IL, 60120 $ 309,900
Bedrooms3 Baths1.1 Sq 1,998 Monthly Estimate*
$ 1,957
for $309,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,998 square foot home was built in 1900 on a lot size of 0.2606.
Move-in ready, updated kitchen, refinished hardwood floors, flexible living spaces, and over 2,900+ square feet (including basement). This beautifully maintained historic home offers the perfect blend of timeless character and modern functionality. From the moment you arrive, the stately wrap-around front porch welcomes you inside, where stunning original woodwork, built-in details, rich Craftsman trim, and a beautifully crafted staircase showcase the home's enduring charm. Designed for today's lifestyle, the spacious main level features three separate living areas, a formal dining room, and a versatile main-floor bedroom that can easily serve as a home office, guest room, playroom, or additional family room. The updated kitchen offers abundant cabinetry, generous prep space, and opens to the home's entertaining areas, making gatherings both comfortable and convenient. Upstairs, you'll find two generously sized bedrooms, while the expansive basement adds incredible flexibility with multiple finished spaces ideal for a recreation room, fitness area, hobby room, workspace, or additional storage. Whether you're entertaining guests or simply need room to spread out, this home offers space for every stage of life. Outside, enjoy your morning coffee on the inviting wrap-around porch, host summer cookouts on the deck or brick paver patio, and relax in the private, tree-lined backyard backing to city-owned open space with no direct neighbors behind. A detached two-car garage completes the property. Conveniently located just minutes from downtown Elgin, Metra, I-90, shopping, dining, parks, and everyday conveniences, this move-in ready home delivers the character buyers love with the space and versatility they rarely find.
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FeaturesGeneralLiving Area 1998
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air Partial Wall Unit(s) Zoned Electric
Possession Closing
Roof Asphalt
Appliances Range Dishwasher Refrigerator Washer Dryer Disposal Stainless Steel Appliance(s) Range Hood ENERGY STAR Qualified Appliances Front Controls on Range/Cooktop Gas Cooktop Electric Oven
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Architectural Style American 4-Sq.
Construction Materials Frame Wood Siding Combination
Year Built 1900
Electric Circuit Breakers
Township Elgin
Tax Year 2025
Ownership Fee Simple
Community Features Curbs Sidewalks Street Lights Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Total Rooms 11
Full Baths 1
Status New
Directions Summit Street between Liberty St (Rt 25) and Dundee Ave.
High School Elgin High School
City Elgin
High School District 46
MLS Area Elgin
Elementary School Mckinley Elementary School
Tax Annual Amount 6639
Middle/Junior High School Larsen Middle School
Virtual Tour https://real.vision/422-summit-street?o=u
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
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InteriorInterior Amenities 1st Floor Bedroom Built-in Features Walk-In Closet(s) Separate Dining Room
Basement Partially Finished Exterior Entry Concrete Rec/Family Area Storage Space Full
Flooring Hardwood
Half Baths 1
Laundry Features Gas Dryer Hookup Electric Dryer Hookup In Unit Sink
Total Bedrooms 3
Below Grade Finished Area 923
Room Type Sitting Room Recreation Room Family Room Game Room Storage
Total Baths 2
Bedrooms Possible 3
Bathroom Soaking Tub
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ExteriorExterior Amenities Balcony Lighting
Parking Features Asphalt Garage Door Opener Yes Garage Owned Detached Garage
Lot Features Wooded Mature Trees
Water Source Lake Michigan Public Lake Water
Total Parking 2
Foundation Details Block Concrete Perimeter
Lot Dimensions 86X132
Lot Size Acres 0.2606
Waterfront Y/N N
Other Equipment CO Detectors Ceiling Fan(s) Water Heater-Gas
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* Excluded FeaturesList By@Properties Christie's International Real EstateBroker
JohnSalidas@atproperties.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,957
- Monthly Property Taxes
- $553
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Elgin, IL
Average List Price $522,547
Percent of Sale Price 69%
About Elgin, IL 114,155 Population
21% Since 2002
$ 61,828 Median Income
35.71 Median Age
38% Households with Children
Trends Information provided by ATTOM Data Solutions.
5492673 Elementary School
565206 Middle School
Elgin High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/7/2026 | $309,900 | | Listed Price |
422 Summit Street, Elgin, IL, 60120 is a Single Family Home for sale at $309,900 with 1,998 sqft and a lot size of 0.2606. 422 Summit Street has 3 bedrooms, 1.1 baths, and was built in 1900. The property's zip code is 60120 which is in Elgin, IL