245 First Street Charlotte, IA ^$ 249,000

245 First Street

^$ 249,000

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245 First Street

Charlotte, IA, 52731

^$ 249,000

Bedrooms6 Baths2.0 Sq 2,369

Monthly Estimate*

^$ 1,572

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Single Family Home for sale in Charlotte, IA

for $249,000 with 6 bedrooms and 2 full baths. This 2,369 square foot home was built in 2000 on a lot size of 0.32.

Welcome to this completely remodeled, turn-key home offering incredible space and functional flexibility in Charlotte! Situated on a nice-sized lot within the highly desirable Northeast School District, this move-in ready home has been fully updated from top to bottom with modern finishes and contemporary style. The main level features a bright, welcoming layout with 3 comfortable bedrooms and a full bathroom. Downstairs, the finished basement significantly expands your living space with an additional 3 bedrooms and another full bathroom, perfect for a large household, guest accommodations, a home office, or a recreation room. Outdoors, enjoy plenty of room for gatherings, gardening, or outdoor play in the spacious yard. Combining an exceptional amount of updated living space, a great location, and fantastic school district appeal, this home is a standout opportunity.

Single Family Active

Price

^$ 249,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 2,416

Style

Lot Size

0.32

Year Built

2000

Town/City

Charlotte

County/Region

Clinton

MLS | Web ID

12722726

Features

General

Living Area 2369

Sewer Public Sewer

Heating Natural Gas Forced Air

Cooling Central Air

Roof Asphalt

Appliances Range Microwave Dishwasher Washer Dryer

Association Fee Includes None

Construction Materials Vinyl Siding

Year Built 2000

Township N/A

Tax Year 2024

Assoc Fee Paid Per Not Applicable

County Clinton

New Construction N

Property Type Residential Detached Single

Total Rooms 9

Full Baths 2

Status Price Change

Directions From Highway 136 (Main Street) in Charlotte head west onto 2nd Avenue. Turn south (left) onto 1st Street. Continue south for approximately two blocks; 245 1st Street will be on the west (right) side

City Charlotte

High School District 4773

MLS Area Charlotte

Tax Annual Amount 2416

Standard Status Active

Middle/Junior School District 4773

Elementary School District 4773

Interior

Basement Partially Finished Full

Total Fireplaces 0

Half Baths 0

Total Bedrooms 3

Below Grade Finished Area 1248

Room Type Bedroom 5 Bedroom 6 Recreation Room

Total Baths 2

Bedrooms Possible 6

Exterior

Lot Features Level

Water Source Public

Total Parking 0

Foundation Details Block Concrete Perimeter

Lot Size Acres 0.32

Waterfront Y/N N

* Excluded Features

List By

Ruhl&Ruhl Realtors Dewitt

Broker

ashleyblock@ruhlhomes.com

Affordability Calculator

$1,774

Per Month

Monthly Principal & Interest: $1,572
Monthly Property Taxes: $201
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Charlotte, IA

Average List Price ^$234,000

Percent of Sale Price 6%

About Charlotte, IA

293 Population

-21% Since 2002

^$60,000 Median Income

42.12 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

5533691 Elementary School

5533688 Middle School

Unknown High School High School

Pricing History

Date	Price	Price Change	Description
8/10/2026	$249,000	-3.86%	Price Down
8/5/2026	$259,000		Listed Price

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245 First Street, Charlotte, IA, 52731 is a Single Family Home for sale at $249,000 with 2,369 sqft and a lot size of 0.32. 245 First Street has 6 bedrooms, 2.0 baths, and was built in 2000. The property's zip code is 52731 which is in Charlotte, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Weichert Realtors are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.

Data is updated as of 8/13/2026.

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245 First Street

Single Family Home for sale in Charlotte, IA

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