2623 2nd Street
Matlacha, FL, 33993 $ 475,000
Bedrooms2 Baths2.0 Monthly Estimate*
$ 2,999
for $475,000 with 2 bedrooms and 2 full baths. This home was built in 1950 on a lot size of 0.081.
Tucked in the heart of Matlacha — a colorful, historic fishing village and one of Southwest Florida’s most beloved weekend and snowbird destinations — this classic 1950s duplex offers a rare combination: authentic Old Florida character with real, flexible income potential. Anglers, artists, and island seekers have made this stretch of Pine Island a year-round draw, and this property is built to capture it. The layout offers genuine flexibility for a new owner: live in one side and rent the other for steady supplemental income, or lease both units for a fully income-producing investment property. The duplex has demonstrated success running both models — a long-term tenancy on one side alongside active short-term/vacation rental income on the other. The configuration allows the property to adapt as your plans change. This is not another cookie-cutter Florida property. It is a waterfront Matlacha duplex in a destination known for its brightly colored cottages, locally owned restaurants, art galleries, live music, fishing, boating, kayaking, and relaxed island atmosphere. Guests and tenants can experience the charm of village life while remaining conveniently connected to Pine Island, Cape Coral, Fort Myers, and the surrounding Southwest Florida communities. The waterfront setting and dock access add another layer of appeal for boaters, anglers, paddlers, and vacationers searching for an authentic coastal experience. Morning coffee by the water, afternoons exploring Matlacha Pass, and evenings enjoying fresh seafood and live entertainment are all part of the lifestyle this property can help provide. Properties with this much character, direct gulf access, and rental flexibility are increasingly difficult to find in Matlacha. Whether you are searching for a Southwest Florida investment property, a waterfront duplex, a seasonal escape, or a home that can help offset its own expenses, this property deserves serious consideration. Own a piece of historic Matlacha, generate income, and enjoy the laid-back island lifestyle that continues to draw visitors and residents back year after year. Schedule your private showing and explore the possibilities this distinctive waterfront property offers.
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FeaturesGeneralSewer Public Sewer
Heating Wall Furnace
Cooling Wall Unit(s)
Utilities Cable Available
Possession Close Of Escrow
Roof Built-Up Flat
HOA Fee 0
Architectural Style Duplex
Construction Materials Block Other Concrete
Pets Allowed Yes
Year Built 1950
Tenant Pays Janitorial Service See Remarks
Property Subtype Duplex
Tax Year 2025
Waterfront Features Bayfront Canal Access
Community Features Boat Facilities
HOA Fee 2 0
County Lee
Net Operating Income 0
Operating Expense 0
Property Type Residential Income
Association Amenities Boat Dock Boat Ramp Park
Subdivision Name CROWS 2ND PLAT OF MATLACHA
Full Baths 2
Status Active
Directions Pine Island Rd west to Matlacha Ave turn right on 2nd st. Home is 2nd home to the end on the left.
City Matlacha
Disclosures Owner Has Flood Insurance
Land Lease Amount 0
Zoning Description RM-2
MLS Area PI03 - Matlacha
Lot Size Units Acres
Tax Annual Amount 4125.51
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026033202
Structure Type Duplex
Standard Status Active
Tax Lot 13
Property Sub Type Additional Duplex
Legal Description CROWS 2ND PLAT OF MATLACHA BLK 4 PB 8 PG 85 LOT 13
HOA Fee 3 0
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InteriorFlooring Tile
Air Conditioning Y/N true
Heating Y/N true
Window Features Casement Window(s)
Total Bedrooms 2
Total Baths 2
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ExteriorExterior Amenities None
Lot Features Rectangular Lot
Water Source Public
Lot Size Area 0.081
Spa false
Building Area Total 0
Lot Dimensions 50 x 71 x 50 x 71
Lot Size Acres 0.081
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 0
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* Excluded FeaturesList ByStephen M. LongestListing Agent
Coldwell Banker RealtyBroker
longeststephen@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,999
- Monthly Property Taxes
- $344
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Matlacha, FL
Average List Price $502,000
Percent of Sale Price 6%
About Matlacha, FL 801 Population
1% Since 2002
$ 57,838 Median Income
65.83 Median Age
0% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/5/2026 | $475,000 | | Listed Price |