4 Pearl Street Oneonta, NY $ 279,900
4 Pearl Street
$ 279,900
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4 Pearl Street

Oneonta, NY, 13820
$ 279,900
Bedrooms5 Baths2.0 Sq 1,539

Monthly Estimate*

$ 1,767

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Single Family Home for sale in Oneonta, NY

for $279,900 with 5 bedrooms and 2 full baths. This 1,539 square foot home was built in 1920 on a lot size of 0.18.

Charming West End home checks so many boxes! Five bedroom, two bath is move-in ready inside and out! Meticulously cared for flower gardens, deck, balcony, and patio with gas fire pit show homeowner pride and care! Handsome enclosed front porch provides instant appeal, and sets the standard as you enter the home to gleaming hardwood, natural chestnut woodwork, double living room, and classic gas fireplace! Spacious eat-in kitchen, first floor bedrooms, and a stylish first floor full bath with walk-through style tub feature provides you plenty of options! Upstairs there are three bedrooms, full bath, and convenient mid-hall laundry. Open the door at the top of the second floor hallway to cozy walk-out balcony overlooking deck, patio, and spacious backyard! What a spot to sip on your morning coffee and watch the sunrise! Expansive finished family room in basement features full ceramic tile throughout, ship-lap walls and ceiling, plus a gently used full sized sauna room! Sellers have upgraded all utilities in the last four years: Eaton electrical service panel, Lennox gas hot air heating system with central air conditioning, and Bradford White Defender Series gas hot water heater have all been recently upgraded for worry free living and comfortable summer and winter time temps! Plenty of storage and shop space in basement! There's a gem on Pearl Street....

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Single Family Active

Price

$ 279,900

Bedrooms

5

Full Bath

2

Property Type

Single Family

Taxes

$ 5,484

Style

CapeCod

Lot Size

0.18

Year Built

1920

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1704486

Features
Interior
Interior Amenities CeilingFans SeparateFormalDiningRoom EatInKitchen Other SeeRemarks Storage SolidSurfaceCounters NaturalWoodwork Workshop
Basement Full PartiallyFinished
Flooring Carpet CeramicTile Hardwood Laminate Varies
Total Fireplaces 1
Total Stories 1
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Total Bedrooms 5
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 2
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General
Sewer Connected
Heating Gas ForcedAir
Cooling CentralAir
Utilities ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession Closing
Roof Architectural Shingle
Appliances Dryer Dishwasher ExhaustFan ElectricOven ElectricRange GasWaterHeater Refrigerator RangeHood Washer
Garage Spaces 1.0
Patio/Porch Features Balcony Deck Patio
Architectural Style CapeCod
Construction Materials Cedar Frame
School District Oneonta
Year Built 1920
Township Not Applicable
Property Subtype SingleFamilyResidence
County Otsego
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 12
Full Baths 2
Status Active
Directions I88 Exit 15 (Colleges Exit) to Left onto Main Street (Rts 7+23 W) Right onto Chestnut St (staying on Rts 7+23 W) to Right onto Pearl Street house is on Right.
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 5484.0
Property Condition Resale
Virtual Tour https://video214.com/custom-player/L04KsKxAPuLwhkfWoaRwlA
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 128000
TaxOtherAnnualAssessmentAmount 0.0
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Exterior
Exterior Amenities BlacktopDriveway Balcony Deck EnclosedPorch Porch Patio PrivateYard SeeRemarks
Parking Features Detached Garage
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.18
Foundation Details Block
Building Area Total 1539.0
Lot Dimensions 55X155
Lot Size Acres 0.18
Waterfront Y/N No
Road Frontage Type CityStreet
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Internal Only
Street Number 1 4
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* Excluded Features
List By
Benson Agency Real Estate Llc

Broker

(607) 287-1559

Phone

Affordability Calculator

$2,224
Per Month
79%
21%
0%
Monthly Principal & Interest
$1,767
Monthly Property Taxes
$457
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/5/2026$279,900 Listed Price

Map


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4 Pearl Street, Oneonta, NY, 13820 is a Single Family Home for sale at $279,900 with 1,539 sqft and a lot size of 0.18. 4 Pearl Street has 5 bedrooms, 2.0 baths, and was built in 1920. The property's zip code is 13820 which is in Oneonta, NY