809 E Milw Street Spencer, IA ^$ 72,000

809 E Milw Street

^$ 72,000

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Recently Listed

809 E Milw Street

Spencer, IA, 51301

^$ 72,000

Bedrooms2 Baths1.0 Sq 704

Monthly Estimate*

^$ 455

809 E Milw Street, Spencer, IA 51301 - Image 1

809 E Milw Street, Spencer, IA 51301 - Image 2

809 E Milw Street, Spencer, IA 51301 - Image 3

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809 E Milw Street, Spencer, IA 51301 - Image 7

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809 E Milw Street, Spencer, IA 51301 - Image 9

809 E Milw Street, Spencer, IA 51301 - Image 10

809 E Milw Street, Spencer, IA 51301 - Image 11

Single Family Home for sale in Spencer, IA

for $72,000 with 2 bedrooms and 1 full bath. This 704 square foot home was built in 1925 on a lot size of 0.13.

Calling all investors! This 2 bedroom, 1 bath home is a fantastic opportunity to add to your rental portfolio or start your investment journey. While the exterior could use a fresh coat of paint, the interior is move-in ready, making it easy to get tenants in quickly. Complete with a detached 1 car garage, this property offers excellent potential and value. Donât miss this affordable investment opportunity!

Single Family Active

Price

^$ 72,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 768

Style

Bungalow

Lot Size

0.13

Year Built

1925

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260912

Features

General

Sewer Public Sewer

Construction Frame/Wood

Heating Forced Air

Cooling Wall

Roof Asphalt

Appliances Range/Stove Refrigerator

Flood Zone No

Number of Garage Spaces 1

School District Spencer

Electric Fuses

Architectural Style Bungalow

Stories Count 1

Class RESIDENTIAL

Assessments Unknown

Levels One

Type Single Family Residence

Yearly Taxes 768

Tax Year 2024

Fuel Natural Gas

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 5675

Construction Materials Cement Block

Primary City Spencer

Year Built 1925

City Spencer

Disclosures Lead Based Paint Disc Property Condition Disc

Total Sq Ft 704

DOM 0

Secondary City Clay County

Postal Code 51301

Price Per Sq Ft Total AG 102.27

Public Remarks Calling all investors! This 2 bedroom 1 bath home is a fantastic opportunity to add to your rental portfolio or start your investment journey. While the exterior could use a fresh coat of paint the i

Exterior

Waterfront 0

Garage Type Detached

Garage Capacity 14X22

Lot Size Source Assessor

Water Source Public/City

Interior

Furnished Y/N No

Total Baths 1

Full Baths 1

Bath Description Main Floor Full Bath

1/4 Baths 0

Basement Style Full

* Excluded Features

List By

Kari Stave

Listing Agent

Exit Realty Midwest- Spencer/Emmetsburg

Broker

(712) 363-2691

Phone

klstave@gmail.com

Affordability Calculator

$519

Per Month

Monthly Principal & Interest: $455
Monthly Property Taxes: $64
Monthly Home Insurance: --

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Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IA

Average List Price ^$230,559

Percent of Sale Price 220%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/31/2026	$72,000		Listed Price

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809 E Milw Street, Spencer, IA, 51301 is a Single Family Home for sale at $72,000 with 704 sqft and a lot size of 0.13. 809 E Milw Street has 2 bedrooms, 1.0 baths, and was built in 1925. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 8/1/2026.

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809 E Milw Street

Single Family Home for sale in Spencer, IA

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