320 Chestnut Street Oneonta, NY $ 185,500
320 Chestnut Street
$ 185,500
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320 Chestnut Street

Oneonta, NY, 13820
$ 185,500
Bedrooms2 Baths2.1 Sq 1,660

Monthly Estimate*

$ 1,171

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Single Family Home for sale in Oneonta, NY

for $185,500 with 2 bedrooms and 2 full baths, 1 half bath. This 1,660 square foot home was built in 1890 on a lot size of 0.19.

Possibility Plus awaits in this spacious West End home! Enter through the convenient rear mudroom featuring abundant storage with large built-in cabinets and second pantry. The kitchen offers beautiful raised-panel oak cabinetry and opens to a bright, airy family room with a cathedral ceiling and sliding glass doors leading to a private side deck. The main level also features a spacious dining room, comfortable living room, and a full bathroom, providing a functional layout for everyday living and entertaining. Upstairs, you'll find a full hall bath, a large primary suite with ample closet space, and a private bath ready for your finishing touches—simply add a tub or shower to complete the space. The suite also offers the potential for a convenient second-floor laundry area. A second bedroom completes the upper level. A new HVAC system installed in 2012 provides year-round comfort and efficiency. Outside, enjoy the inviting wraparound covered front and side porches that lead to private deck areas, perfect for relaxing or entertaining. The property also includes a two-car detached garage, an expansive paved parking area, and landscaped yard surrounded shrubs and fencing for added privacy. With generous living space, endless potential, and a desirable West End location, this home is ready for its next chapter!

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Single Family Active

Price

$ 185,500

Bedrooms

2

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 3,799

Style

TwoStory

Lot Size

0.19

Year Built

1890

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1702323

Features
Interior
Interior Amenities BreakfastBar CeilingFans CathedralCeilings SeparateFormalDiningRoom SeparateFormalLivingRoom KitchenFamilyRoomCombo PullDownAtticStairs SlidingGlassDoors Skylights WindowTreatments ConvertibleBedroom
Basement Full
Flooring Carpet Varies Vinyl
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Drapes Skylights
Fireplace Y/N No
Half Baths 1
Laundry Features UpperLevel
Total Bedrooms 2
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 3
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General
Sewer Connected
Heating Gas ForcedAir
Cooling CentralAir
Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Asphalt
Appliances ExhaustFan ElectricOven ElectricRange ElectricWaterHeater Refrigerator RangeHood
Garage Spaces 2.0
Patio/Porch Features Covered Deck Patio Porch
Architectural Style TwoStory
Construction Materials Frame VinylSiding
School District Oneonta
Year Built 1890
Electric CircuitBreakers
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
County Otsego
Property Type Residential
Attached Garage No
Energy Efficient Hvac
Garage Y/N Yes
Other Structures Sheds Storage
Total Rooms 6
Full Baths 2
Status Active
Directions From Main St. head towards West End on Chestnut St. go 0.9 miles house will be on your right just after Kearney St. - Watch for Sign -
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Lot Size Square Feet 8276.0
Year Built Details Existing
Tax Annual Amount 3799.0
Property Condition Resale
Virtual Tour https://video214.com/custom-player/f1OOY0NulMfjjwhOGZC0Iw
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 132000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 25
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Exterior
Exterior Amenities BlacktopDriveway Deck Fence Patio
Fencing Partial
Parking Features Detached Garage
Lot Features NearPublicTransit Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.19
Foundation Details Stone
Building Area Total 1660.0
Lot Dimensions 61X138
Lot Size Acres 0.19
Waterfront Y/N No
Door Features SlidingDoors
Road Frontage Type CityStreet
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Internal Only
Street Number 1 320
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* Excluded Features
List By
Benson Agency Real Estate Llc

Broker

(607) 434-9136

Phone

Affordability Calculator

$1,488
Per Month
79%
21%
0%
Monthly Principal & Interest
$1,171
Monthly Property Taxes
$317
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/31/2026$185,500 Listed Price

Map


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320 Chestnut Street, Oneonta, NY, 13820 is a Single Family Home for sale at $185,500 with 1,660 sqft and a lot size of 0.19. 320 Chestnut Street has 2 bedrooms, 2.1 baths, and was built in 1890. The property's zip code is 13820 which is in Oneonta, NY