4040 PALMA CEIA CIRCLE Winter Haven, FL $ 749,000
4040 PALMA CEIA CIRCLE
$ 749,000
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4040 PALMA CEIA CIRCLE

Winter Haven, FL, 33884
$ 749,000
Bedrooms3 Baths3.1 Sq 2,493

Monthly Estimate*

$ 4,729

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Single Family Home for sale in Winter Haven, FL

for $749,000 with 3 bedrooms and 3 full baths, 1 half bath. This 2,493 square foot home was built in 2005 on a lot size of 0.3.

Meticulously maintained and beautifully remodeled, this exceptional Palma Ceia residence in Cypresswood offers pond frontage, three private en-suite bedrooms, a dedicated office, a heated swimming pool, and incredible golf course views. The pavered driveway and walkways, manicured flower gardens, and a 2022 black metal roof set the stage for the impressive interior. Elevated ceilings, crown molding, waterproof Pergo flooring, stone counters, and plantation shutters are just a few of the home’s stunning features. At the heart of the home is a spacious great room featuring a natural gas fireplace with shiplap façade. Triple sliding glass doors, with new screens, create a seamless indoor-outdoor flow to the covered lanai and pool area while showcasing the outdoor views. The updated kitchen features quartz counters, an island with a prep sink and filtered water, a Kohler workstation sink, breakfast bar, stainless appliances, double ovens, gas range, Bosch dishwasher, and a spacious dinette overlooking the pool. A private office provides the perfect setting for working from home. Designed to give everyone their own space, the home offers three bedrooms with en-suite bathrooms. The primary suite includes pool access, a tray ceiling, two walk-in closets with built-in shelving, and a gorgeous remodeled bathroom featuring a six-foot freestanding soaking tub, glass-enclosed walk-in shower, dual vanities, and a water closet. The second bedroom includes an equally impressive en-suite bath with custom tile flooring, a granite counter, tub, and separate walk-in shower. Located at the rear of the home, the third en-suite bedroom is ideal for visiting guests and can be closed off with a pocket door for added privacy. Its bathroom offers a granite counter with dual sinks, a tub and shower combo, and a linen closet. An additional linen closet is located in the guest-wing hallway. The interior laundry room provides a closet pantry, storage closet, and convenient half bathroom. Florida living takes center stage outdoors with a screen-enclosed heated pool, expansive covered lanai, and a separate screened area for sunning. The peaceful setting overlooks the pond and third hole of the golf course, where a variety of birds and wildlife can be enjoyed daily. Meticulously designed gardens, window planter boxes and a pavered sitting area near the pond—ideal for a fire pit—complete this private outdoor oasis. The two-car garage features an epoxy floor, utility sink, storage closets, and overhead storage racks. Additional improvements and features include a 2026 installed gas water heater, a 26-gauge standing seam metal roof (2022) with a 40-year warranty, dual-zone air conditioning (2020), irrigation on separate meter, plantation shutters throughout, remote-controlled lanai lighting, pool safety fence, Ring cameras, rain gutters, and more. Located within the guarded Cypresswood community, this remarkable home combines thoughtful updates, exceptional care, abundant privacy, and a truly beautiful golf course and waterfront setting. Cypresswood Golf & Country Club features an 18-hole championship golf course, driving range, pro shop, jr. olympic pool, tennis & pickleball courts, an event venue, a sports pub and more. Located just minutes from shopping, medical facilities and downtown Winter Haven. Centrally located between Tampa and Orlando with easy commutes to airports and beaches. Come see what this magnificent home and community in Central FL has to offer!

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Single Family Active

Price

$ 749,000

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 5,510

Style

Custom

Lot Size

0.3

Year Built

2005

Town/City

Winter Haven

County/Region

Polk

MLS | Web ID

L4963754

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Connected Natural Gas Connected Public Sewer Connected Sprinkler Meter Water Connected
Roof Metal
Appliances Built-In Oven Cooktop Dishwasher Disposal Gas Water Heater Microwave Refrigerator Water Filtration System
HOA Fee 1825
Garage Spaces 2
Association Fee Includes 24-Hour Guard Community Pool Pool Maintenance Private Road Recreational Facilities
Patio/Porch Features Covered Patio Rear Porch Screened
Architectural Style Custom
Pool Features Child Safety Fence Gunite Heated In Ground Screen Enclosure
Security Features Gated Community
Construction Materials Block Stucco
Pets Allowed Cats OK Dogs OK Number Limit Yes
Year Built 2005
View Pool Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Pond
Community Features Clubhouse Deed Restrictions Fitness Center Gated Community - Guard Golf Carts OK Golf Pool Restaurant Tennis Court(s)
Assoc Fee Paid Per Annually
County Polk
New Construction false
Property Type Residential
Association Amenities Clubhouse Fitness Center Gated Golf Course Pickleball Court(s) Pool Recreation Facilities Security Tennis Court(s)
Attached Garage true
Subdivision Name CYPRESSWOOD PALMA CEIA
Facing Direction West
Garage Y/N true
Total Rooms 13
Full Baths 3
Status Active
Directions From Dundee Rd go into Cypresswood and through the gate. Follow straight. Go through stop sign and make the next right onto Palma Ceia Rd. Follow to stop sign and turn left onto Palma Ceia Cir home is on the left.
High School Winter Haven Senior
City WINTER HAVEN
Association Name Shannon Wood Gosnell
Senior Community Y/N false
MLS Area 33884 - Winter Haven / Cypress Gardens
Lot Size Units Square Feet
Lot Size Square Feet 12907
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Elbert Elem
Land Lease Y/N false
Tax Annual Amount 5510
Middle/Junior High School Denison Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 19
Legal Description CYPRESSWOOD PALMA CEIA PB 122 PGS 7-8 LOT 19
Water View Pond
Water Access Type Pond
Minimum Lease 1-2 Years
Water Access Y/N true
Monthly HOA Amount 152.08
Additional Rooms Attic Den/Library/Office Great Room Inside Utility
Water View Y/N true
Flood Zone Code X
In Law Suite YN false
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Crown Molding Eating Space In Kitchen High Ceilings Primary Bedroom Main Floor Solid Surface Counters Split Bedroom Stone Counters Tray Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Laminate Tile
Furnished Y/N Unfurnished
Fireplace Features Family Room Gas
Air Conditioning Y/N true
Heating Y/N true
Window Features Drapes Shutters Window Treatments
Fireplace Y/N true
Half Baths 1
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 4
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Exterior
Exterior Amenities Irrigation System Lighting Private Mailbox Rain Gutters Sliding Doors
Vegetation Mature Landscaping Trees/Landscaped
Parking Features Driveway Garage Door Opener
Lot Features City Lot Landscaped On Golf Course
Water Source Public
Lot Size Area 12907
Foundation Details Slab
Building Area Total 3241
Lot Dimensions 129 x 100
Lot Size Acres 0.3
Road Surface Type Paved Asphalt
Private Pool true
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type Street Paved Private Road
Road Responsibility Private Maintained Road
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* Excluded Features
List By
The Stones Real Estate Firm

Broker

deannastone@live.com

Email

Affordability Calculator

$5,188
Per Month
91%
9%
0%
Monthly Principal & Interest
$4,729
Monthly Property Taxes
$459
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Winter Haven Senior High School High School
Pricing History
DatePricePrice ChangeDescription
7/30/2026$749,000 Listed Price

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4040 PALMA CEIA CIRCLE, Winter Haven, FL, 33884 is a Single Family Home for sale at $749,000 with 2,493 sqft and a lot size of 0.3. 4040 PALMA CEIA CIRCLE has 3 bedrooms, 3.1 baths, and was built in 2005. The property's zip code is 33884 which is in Winter Haven, FL