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2195 SW Shoal Creek Trace Palm City, FL $ 489,000
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$ 489,000 Get more info
2195 SW Shoal Creek Trace
$ 489,000
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Open House 8/2 12pm - 2pm
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2195 SW Shoal Creek Trace

Palm City, FL, 34990
$ 489,000
Bedrooms3 Baths2.1 Sq 1,751

Monthly Estimate*

$ 3,088

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View a Virtual Tour

Single Family Home for sale in Palm City, FL

for $489,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,751 square foot home was built in 1989 on a lot size of 0.14.

Welcome to Charter Club at Martin Downs! This beautifully maintained 3 bedroom, 2.5 bath home offers an open-concept layout with high ceilings, a 1st floor primary suite and peaceful lake views. Enjoy indoor-outdoor living from the covered, screened patio, perfect for relaxing or entertaining. Additional features include impact windows, an EV charging station, and access to community amenities including a pool and tennis courts. Conveniently located near shopping, dining, golf, I-95, and the Turnpike.

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Open House

8/2/2026 12:00 PM - 2:00 PM
2195 SW Shoal Creek Trace Palm City, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
Single Family Active

Price

$ 489,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 6,681

Style

Lot Size

0.14

Year Built

1989

Town/City

Palm City

County/Region

Martin

MLS | Web ID

B26057985
Features
General
Membership Required false
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Barrel Tile
Appliances Dishwasher Electric Range Electric Water Heater Microwave Refrigerator Water Heater
HOA Fee 308
Garage Spaces 2
Association Fee Includes Common Areas Cable TV Internet Maintenance Grounds Recreation Facilities Security
Patio/Porch Features Covered Patio Screened
Pool Features Association Heated
Security Features Security System Gated Community
Construction Materials Block Concrete Stucco
Pets Allowed Pet Restrictions Yes
Year Built 1989
View Lake
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Lake Front
Community Features Home Owners Association Gated
Community Type Gated Community
Accessibility None
Assoc Fee Paid Per Quarterly
County Martin
New Construction false
Property Type Residential
Association Amenities Pickleball Pool Spa/Hot Tub Tennis Court(s)
Attached Garage true
Subdivision Name CHARTER CLUB AT MARTIN DOWNS
Facing Direction Southwest
Garage Y/N true
Total Rooms 9
Full Baths 2
Status Active
Directions Martin Downs Blvd to Charter Club
High School Martin County
City Palm City
Disclosures Deed Restriction
Senior Community Y/N false
MLS Area 6090 - Palm City
Carport Y/N false
Elementary School Bessey Creek
Tax Annual Amount 6681.67
Middle/Junior High School Hidden Oaks
Property Condition Resale
Virtual Tour https://www.zillow.com/view-imx/353bd641-0624-4dbf-99d6-3e7f8b2434e1?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
Legal Description CHARTER CLUB AT MARTIN DOWNS LOT 169
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Interior
Interior Amenities Breakfast Area Dual Sinks Living/Dining Room Main Level Primary Split Bedrooms Separate Shower Vaulted Ceiling(s)
Flooring Ceramic Tile Laminate
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Inside Laundry Room
Total Bedrooms 3
Main Level Bedrooms 1
Main Level Bathrooms 2
Total Baths 3
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Exterior
Exterior Amenities Outdoor Living Area
Parking Features Attached Driveway Electric Vehicle Charging Station(s) Garage Garage Door Opener
Lot Features Interior Lot Landscaped Sprinklers Automatic < 1/4 Acre
Water Source Public
Total Parking 4
Lot Size Area 6117
Building Area Total 2171
Lot Size Acres 0.14
Waterfront Y/N true
Covered Spaces 2
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* Excluded Features
List By
Jeannie Jacobson

Listing Agent

Affordability Calculator

$3,644
Per Month
85%
15%
0%
Monthly Principal & Interest
$3,088
Monthly Property Taxes
$557
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4804137 Elementary School
4496100 Middle School
Martin County High School High School
See complete school information
Pricing History
Date Price Price Change Description
7/29/2026 $489,000 Listed Price

Map

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2195 SW Shoal Creek Trace, Palm City, FL, 34990 is a Single Family Home for sale at $489,000 with 1,751 sqft and a lot size of 0.14. 2195 SW Shoal Creek Trace has 3 bedrooms, 2.1 baths, and was built in 1989. The property's zip code is 34990 which is in Palm City, FL

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