91 Main Street Oneonta, NY ^$ 259,000

91 Main Street

^$ 259,000

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Recently Listed

91 Main Street

Oneonta, NY, 13820

^$ 259,000

Bedrooms4 Baths4.0 Sq 2,400

Monthly Estimate*

^$ 1,635

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Multi-Family Home for sale in Oneonta, NY

for $259,000 with 4 bedrooms and 4 full baths. This 2,400 square foot home was built in 1900 on a lot size of 0.14.

Annual income of over $36,000 per year. This fully occupied 4-unit property is ideally located on Main Street, just minutes from the heart of downtown Oneonta. Tenant's enjoy easy access to the city's shops, restaurants, entertainment, and everyday conveniences, while also being close to both local colleges, making it an attractive location.s. With a strong rental history and all four units currently occupied, this well-maintained investment property offers immediate cash flow and would make an excellent addition to any investor's portfolio.

Multi-Family Active

Price

^$ 259,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 3,838

Style

MultiFamily

Lot Size

0.14

Year Built

1900

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1702747

Features

General

Sewer Connected

Heating Gas Other SeeRemarks ForcedAir

Cooling Other SeeRemarks

Utilities SewerConnected WaterConnected

Possession CloseOfEscrow

Roof Metal Shingle

Appliances GasWaterHeater

Garage Spaces 0.0

Construction Materials BlownInInsulation Frame

School District Oneonta

Year Built 1900

Stories Count 2

Township Not Applicable

Levels Two

Property Subtype MultiFamily

Gross Income 36108.0

County Otsego

Net Operating Income 24992.0

Operating Expense 7278.0

Property Type Residential

Rent Includes SnowRemoval TrashCollection Water

Full Baths 4

Status Active

Directions From Main Street in Oneonta: Go to 91 Main Street to the right of the fire station.

City Oneonta

Senior Community Y/N No

High School District Oneonta

Number Of Units Total 9

MLS Area Oneonta-City-361200

Lot Size Units Acres

Year Built Details Existing

Tax Annual Amount 3838.0

Property Condition Resale

Standard Status Active

Middle/Junior School District Oneonta

Elementary School District Oneonta

Tax Assessed Value 210000

TaxOtherAnnualAssessmentAmount 0.0

Interior

Basement DirtFloor Full

Flooring Hardwood Varies Vinyl

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 0

Total Bedrooms 4

Main Level Bathrooms 0

Total Baths 4

Exterior

Parking Features Gravel

Lot Features Other Rectangular RectangularLot SeeRemarks

Water Source Connected Public

Lot Size Area 0.14

Building Area Total 2400.0

Lot Dimensions 40X155

Lot Size Acres 0.14

Waterfront Y/N No

Number of Separate Gas Meters 4

Number of Separate Electric Meters 4

Internal Only

Street Number 1 91

* Excluded Features

List By

Keller Williams Upstate Ny Properties

Broker

(607) 267-3166

Phone

Affordability Calculator

$1,955

Per Month

Monthly Principal & Interest: $1,635
Monthly Property Taxes: $320
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Oneonta, NY

Average List Price ^$261,311

Percent of Sale Price 1%

About Oneonta, NY

22,554 Population

4% Since 2002

^$48,532 Median Income

29.25 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4122763 Elementary School

4122830 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/29/2026	$259,000		Listed Price

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91 Main Street, Oneonta, NY, 13820 is a Multi-Family Home for sale at $259,000 with 2,400 sqft and a lot size of 0.14. 91 Main Street has 4 bedrooms, 4.0 baths, and was built in 1900. The property's zip code is 13820 which is in Oneonta, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of NYSAMLS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Brokers Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Weichert Realtors shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright 2026 All rights reserved.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

Data is updated as of 7/30/2026.

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91 Main Street

Multi-Family Home for sale in Oneonta, NY

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