10965 Holly Drive Lusby, MD $ 619,900
10965 Holly Drive
$ 619,900
Recently Listed
Open House 7/31 5pm - 7pm
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10965 Holly Drive

Lusby, MD, 20657
$ 619,900
Bedrooms3 Baths2.1 Sq 1,884

Monthly Estimate*

$ 3,914

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Single Family Home for sale in Lusby, MD

for $619,900 with 3 bedrooms and 2 full baths, 1 half bath. This 1,884 square foot home was built in 2006 on a lot size of 0.33.

10965 Holly Drive is a beautifully designed home in the very walkable community of Cove Point Beach in Lusby, MD, offering 2 private (community) beaches on the Chesapeake Bay. The location is approximately 75 minutes from Washington, DC, with no Bay Bridge crossing required. The Sellers have done an amazing job of updating and upgrading during the course of ownership since 2010. Standout features include unexpected ceiling heights throughout, perfect primary suite with adjoining flex space, large kitchen with upgraded appliances, family room with vaulted ceilings and fireplace that connects to the most coveted space...the screened porch! There is a flexible main-level bonus room suited for guests, a home office or hobby space. The living spaces have been recently painted, the rear yard is already fenced, a whole-house Hague water filtration and R.O. system has been installed, new outdoor shower was just completed, updated LVP floors are perfect of the beach and high traffic areas. Property amenities include porches and deck, hot tub, outdoor shower, a 12 x 20 shed. Cove Point Beach residents enjoy swimming, fishing, kayaking, SUP and birdwatching. Unwind in this nostalgic beach community atmosphere with a great vibe. See community organization website for breakdown of voluntary vs required fees.

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Open House

7/31/2026 5:00 PM - 7:00 PM
8/1/2026 1:00 PM - 3:00 PM
10965 Holly Drive Lusby, MD
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 619,900

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,006

Style

Coastal,Traditional

Lot Size

0.33

Year Built

2006

Town/City

Lusby

County/Region

Calvert

MLS | Web ID

MDCA2029668

Features
General
Living Area 1884
Sewer Mound System On Site Septic
Heating Heat Pump(s)
Cooling Central A/C
Utilities Cable TV Available Propane
Possession Settlement
Roof Architectural Shingle
Appliances Built-In Microwave Dishwasher Dryer Dryer - Front Loading Freezer Oven/Range - Gas Refrigerator Washer - Front Loading Washer/Dryer Stacked Water Heater
Zoning R
HOA Fee 180.00
Garage Spaces 2.00
Association Fee Includes Snow Removal Common Area Maintenance
Patio/Porch Features Deck(s) Patio(s) Porch(es) Screened
Architectural Style Coastal Traditional
Security Features Carbon Monoxide Detector(s) Smoke Detector Surveillance Sys
Construction Materials Vinyl Siding Stick Built
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 2006
View Garden/Lawn
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 2
Accessibility None
Assoc Fee Paid Per Annually
County CALVERT
New Construction N
Property Type Residential
Association Amenities Beach Common Grounds Water/Lake Privileges
HOA Y
Subdivision Name COVE POINT
Facing Direction Northeast
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions Route 4 to Cove Point Rd to end into Cove Point Beach. Left on Holly Drive to home on the left.
City LUSBY
Body of Water Chesapeake Bay
Disclosures Conserv Area Flood Insurance Required Prop Disclosure Subject to Condo/HOA Docs
Association Name COVE POINT BEACH ASSOCIATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 14400.00
Spa Features Heated Private
Tax Annual Amount 4006.0
Home Warranty Y/N N
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 329.03
Acceptable Financing Cash Conventional FHA USDA VA Assumption
Additional Parcels Y/N N
Historic Y/N N
Lease Considered Y/N N
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Legal Subdivision COVE POINT
Tax Lot 10R
Federal Flood Zone AE
Association Recreation Fee N
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Interior
Interior Amenities Ceiling Fan(s) Bathroom - Soaking Tub Bathroom - Walk-In Shower Breakfast Area Built-Ins Carpet Dining Area Primary Bath(s) Upgraded Countertops Walk-in Closet(s)
Heating Fuel Electric
Flooring Luxury Vinyl Plank Partially Carpeted
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Window Features Double Pane Vinyl Clad
Fireplace Y/N Y
Above Grade Finished Area 1884
Half Baths 1
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Room Type Primary Bedroom Bedroom 2 Family Room Bathroom 1 Bathroom 3 Primary Bathroom
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Exterior Amenities Hot Tub Private Beach
Pool No Pool
Fencing Rear Aluminum
Parking Features Asphalt Driveway Electric Vehicle Charging Station(s) Paved Driveway Paved Parking Private
Lot Features No Thru Street
Water Source Well Private
Inclusions 12 x 20 Shed Hague whole house water filtration freezer in garage Google Nest cameras (4) 2 cabinets in primary suite sitting room hot tub outdoor shower
Garage Features Garage - Front Entry Garage Door Opener Inside Access
Type of Parking Attached Garage Driveway
Foundation Details Concrete Perimeter Flood Vent
Water View Y/N N
Lot Size Acres 0.33
Road Surface Type Gravel
Water Body Type Bay
Lot Size Source Assessor
Waterfront Y/N N
Door Features French
Other Equipment Negotiable
Water Access Features Private Beach Private Access Canoe/Kayak Fishing Allowed Swimming Allowed
Road Responsibility HOA
Horse Y/N N
Number of Docks 0
Land Assessed Value 107600.00
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 10965
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* Excluded Features
List By
Berkshire Hathaway Homeservices Penfed Realty

Broker

chris.mcnelis@penfedrealty.com

Email

Affordability Calculator

$4,248
Per Month
92%
8%
0%
Monthly Principal & Interest
$3,914
Monthly Property Taxes
$334
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535987 Elementary School
3534875 Middle School
Patuxent High School High School
Pricing History
DatePricePrice ChangeDescription
7/28/2026$619,900 Listed Price

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10965 Holly Drive, Lusby, MD, 20657 is a Single Family Home for sale at $619,900 with 1,884 sqft and a lot size of 0.33. 10965 Holly Drive has 3 bedrooms, 2.1 baths, and was built in 2006. The property's zip code is 20657 which is in Lusby, MD