108 RIVER ROAD Drive Palatka, FL $ 199,400
108 RIVER ROAD Drive
$ 199,400
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108 RIVER ROAD Drive

Palatka, FL, 32177
$ 199,400
Bedrooms3 Baths1.0 Sq 975

Monthly Estimate*

$ 1,259

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Single Family Home for sale in Palatka, FL

for $199,400 with 3 bedrooms and 1 full bath. This 975 square foot home was built in 1975 on a lot size of 0.32.

Peaceful canal-front home! Tucked away along a serene stretch of West River Road, this adorable 3-bedroom, 1-bath home offers the perfect blend of privacy and convenience with cool river breezes. Nestled on a small, shallow canal about 500 yards from the St. Johns River, this property is ideal for fishing, kayaking, or simply enjoying the tranquil surroundings. Inside, you'll find a cozy eat-in kitchen with granite counter tops, an extra deep sink, a pantry and direct kitchen access from the attached garage. Recent updates include a durable metal roof installed in 2017 and an energy-efficient tankless water heater added in 2021. Whether you're searching for a primary residence, a weekend getaway, or an investment opportunity, this charming home is ready to welcome you as its new owner! Schedule your private showing today!

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Single Family Active

Price

$ 199,400

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 2,237

Style

Ranch

Lot Size

0.32

Year Built

1975

Town/City

Palatka

County/Region

Putnam

MLS | Web ID

2157210

Features
Interior
Interior Amenities Ceiling Fan(s) Pantry Primary Bathroom - Tub with Shower
Flooring Carpet Tile
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Laundry Features Electric Dryer Hookup In Garage Washer Hookup
Total Bedrooms 3
Total Baths 1
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General
Sewer Septic Tank
Heating Central Electric Heat Pump
Cooling Central Air Electric
Utilities Electricity Connected
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Dryer Electric Range Microwave Washer
Garage Spaces 1.0
Patio/Porch Features Patio
Architectural Style Ranch
Security Features Smoke Detector(s)
Construction Materials Frame Wood Siding
Year Built 1975
Electric 200+ Amp Service
View Canal
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential Single Family
Parcel Number 510927782000000120
Waterfront Features Canal Front
County Putnam
New Construction 0
Property Type Residential
HOA N
Attached Garage Y
Subdivision Name River Road Estates
Garage Y/N Y
Total Rooms 0
Full Baths 1
Status Active
Directions From Palatka take Hwy 17 North and turn right onto West River Road go about 4 miles and turn right onto River Road Drive - property is on the left.
City Palatka
Senior Community Y/N N
Zoning Description Residential
MLS Area 563-East Bostwick/Bridgeport/Cedar Creek
Lot Size Units Acres
Lot Size Square Feet 13939.2
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N N
Tax Annual Amount 2237.69
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 563-East Bostwick/Bridgeport/Cedar Creek
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Parking Features Attached Garage
Lot Features Dead End Street
Water Source Private Well
Lot Size Area 0.32
Spa N
Building Area Total 1275.0
Lot Size Acres 0.32
Road Surface Type Paved
Waterfront Y/N Y
Road Frontage Type County Road
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 108
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* Excluded Features
List By
Coldwell Banker Ben Bates Inc

Broker

leannwilson@benbates.com

Email

Affordability Calculator

$1,445
Per Month
87%
13%
0%
Monthly Principal & Interest
$1,259
Monthly Property Taxes
$186
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/27/2026$199,400 Listed Price

Map


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108 RIVER ROAD Drive, Palatka, FL, 32177 is a Single Family Home for sale at $199,400 with 975 sqft and a lot size of 0.32. 108 RIVER ROAD Drive has 3 bedrooms, 1.0 baths, and was built in 1975. The property's zip code is 32177 which is in Palatka, FL