55 Ridge Avenue
Putnam Valley, NY, 10579 $ 650,000
Bedrooms4 Baths2.0 Sq 1,932 Monthly Estimate*
$ 4,104
for $650,000 with 4 bedrooms and 2 full baths. This 1,932 square foot home was built in 1925 on a lot size of 0.67.
Welcome to 55 Ridge Avenue, where timeless character meets thoughtful modern updates and deeded lake rights to beautiful Lake Oscawana. This move-in ready Cape Cod offers beautifully refinished hardwood floors, a spacious living room anchored by a stunning floor-to-ceiling stone fireplace with wood-burning insert and custom built-in shelving that adds warmth and functionality. The recently renovated kitchen features rich wood cabinetry, stone countertops, stainless steel appliances, subway tile backsplash, recessed lighting, and generous workspace. The fully renovated bathroom showcases clean, contemporary finishes designed for everyday comfort. The flexible floor plan offers multiple bedrooms and living spaces to accommodate today's lifestyle, whether working from home, hosting guests, or simply enjoying additional space. Upstairs provides generously sized bedrooms, while the main level is filled with natural light and comfortable living areas. Additional highlights include hardwood flooring throughout much of the home, updated lighting, ample storage and an attached garage. Outside, enjoy a level yard and deck perfect for entertaining or relaxing. As an added bonus, ownership includes deeded lake rights to Lake Oscawana, providing access to one of Putnam Valley's most sought-after recreational lakes for boating, kayaking, fishing, and swimming. Conveniently located just minutes from the Taconic State Parkway, parks, hiking trails, shopping, and schools, this home offers the perfect combination of privacy, recreation, and commuter convenience. Move right in and enjoy modern updates, classic charm, and the unique lifestyle that Lake Oscawana and Putnam Valley have to offer.
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Single Family Coming Soon
FeaturesInteriorInterior Amenities First Floor Bedroom First Floor Full Bath Built-in Features Ceiling Fan(s) Formal Dining Stone Counters Walk-In Closet(s)
Basement Partial
Flooring Carpet Hardwood Tile
Total Fireplaces 1
Fireplace Features Living Room Masonry Wood Burning
Basement Features Partial
Basement (Y/N) Y
Fireplace Y/N Y
Half Baths 0
Total Bedrooms 4
Total Baths 2
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GeneralSewer Septic Tank
Heating Oil
Cooling Wall/Window Unit(s)
Utilities Electricity Connected
Appliances Dryer Microwave Oven Refrigerator Stainless Steel Appliance(s) Washer
Garage Spaces 1
Patio/Porch Features Deck
Architectural Style Cape Cod
Construction Materials Frame
Year Built 1925
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 372800-062-017-0003-013-000-0000
County Putnam County
Property Type Residential
HOA N
Garage Y/N Y
Total Rooms 8
Full Baths 2
High School Putnam Valley High School
City Putnam Valley
Senior Community Y/N N
High School District Putnam Valley
Carport Y/N N
Elementary School Putnam Valley Elementary School
Property Attached Y/N N
Tax Annual Amount 12543.01
Middle/Junior High School Putnam Valley Middle School
Additional Parcels Y/N N
Building Area Units Square Feet
Standard Status Coming Soon
Middle/Junior School District Putnam Valley
Elementary School District Putnam Valley
Tax Assessed Value 426000
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ExteriorParking Features Driveway Garage Driveway Garage
Water Source Well
Total Parking 5
Parking Spaces 5
Waterfront Y/N N
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* Excluded FeaturesList ByCurtis DarraghListing Agent
Legacy Land & Homes LlcBroker
Affordability Calculator
- Monthly Principal & Interest
- $4,104
- Monthly Property Taxes
- $1,045
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Putnam Valley, NY
Average List Price $733,405
Percent of Sale Price 13%
About Putnam Valley, NY 11,659 Population
9% Since 2002
$ 107,008 Median Income
45.49 Median Age
30% Households with Children
Trends Information provided by ATTOM Data Solutions.
4100255 Elementary School
4099407 Middle School
Putnam Valley High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/24/2026 | $650,000 | | Listed Price |