419-421 N Spring Street
Elgin, IL, 60120 $ 319,900
Bedrooms4 Baths2.0 Monthly Estimate*
$ 2,020
for $319,900 with 4 bedrooms and 2 full baths. This home was built in 1900.
Outstanding investment opportunity in a classic Elgin two-flat located in the Spring-Douglas historical district, offering immediate cash flow plus long-term upside! This well-maintained up/down duplex features two generously sized 2-bedroom units full of vintage character - high ceilings, natural millwork, a charming bay window, and gleaming hardwood floors throughout. Easy walking distance to schools, library and downtown. Unit 1 (421) - VACANT & MOVE-IN READY: Freshly painted, professionally cleaned, and updated with new kitchen flooring - ready to lease at market rent or perfect for an owner-occupant. This spacious 2-bedroom layout includes a primary bedroom and second bedroom, both with generously sized closets, plus a separate living room and family room for flexible everyday living. The kitchen and dining area form one large, open, adjoined space - ideal for entertaining - along with a full bath. Get top rent from day one with this beautifully refreshed unit. Unit 2 (419) - LONG-TERM, STABLE TENANT: A comfortable 2-bedroom layout with a functional galley kitchen, spacious living room, and full bath. Currently occupied on a month-to-month lease, providing immediate income with flexibility for future rent increases or owner use. Additional highlights include a freshly painted basement for extra storage, a detached 2-car garage, and a generous fenced yard - all located just minutes from downtown Elgin, Metra, shopping, and dining. Whether you're an investor looking to add a cash-flowing asset to your portfolio or an owner-occupant hoping to live in one unit while renting the other, this solid two-flat checks every box: updated, spacious, and priced to perform. Schedule your showing today (Lower unit can be a go & show, upstairs requires 48 hour notice.)
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FeaturesGeneralSewer Public Sewer
Heating Natural Gas
Possession Closing
Roof Asphalt
Garage Spaces 2
Construction Materials Fir Frame
Year Built 1900
Township Elgin
Tax Year 2025
Ownership Fee Simple
County Kane
New Construction N
Property Type Residential Income Two to Four Units
Other Structures Garage(s)
Total Rooms 10
Status New
Directions From 90 South on Rt 31 to Kimball East to N Spring North to Seneca home is on corner of N Spring & Seneca From Rt 25 go to Rt 58/Summit St then West to N Spring then South one Block to Seneca.
City Elgin
High School District 46
MLS Area Elgin
Tax Annual Amount 6652
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
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InteriorBasement Unfinished Full
Total Bedrooms 4
Total Baths 2
Bedrooms Possible 4
Full Baths Building 2
Half Baths Building 0
Total Number of Units 2
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ExteriorParking Features Yes Detached Garage
Lot Features Corner Lot
Water Source Public
Total Parking 4
Foundation Details Stone
Lot Dimensions 66X115
Waterfront Y/N N
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* Excluded FeaturesList ByBuy Sell Invest Fox ValleyBroker
karen@bsifoxvalley.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,020
- Monthly Property Taxes
- $554
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Elgin, IL
Average List Price $589,500
Percent of Sale Price 84%
About Elgin, IL 114,155 Population
21% Since 2002
$ 61,828 Median Income
35.71 Median Age
38% Households with Children
Trends Information provided by ATTOM Data Solutions.
567545 Elementary School
566729 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/23/2026 | $319,900 | | Listed Price |