2945 ELIO HAMMOCK DR Harmony, FL $ 430,000
2945 ELIO HAMMOCK DR
$ 430,000
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2945 ELIO HAMMOCK DR

Harmony, FL, 34773
$ 430,000
Bedrooms5 Baths3.0 Sq 2,451

Monthly Estimate*

$ 2,970

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Single Family Home for sale in Harmony, FL

for $430,000 with 5 bedrooms and 3 full baths. This 2,451 square foot home was built in 2025 on a lot size of 0.11.

3.99% ASSUMABLE VA LOAN WITH A CURRENT LOAN BALANCE SUFFICIENT TO COVER THE FULL LIST PRICE, subject to lender approval and buyer qualification. Built in 2025, this nearly new Harmony West home offers a flexible open floor plan with a first-floor bedroom and full bathroom, ideal for guests, a home office or additional living space. The kitchen opens to the dining and living areas and features granite countertops, stainless steel appliances and a center island. Upstairs, the primary suite features a walk-in closet and private bath, with three additional bedrooms and the laundry room conveniently located on the same level. Enjoy a 2-car garage, irrigation and Harmony West amenities including a community pool, clubhouse, playground, dog park and walking trails. Located in Harmony near St. Cloud. Loan assumption is subject to lender approval, buyer qualification, existing loan terms and applicable requirements. ***This home has been virtually staged***

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Single Family Active

Price

$ 430,000

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 969

Style

Single Family Residence

Lot Size

0.11

Year Built

2025

Town/City

Harmony

County/Region

Osceola

MLS | Web ID

O6427274

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Available Electricity Connected Public
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Microwave Range Refrigerator
Zoning RES
HOA Fee 44
Garage Spaces 2
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 2025
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Clubhouse Deed Restrictions Playground Pool
Assoc Fee Paid Per Quarterly
County Osceola
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name VILLAGES/HARMONY PH 2E & 2F
Facing Direction Southeast
Garage Y/N true
Total Rooms 8
Full Baths 3
Status Active
Directions FL-417 S to Exit 22 (Narcoossee Rd). Left on Narcoossee Rd. Right on US-192 E. Left on Botanic Blvd. Right on Five Oaks Dr. Left on Elio Hammock Dr. Property on right.
High School Harmony High
City HARMONY
Association Name Harmony West Homeowners Association Inc.
Senior Community Y/N false
MLS Area 34773 - St Cloud (Harmony)
Lot Size Units Square Feet
Lot Size Square Feet 4210
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Harmony Community School (K-5)
Land Lease Y/N false
Tax Annual Amount 969.8
Middle/Junior High School Harmony Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/ef6d2674-1811-4a4e-83e3-9d43028ad364?wl=true&setAttribution=mls&initialViewType=pano
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
TaxOtherAnnualAssessmentAmount 2013
Tax Lot 102
Legal Description VILLAGES AT HARMONY PH 2E & 2F PB 36 PGS 8-15 LOT 102
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 14.67
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Y
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Interior
Interior Amenities Eating Space In Kitchen Kitchen/Family Room Combo Living Room/Dining Room Combo Open Floorplan PrimaryBedroom Upstairs Walk-In Closet(s)
Flooring Carpet Ceramic Tile
Furnished Y/N Unfurnished
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 5
Total Baths 3
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Exterior
Exterior Amenities Irrigation System Sidewalk Sliding Doors
Water Source Public
Lot Size Area 4210
Foundation Details Slab
Spa false
Building Area Total 2922
Lot Size Acres 0.11
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Orchard Brokerage, Llc

Broker

Jessica.collins@orchard.com

Email

Affordability Calculator

$3,051
Per Month
97%
3%
0%
Monthly Principal & Interest
$2,970
Monthly Property Taxes
$81
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Harmony High High School High School
Pricing History
DatePricePrice ChangeDescription
9/3/2026$430,000 -4.44% Price Down
8/6/2026$450,000 -2.17% Price Down
7/23/2026$460,000 Listed Price

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2945 ELIO HAMMOCK DR, Harmony, FL, 34773 is a Single Family Home for sale at $430,000 with 2,451 sqft and a lot size of 0.11. 2945 ELIO HAMMOCK DR has 5 bedrooms, 3.0 baths, and was built in 2025. The property's zip code is 34773 which is in Harmony, FL