4296 BANKS Road Middleburg, FL $ 495,000
4296 BANKS Road
$ 495,000
Recently Listed
Open House 7/25 12pm - 2pm
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4296 BANKS Road

Middleburg, FL, 32068
$ 495,000
Bedrooms3 Baths2.0 Sq 1,160

Monthly Estimate*

$ 3,125

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Single Family Home for sale in Middleburg, FL

for $495,000 with 3 bedrooms and 2 full baths. This 1,160 square foot home was built in 1996 on a lot size of 1.11.

OPEN HOUSE on Sat-July 25th from 12pm to 2pm! Super RARE OPPORTUNITY to own this secluded WATERFRONT OASIS along BLACK CREEK in Middleburg! Nestled on 1.11 acres with an impressive 365 feet of direct water frontage, this property offers extreme privacy in a serene nature setting that is truly a peaceful escape. The elevated main living space is located entirely upstairs, perfectly framing stunning nature views from every direction. Inside, you will find a bright, open floor plan that connects the main living areas, which feature durable luxury vinyl plank flooring and carpet in the bedrooms. This level hosts 3 bedrooms and 2 full bathrooms, including a primary suite complete with a private bath, walk-in shower, walk-in closet, and French doors leading to spacious, covered porch that overlooks Black Creek, providing the perfect vantage point for morning coffee or evening relaxation. The ground level opens up to a massive recreational hub heated and cooled by the upstairs thermostat. This completely open space offers endless room to entertain and features a convenient second kitchen, a half bathroom, a laundry room, dedicated storage spaces, and a pool table that stays with the home. From here, you can step directly onto a large 730 SF concrete patio to enjoy the outdoors. For water enthusiasts, you can head straight down to the private dock to cast a line, launch your vessel into Black Creek, or simply take in the serene views. As aerial photos demonstrate, most of the expansive lot has already been cleared, offering plenty of room for animals, a garden, or even building a second dwelling. Hobbyists and mechanics will fall in love with the massive 1,150 SF two-car garage, which includes a generous workspace outfitted with custom cabinetry for all your tools. This unique estate is sure to bring its next owner endless peace and joy, so schedule your private tour today before it is gone! Roof 2023-HVAC 2023-Water Heater 2024

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Open House

7/25/2026 12:00 PM - 2:00 PM
4296 BANKS Road Middleburg, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 495,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,160

Style

Single Family Residence

Lot Size

1.11

Year Built

1996

Town/City

Middleburg

County/Region

Clay

MLS | Web ID

2156690

Features
Interior
Interior Amenities Breakfast Bar Ceiling Fan(s) Kitchen Island Open Floorplan Primary Bathroom - Shower No Tub Walk-In Closet(s)
Flooring Carpet
Furnished Y/N Unfurnished
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Entry Level 2
Total Baths 2
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General
Heating Central
Cooling Central Air
Utilities Electricity Connected Water Available
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Electric Oven Electric Water Heater Microwave Refrigerator
Garage Spaces 2.0
Patio/Porch Features Covered Patio
Year Built 1996
View Trees/Woods Water
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Current Use Single Family
Parcel Number 10052400596700100
Waterfront Features Creek Navigable Water
County Clay
New Construction 0
Property Type Residential
HOA N
Attached Garage N
Subdivision Name **verifying Subd**
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Active
Directions South on blanding make right on Scenic Drive 2.4mi make right on Banks Rd 1.4mi and then you are going to make right onto dirt road where there are a few mailboxes and just before Gin House Landing s
City Middleburg
Senior Community Y/N N
MLS Area 141-Middleburg NW
Lot Size Units Acres
Lot Size Square Feet 48351.6
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N N
Tax Annual Amount 4160.37
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 141-Middleburg NW
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.zillow.com/view-imx/c3ac2200-fbd1-4377-9b3b-c48a617f2919?wl=true&setAttribution=mls&initialViewType=pano
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Exterior Amenities Balcony
Parking Features Additional Parking Garage
Water Source Well
Lot Size Area 1.11
Spa N
Lot Dimensions 365 x 133
Lot Size Acres 1.11
Road Surface Type Dirt Gravel
Waterfront Y/N Y
Road Frontage Type Private Road
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 4296
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* Excluded Features
List By
Florida Homes Realty & Mtg Llc

Broker

mls_sherrill@yahoo.com

Email

Affordability Calculator

$3,472
Per Month
90%
10%
0%
Monthly Principal & Interest
$3,125
Monthly Property Taxes
$347
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/23/2026$495,000 Listed Price

Map


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4296 BANKS Road, Middleburg, FL, 32068 is a Single Family Home for sale at $495,000 with 1,160 sqft and a lot size of 1.11. 4296 BANKS Road has 3 bedrooms, 2.0 baths, and was built in 1996. The property's zip code is 32068 which is in Middleburg, FL