905 E 4th Street Spencer, IA ^$ 215,000

905 E 4th Street

^$ 215,000

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Recently Listed

905 E 4th Street

Spencer, IA, 51301

^$ 215,000

Bedrooms3 Baths1.1 Sq 2,013

Monthly Estimate*

^$ 1,358

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Single Family Home for sale in Spencer, IA

for $215,000 with 3 bedrooms and 1 full bath, 1 half bath. This 2,013 square foot home was built in 1950 on a lot size of 0.17.

Step inside this charming 1950's home with Character! A mid-century classic beautifully blends timeless craftsmanship with modern functional spaces. Comfortable layout on the main floor with a spacious living area and bonus three season room. Upstairs you will enjoy three spacious bedrooms that offer original hardwood floors. Enjoy an evening outside on the large patio and a fenced yard.

Single Family Active

Price

^$ 215,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 3,450

Style

TWO STORY

Lot Size

0.17

Year Built

1950

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260852

Features

General

Sewer Public Sewer

Construction Frame/Wood Stick Built

Heating Boiler

Cooling Central

Roof Asphalt

Appliances Dishwasher Range/Stove Refrigerator

Flood Zone No

Number of Garage Spaces 1

School District Spencer

Electric Breakers

Architectural Style TWO STORY

Stories Count 2

Class RESIDENTIAL

Assessments No

Levels Two

Type Single Family Residence

Yearly Taxes 3450

Tax Year 2025

Fuel Natural Gas

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 7500

Construction Materials Stone Vinyl Siding

Primary City Spencer

Year Built 1950

Directions GPS

City Spencer

Total Sq Ft 2445

DOM 1

Secondary City Clay County

Postal Code 51301

Price Per Sq Ft Total AG 106.81

Public Remarks Step inside this charming 1950's home with Character! A mid-century classic beautifully blends timeless craftsmanship with modern functional spaces. Comfortable layout on the main floor with a spacio

Exterior

Exterior Features Fenced Yard-Full

Waterfront 0

Garage Type Attached

Lot Size Source Assessor

Water Source Public/City

Interior

Furnished Y/N No

Total Baths 2

Full Baths 1

1/4 Baths 0

Basement Material Concrete Block

Basement Style Full

* Excluded Features

List By

Kim Bates

Listing Agent

Bates Realty, Llc

Broker

(712) 260-7149

Phone

soldbykimbates@gmail.com

Affordability Calculator

$1,645

Per Month

Monthly Principal & Interest: $1,358
Monthly Property Taxes: $288
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IA

Average List Price ^$232,287

Percent of Sale Price 8%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/23/2026	$215,000		Listed Price

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905 E 4th Street, Spencer, IA, 51301 is a Single Family Home for sale at $215,000 with 2,013 sqft and a lot size of 0.17. 905 E 4th Street has 3 bedrooms, 1.1 baths, and was built in 1950. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 7/24/2026.

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905 E 4th Street

Single Family Home for sale in Spencer, IA

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