96328 RIDGEWOOD Circle Fernandina Beach, FL ^$ 388,000

96328 RIDGEWOOD Circle

^$ 388,000

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96328 RIDGEWOOD Circle

Fernandina Beach, FL, 32034

^$ 388,000

Bedrooms3 Baths2.0 Sq 1,854

Monthly Estimate*

^$ 2,450

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Single Family Home for sale in Fernandina Beach, FL

for $388,000 with 3 bedrooms and 2 full baths. This 1,854 square foot home was built in 2004 on a lot size of 0.66.

Nice home in quiet neighborhood close to shopping and schools. Totally renovated in 2020, new kitchen, master bath, flooring and AC system. Currently rented until November 1, 2026.

Single Family Active

Price

^$ 388,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 4,659

Style

Single Family Residence

Lot Size

0.66

Year Built

2004

Town/City

Fernandina Beach

County/Region

Nassau

MLS | Web ID

2156610

Features

General

Sewer Public Sewer

Heating Central Electric

Cooling Central Air Electric

Utilities Cable Available Electricity Connected Sewer Connected Water Connected

Possession Negotiable

Appliances Dishwasher Disposal Dryer Electric Oven Electric Range Electric Water Heater Microwave Plumbed For Ice Maker Refrigerator Washer

HOA Fee 456.0

Garage Spaces 2.0

Year Built 2004

Stories Count 1

Property Subtype Single Family Residence

Tax Year 2025

Current Use Residential Single Family

Parcel Number 01-2N-27-1270-0090-0000

Assoc Fee Paid Per Annually

County Nassau

New Construction 0

Property Type Residential

HOA Y

Attached Garage Y

Subdivision Name Lofton Point

Garage Y/N Y

Total Rooms 8

Full Baths 2

Status Active

Directions Drive east on Centre St. Right to South 8th St/SR A1A/SR 200. Continue on SR A1A/SR 200. Left to Amelia Concourse. Turn left. Enter the roundabout and take the 1st exit onto Ridgewood Circle.

City Fernandina Beach

Senior Community Y/N N

MLS Area 472-Oneil/Nassaville/Holly Point

Lot Size Units Acres

Lot Size Square Feet 28749.6

Carport Y/N N

Listing Terms Cash Conventional FHA VA Loan Other

Property Attached Y/N N

Tax Annual Amount 4659.0

Home Warranty Y/N N

Lease Renewal Y/N N

MLS Area Minor 472-Oneil/Nassaville/Holly Point

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Cash True

Conventional True

Accessory Dwelling Unit Y/N N

Water Body Access Y/N None

CDD N

Exterior

Exterior Amenities Balcony

Parking Features Attached Garage Garage Door Opener

Water Source Public

Lot Size Area 0.66

Spa N

Lot Size Acres 0.66

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Interior

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Half Baths 0

Total Bedrooms 3

Total Baths 2

Internal Only

Street Number 1 96328

* Excluded Features

List By

Beycome Of Florida Llc

Broker

contact@beycome.com

Affordability Calculator

$2,838

Per Month

Monthly Principal & Interest: $2,450
Monthly Property Taxes: $388
Monthly Home Insurance: --

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Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Fernandina Beach, FL

Average List Price ^$907,033

Percent of Sale Price 134%

About Fernandina Beach, FL

12,785 Population

13% Since 2002

^$57,057 Median Income

51.32 Median Age

17% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

308105 Elementary School

308138 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/22/2026	$388,000		Listed Price

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96328 RIDGEWOOD Circle, Fernandina Beach, FL, 32034 is a Single Family Home for sale at $388,000 with 1,854 sqft and a lot size of 0.66. 96328 RIDGEWOOD Circle has 3 bedrooms, 2.0 baths, and was built in 2004. The property's zip code is 32034 which is in Fernandina Beach, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange (IDX) Program of the Northeast Florida Multiple Listing Service, Inc.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 7/24/2026.

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96328 RIDGEWOOD Circle

Single Family Home for sale in Fernandina Beach, FL

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