685 Cross Creek 62 Mineral Bluff, GA $ 395,000
685 Cross Creek 62
$ 395,000
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685 Cross Creek 62

Mineral Bluff, GA, 30559
$ 395,000
Bedrooms1 Baths2.0 Sq 744

Monthly Estimate*

$ 2,494

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Single Family Home for sale in Mineral Bluff, GA

for $395,000 with 1 bedroom and 2 full baths. This 744 square foot home was built in 1976 on a lot size of 3.98.

The Cobbler's Cottage offers timeless mountain charm in the sought-after River Walk on the Toccoa community. Nestled on 3.98+/- private acres with seasonal mountain and pond views, this enchanting cottage-style retreat is surrounded by nature and designed for peaceful mountain living. A standing seam metal roof, original stacked creek rock wood-burning fireplace, soaring cathedral ceilings with exposed wood beams, and dramatic wall of windows create the perfect blend of rustic character and natural light. The cozy kitchen opens to the inviting living area, while multiple decks provide ideal spaces to relax and enjoy the tranquil setting. The private loft serves as the owner's suite, complete with its own bathroom featuring a charming clawfoot tub and a private deck overlooking the wooded landscape. Whether you're enjoying morning coffee on the porch or curling up by the crackling fireplace, every space invites you to slow down and unwind. Located in the quiet, well-maintained River Walk on the Toccoa community, where short-term rentals are not permitted, you'll enjoy a peaceful neighborhood atmosphere rarely found in the mountains. The home is conveniently located in the same gated section as the community's deeded Toccoa River access and shared riverside pavilion, making it easy to spend your days fishing, kayaking, or simply enjoying one of North Georgia's most beautiful trout streams. If you're searching for a charming mountain getaway, full-time residence, or weekend retreat with character, privacy, and coveted Toccoa River access, The Cobbler's Cottage is a rare opportunity to own a truly special property.

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Single Family Active

Price

$ 395,000

Bedrooms

1

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Bungalow/Cottage

Lot Size

3.98

Year Built

1976

Town/City

Mineral Bluff

County/Region

Fannin

MLS | Web ID

10810562

Features
General
Sewer Septic Tank
Heating Electric
Cooling Ceiling Fan(s) Central Air
Utilities High Speed Internet
Roof Metal
Appliances Dishwasher Dryer Refrigerator Washer
HOA Fee 400
Association Fee Includes Maintenance Structure Maintenance Grounds
Patio/Porch Features Deck
Architectural Style Bungalow/Cottage
Construction Materials Stone Wood Siding
Year Built 1976
View Mountain(s) Seasonal View
Levels One and One Half
Unit Number 62
Property Subtype Cabin Single Family Residence
Tax Year 2025
Community Features Gated
County Fannin
New Construction false
Property Type Residential
HOA true
Attached Garage false
Subdivision Name Riverwalk on the Toccoa
Garage Y/N false
Other Structures Workshop
Full Baths 2
Status New
Directions From downtown Blue Ridge take Ada Street ( next to Grace Steakhouse) for approx. 4.5 miles to a R on Curtis Switch. Follow across the railroad tracks and the Toccoa River to a L on Robert Miller. Follow to stop sign. Take Right OIn Hunters Ridge continue thru intersection to gate and take an immediate R on Cross Creek Rd. Continue on Cross Creek Rd to home on Left . Shared Driveway with 689 Cross Creek at top of driveway turn left to house . SIP
High School Fannin
City Mineral Bluff
Body of Water Toccoa
Lot Size Units Acres
Lot Size Square Feet 173368.8
Carport Y/N false
Elementary School East Fannin
Land Lease Y/N false
Tax Annual Amount 0
Home Warranty Y/N false
Middle/Junior High School Fannin
Property Condition Resale
Structure Type Cabin
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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Interior
Interior Amenities High Ceilings
Basement Crawl Space
Flooring Carpet Hardwood
Total Fireplaces 1
Fireplace Features Other
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 744
Half Baths 0
Laundry Features Other
Total Bedrooms 1
Below Grade Finished Area 0
Main Level Bedrooms 0
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Solid Surface Counters
Total Baths 2
Dining Room Features Dining Rm/Living Rm Combo
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Exterior
Parking Features Off Street
Lot Features Level
Water Source Public
Total Parking 0
Lot Size Area 3.98
Building Area Total 744
Lot Size Acres 3.98
Frontage Type River
Lot Size Source Public Records
Waterfront Y/N true
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* Excluded Features

Affordability Calculator

$2,494
Per Month
100%
0%
0%
Monthly Principal & Interest
$2,494
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Fannin High School High School
Pricing History
DatePricePrice ChangeDescription
7/22/2026$395,000 Listed Price

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685 Cross Creek 62, Mineral Bluff, GA, 30559 is a Single Family Home for sale at $395,000 with 744 sqft and a lot size of 3.98. 685 Cross Creek 62 has 1 bedrooms, 2.0 baths, and was built in 1976. The property's zip code is 30559 which is in Mineral Bluff, GA