220 West Street Annapolis, MD $ 899,900
220 West Street
$ 899,900
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220 West Street

Annapolis, MD, 21401
$ 899,900
Bedrooms-- Baths-- Sq 1,540

Monthly Estimate*

$ 5,682

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Commercial Property for sale in Annapolis, MD

for $899,900. This 1,540 square foot building was built in 1962 on a lot size of 0.05.

Welcome to 220 West Street in Annapolis, Maryland: a rare, fully gut-renovated detached property in the heart of the Downtown Arts District, offered at a row home's price and carrying MX mixed-use zoning that opens the door to residential, commercial, and income-producing use alike. Completed in 2024, the property has been transformed from top to bottom. Every major system and finish has been replaced, delivering a true turnkey opportunity for a buyer seeking a lifestyle home, an investment asset, or a business address in one of the most walkable and desirable areas in Annapolis. Unlike the majority of Downtown Annapolis properties, this is a fully detached building, not a rowhome or townhouse, giving it enhanced privacy, natural light, and a far more versatile footprint for adaptive use. The mixed-use zoning is the story. Under Annapolis MX, the building can serve as a full-time residence, a furnished short-term or corporate rental, or a range of commercial uses including professional and medical office, a personal-care or boutique fitness studio, a gallery or arts studio, or hospitality and food-and-beverage concepts such as a wine bar or cafe, with boutique lodging and inn use available through the City's approval process. The property's own history proves the point: it has previously operated as a furniture store, office space, and a duplex residence. Few Downtown Annapolis addresses offer this much optionality. The extensive renovation includes a brand-new roof, all-new electrical and plumbing, a new high-efficiency mini-split HVAC system, a redesigned floor plan, new flooring throughout, updated lighting, and fully rebuilt kitchen and bathrooms. A modern fire sprinkler system is in place, a meaningful head start for any commercial or lodging adaptation. Outside, the spaces have been completely upgraded with a new deck, brick patio pavers, new fencing, and ambient lighting made for evening entertaining. Inside, a bright two-story entry foyer opens to a professionally curated interior that blends modern comfort with intentional functionality. Three bedrooms and two full bathrooms give the layout the flexibility to support full-time living, guest accommodations, workspace, or commercial conversion. The main-level primary suite opens directly to a private brick patio, while the second bedroom accesses a rear deck overlooking the fully fenced yard: indoor-outdoor connections rarely found downtown. The reimagined kitchen, with new cabinetry, countertops, and appliances, and an open dining area, supports both daily living and gatherings. Step outside into a fully fenced private yard with a brick patio, outdoor dining, lounge seating, and ambient lighting: a genuine urban retreat steps from the energy of Downtown Annapolis. Moments from restaurants, shops, nightlife, City Dock, the Maryland State House, and the U.S. Naval Academy, with easy access to Baltimore, Washington D.C., and BWI, it is equally compelling for owner-users, investors, commuters, and second-home buyers. Adding further value, the property can be sold fully furnished, with every piece professionally selected, so the next owner can move in immediately, operate it as a short-term rental, or transition it into a commercial or mixed-use setup with minimal effort. This is more than a home. It is a rare, fully renovated, detached mixed-use opportunity in Downtown Annapolis where lifestyle, flexibility, and long-term value align.

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Commercial Active

Price

$ 899,900

Property Type

Commercial

Taxes

$ 6,245

Style

Bed and Breakfast

Lot Size

0.05

Year Built

1962

Town/City

Annapolis

County/Region

Anne Arundel

MLS | Web ID

MDAA2151724

Features
Interior
Heating Fuel Electric
Flooring Engineered Wood
Hot Water Electric Tankless
Heating Y/N Y
Central Air Y/N N
Total Restrooms 2
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General
Sewer Public Sewer
Heating Heat Pump(s) Wall Unit Zoned
Cooling Ductless/Mini-Split Heat Pump(s) Wall Unit Zoned
Utilities Cable TV Available
Possession Settlement
Roof Architectural Shingle Pitched
Zoning MX
Security Features Exterior Cameras Main Entrance Lock Smoke Detector Sprinkler System - Indoor
Construction Materials Brick
Year Built 1962
View City
Property Subtype Mixed Use
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Municipality Annapolis
Business Type Bed and Breakfast Other
Accessibility Entry Slope <1' Level Entry - Main
County ANNE ARUNDEL
New Construction N
Property Type Commercial Sale
Subdivision Name ANNAPOLIS
Possible Use Apartments Barber/Beauty Bed & Breakfast Clothing Commercial Day Care Financial Flex Space Medical/Dental Mixed Use Multi-Family Office Printing Professional Service Residential Retail Other
Water Access Y/N N
Status ACTIVE
Directions From MD-70 S/Rowe Blvd. Turn right onto Taylor Ave. At the traffic circle take the 3rd exit onto West St. Home will be on the left.
City ANNAPOLIS
Number Of Units Total 1
Lot Size Units Square Feet
Lot Size Square Feet 2178.00
Tax Annual Amount 6245.0
Property Condition Excellent
Price Per Sq Ft Total AG 584.35
Vacation Rental Y/N Y
Location Type Downtown
Standard Status Active
Year Built Source Estimated
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Exterior
Fencing Chain Link Fully Privacy Vinyl
Parking Features Public
Lot Features Cleared Landlocked Private Rear Yard
Water Source Public
Type of Parking On Street Public Garage
Foundation Details Slab
Water View Y/N N
Building Area Total 1540.00
Lot Size Acres 0.05
Lot Size Source Estimated
Waterfront Y/N N
Door Features Six Panel
Land Assessed Value 433500.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 220
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* Excluded Features
List By
Keller Williams Realty Centre

Broker

vishal@vidonagroup.com

Email

Affordability Calculator

$6,202
Per Month
92%
8%
0%
Monthly Principal & Interest
$5,682
Monthly Property Taxes
$520
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2136830 Elementary School
2137124 Middle School
Unknown High School High School
Pricing History
Date Price Price Change Description
7/21/2026 $899,900 Listed Price

Map


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220 West Street, Annapolis, MD, 21401 is a Commercial Property for sale at $899,900 with 1,540 sqft and a lot size of 0.05. 220 West Street was built in 1962. The property's zip code is 21401 which is in Annapolis, MD