177 Saratoga Ln
Elizabethtown, KY, 42701 $ 320,119
Bedrooms4 Baths2.1 Sq 2,155 Monthly Estimate*
$ 2,021
for $320,119 with 4 bedrooms and 2 full baths, 1 half bath. This 2,155 square foot home was built in 2026 on a lot size of 0.26.
Cowley Farms Lot #11. Estimated completion: October/November 2026. Welcome to 177 Saratoga Lane in Elizabethtown, Kentucky, a beautiful new home located in the desirable Cowley Farms community. Designed with modern living in mind, this thoughtfully crafted two-story home offers 4 spacious bedrooms, 2.5 bathrooms, a fully drywalled 2-car attached garage, and a versatile front flex room that's perfect for a home office, formal dining space, or playroom. The attractive exterior showcases striking marine blue siding, stone accents, dimensional shingles, and a welcoming covered front stoop that enhances curb appeal. At the heart of the home, the open-concept kitchen features elegant stone-gray cabinetry with soft-close doors, stainless steel appliances, a generous walk-in pantry, and a large center island with seating, making it ideal for everyday living and entertaining alike. Upstairs, the private primary suite offers a spacious walk-in closet and an ensuite bath complete with a double bowl vanity, walk-in shower, and private water closet. Three additional bedrooms, a full bathroom, and a conveniently located second-floor laundry room provide plenty of space. Luxury vinyl plank flooring flows throughout the foyer, flex room, great room, kitchen, and bathrooms. Additional features include smooth ceilings, a garage door opener, sodded front yard, builder's warranty, and America's Smart Home® package. Decorated interior photos and virtual tour are representative only; finishes may vary.
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FeaturesGeneralHeating Electric
Cooling Central Air
Utilities Electricity Connected
Roof Shingle
HOA Fee 330
Garage Spaces 2
Architectural Style Traditional
Construction Materials Vinyl Siding Wood Frame Stone Veneer
Year Built 2026
Stories Count 2
Property Subtype Single Family Residence
County Hardin
Property Type Residential
HOA true
Attached Garage true
Subdivision Name Cowley Farms
Garage Y/N true
Total Rooms 12
Full Baths 2
Status Active
Directions From KY-313 N Joe Prather Hwy. Turn Left onto 31W. Turn right onto Hibbs Ln. Turn left on to S Wilson Rd. Turn right onto Cowley Crossing Ln. Turn right onto Saratoga Ln.
City Elizabethtown
MLS Area 16-Hardin County
Lot Size Units Acres
Lot Size Square Feet 11475
MLS Area Minor 16-Hardin County
Virtual Tour https://www.zillow.com/view-3d-home/ef1d0fd5-ceec-4f3a-9d7e-0076cac10de4?setAttribution=mls&wl=true&utm_source=dashboard
Standard Status Active
Tax Lot 11
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InteriorBasement None
Total Fireplaces 0
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 2155
Half Baths 1
Total Bedrooms 4
Below Grade Finished Area 0
Total Baths 3
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ExteriorParking Features Attached Entry Front Driveway
Lot Features Covt/Restr Easement Sidewalk
Water Source Public
Lot Size Area 0.26
Foundation Details Slab
Building Area Total 2155
Lot Dimensions 135' x 85'
Lot Size Acres 0.26
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* Excluded FeaturesList ByDrh Realty Of KentuckyBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,021
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Elizabethtown, KY
Average List Price $398,872
Percent of Sale Price 25%
About Elizabethtown, KY 31,094 Population
31% Since 2002
$ 46,579 Median Income
37.41 Median Age
30% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/17/2026 | $320,119 | | Listed Price |