48 Towpath Lane Waterford, NY $ 799,900
48 Towpath Lane
$ 799,900
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48 Towpath Lane

Waterford, NY, 12188
$ 799,900
Bedrooms4 Baths3.0 Sq 3,492

Monthly Estimate*

$ 5,051

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Single Family Home for sale in Waterford, NY

for $799,900 with 4 bedrooms and 3 full baths. This 3,492 square foot home was built in 2004 on a lot size of 0.78.

Experience luxury waterfront living in this stunning 4-bedroom, 3-bath custom home, perfectly positioned along the Mohawk River in the highly sought-after Shenendehowa School District. Situated on approximately 0.78 acres that lives much larger, this exceptional property offers the perfect blend of elegance, privacy, and outdoor living. Enjoy direct river access and a beautifully landscaped backyard designed for both relaxation and entertaining, featuring a resort-style in-ground pool with a 1-year-old liner, tranquil water feature, expansive Trex deck, and mature trees that create your own private oasis. Inside, quality craftsmanship shines throughout with a chef's kitchen featuring granite countertops, spacious sun-filled living areas, a cozy gas fireplace, and timeless finishes. Recent improvements provide exceptional peace of mind, including a 3-year-old roof, new HVAC system (2024), new natural gas hot water heater, new refrigerator, and new flooring throughout the second level. The expansive basement with full-size windows and a Bilco egress offers endless possibilities to create additional finished living space. Combining luxury, thoughtful updates, direct waterfront access, and an unbeatable location, this is a rare opportunity to own one of the Capital Region's premier waterfront homes.

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Single Family Active

Price

$ 799,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 13,818

Style

Custom

Lot Size

0.78

Year Built

2004

Town/City

Waterford

County/Region

Saratoga

MLS | Web ID

202621927

Features
Interior
Interior Amenities Paddle Fan Vaulted Ceiling(s) Walk-In Closet(s) Built-in Features Cathedral Ceiling(s) Central Vacuum Ceramic Tile Bath Kitchen Island
Basement Exterior Entry Full Interior Entry Unfinished
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Family Room Gas
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 3492.0
Half Baths 0
Laundry Features Laundry Room Main Level
Total Bedrooms 4
Below Grade Finished Area 0.0
Below Grade Finished Area Source CRS
Above Grade Finished Area Source CRS
Total Baths 3
Kitchen Island True
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General
Sewer Public Sewer
Heating Forced Air Natural Gas
Cooling Central Air
Possession At Closing
Roof Shingle Asphalt
Appliances Dishwasher Gas Oven Gas Water Heater Humidifier Microwave Range Hood Refrigerator
Garage Spaces 2.0
Patio/Porch Features Covered Front Porch
Architectural Style Custom
Pool Features In Ground Outdoor Pool
Construction Materials Stone Vinyl Siding
Year Built 2004
Electric Circuit Breakers
View River Trees/Woods Water
Property Subtype Single Family Residence
Waterfront Features River Front
County Saratoga
New Construction N
Property Type Residential
HOA N
Attached Garage Y
Subdivision Name Riverbend
Garage Y/N Y
Other Structures Gazebo
Total Rooms 14
Full Baths 3
Status Active
Directions Take Guideboard Rd to Towpath Ln in Waterford
High School Shenendehowa
City Waterford
Body of Water Mohawk River
High School District Shenendehowa
Lot Size Units Acres
Lot Size Square Feet 33976.8
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 13818.6
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://youtu.be/g2fWG4P-d8w
Standard Status Active
Tax Assessed Value 0
Tax Lot 15.000
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Exterior
Exterior Amenities Lighting
Fencing Back Yard
Parking Features Off Street Paved Attached Driveway
Lot Features Sprinklers In Front Sprinklers In Rear Views Landscaped
Water Source Public
Total Parking 12.0
Lot Size Area 0.78
Spa N
Lot Size Acres 0.78
Waterfront Y/N Y
Door Features Sliding Doors
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 48
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* Excluded Features
List By
Dominick Marchesiello

Listing Agent

Kw Platform

Broker

(518) 338-7299

Phone

dominick@themarchesielloteam.com

Email

Affordability Calculator

$6,202
Per Month
81%
19%
0%
Monthly Principal & Interest
$5,051
Monthly Property Taxes
$1,152
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
853248 Elementary School
853298 Middle School
Shenendehowa High School High School
Pricing History
DatePricePrice ChangeDescription
7/16/2026$799,900 Listed Price

Map


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48 Towpath Lane, Waterford, NY, 12188 is a Single Family Home for sale at $799,900 with 3,492 sqft and a lot size of 0.78. 48 Towpath Lane has 4 bedrooms, 3.0 baths, and was built in 2004. The property's zip code is 12188 which is in Waterford, NY