45 Point Pl
Monterey, TN, 38574 $ 422,000
Bedrooms3 Baths2.0 Sq 1,568 Monthly Estimate*
$ 2,665
for $422,000 with 3 bedrooms and 2 full baths. This 1,568 square foot home was built in 2003 on a lot size of 6.3.
Welcome to 45 Point Place, where quality craftsmanship meets peaceful mountain living in the highly sought-after Cumberland Cove community. Nestled on 4.4 private, wooded acres, this beautifully updated 3-bedroom, 2-bath home offers 1,568 square feet of thoughtfully designed living space and the peace of mind that comes with a complete renovation. Completely gutted and remodeled in 2017, this home received all the major updates buyers are looking for, including a new roof, HVAC system, water heater, updated interior finishes, and more. The expansive 14-foot-high crawlspace has been fully encapsulated, providing exceptional storage, energy efficiency, and long-term protection. Enjoy year-round outdoor living from the screened-in sunroom or entertain family and friends on the impressive three-level deck overlooking the natural beauty of your private acreage. A whole-home Generac generator adds an extra level of security and convenience, ensuring comfort no matter the season. Located in the coveted Cumberland Cove community, known for its large private lots, natural beauty, hiking trails, waterfalls, and peaceful surroundings, this property offers the perfect balance of privacy and accessibility. Whether you're searching for a full-time residence or a weekend retreat, this move-in-ready home is ready to welcome you. This listing includes both parcel 024 029.00 & 024 030.00 for a total of 6.3 acres
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FeaturesGeneralLiving Area 1568
Sewer Septic Tank
Heating Central
Cooling Central Air
Possession Close Of Escrow
Appliances Oven Range Dishwasher Microwave Refrigerator
HOA Fee 304
Garage Spaces 2
Patio/Porch Features Porch Covered Deck Screened
Construction Materials Vinyl Siding
Year Built 2003
Stories Count 1
Topography Cul-De-Sac Private Sloped Wooded
Levels One
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Cumberland County TN
New Construction N
Property Type Residential
Attached Garage Y
Subdivision Name Cumb Cove Iv
Garage Y/N Y
Full Baths 2
Status Active
Directions From CCCH head to I-40 West (via US-127 N/Main St in Crossville) Take Exit 311 Turn left on Plateau Rd Turn Right on US-70N Turn Left on Bent Tree Rd Turn Right onto E Cover Rd Turn Left on Point Pl
High School Cumberland County High School
City Monterey
Senior Community Y/N N
Lot Size Units Acres
Elementary School Pleasant Hill Elementary
Property Attached Y/N N
Year Built Details Existing
Tax Annual Amount 687
Middle/Junior High School Pleasant Hill Elementary
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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InteriorInterior Amenities Open Floorplan
Basement Crawl Space
Flooring Wood
Total Fireplaces 1
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1568
Half Baths 0
Total Bedrooms 3
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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ExteriorParking Features Attached
Lot Features Cul-De-Sac Private Sloped Wooded
Water Source Well
Total Parking 2
Lot Size Area 6.3
Building Area Total 1568
Lot Size Acres 6.3
Lot Size Source Assessor
Waterfront Y/N N
Covered Spaces 2
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* Excluded FeaturesList ByThe Real Estate Collective - CookevilleBroker
jenniferharvey@letsgoreco.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,665
- Monthly Property Taxes
- $57
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Monterey, TN
Average List Price $490,383
Percent of Sale Price 16%
About Monterey, TN 2,591 Population
5% Since 2002
$ 35,285 Median Income
40.23 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
4313718 Elementary School
4313718 Middle School
Cumberland County High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/11/2026 | $422,000 | -1.86% | Price Down |
| 7/16/2026 | $430,000 | | Listed Price |