45 Point Place Monterey, TN $ 397,000
45 Point Place
$ 397,000
Open House 8/15 12:30pm - 2pm
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45 Point Place

Monterey, TN, 38574
$ 397,000
Bedrooms3 Baths2.0 Sq 1,568

Monthly Estimate*

$ 2,507

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Single Family Home for sale in Monterey, TN

for $397,000 with 3 bedrooms and 2 full baths. This 1,568 square foot home was built in 2003 on a lot size of 4.4.

Welcome to 45 Point Place, where quality craftsmanship meets peaceful mountain living in the highly sought-after Cumberland Cove community. Nestled on 4.4 private, wooded acres, this beautifully updated 3-bedroom, 2-bath home offers 1,568 square feet of thoughtfully designed living space and the peace of mind that comes with a complete renovation. Completely gutted and remodeled in 2017, this home received all the major updates buyers are looking for, including a new roof, HVAC system, water heater, updated interior finishes, and more. The expansive 14-foot-high crawlspace has been fully encapsulated, providing exceptional storage, energy efficiency, and long-term protection. Enjoy year-round outdoor living from the screened-in sunroom or entertain family and friends on the impressive three-level deck overlooking the natural beauty of your private acreage. A whole-home Generac generator adds an extra level of security and convenience, ensuring comfort no matter the season. Located in the coveted Cumberland Cove community, known for its large private lots, natural beauty, hiking trails, waterfalls, and peaceful surroundings, this property offers the perfect balance of privacy and accessibility. Whether you're searching for a full-time residence or a weekend retreat, this move-in-ready home is ready to welcome you. There is a same owner lot next door for sale (MLS 245864) offering an additional 1.9 acres.

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Open House

8/15/2026 12:30 PM - 2:00 PM
45 Point Place Monterey, TN
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 397,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 616

Style

Site Built w/Acreage

Lot Size

4.4

Year Built

2003

Town/City

Monterey

County/Region

Putnam

MLS | Web ID

245863

Features
General
Sewer Septic Tank
Construction Frame
Heating Central
Cooling Central Air
Possession AtClosing
Roof Shingle
Appliances Dishwasher Electric Oven Refrigerator Microwave
Laundry Y/N Main Level
Water Utility District
Water Heater Electric
Fireplaces Gas Log
Full Baths 2
Half Baths 0
Electric Circuit Breakers
Subdivision Cumberland Cove
County Cumberland
Levels One
HOA Dues 152.00
Status Active
Patio/Deck Screened Sunroom
Area Cumberland Co S TN
Directions From CCCH head to I-40 West (via US-127 N/Main St in Crossville) Take Exit 311 Turn left on Plateau Rd Turn Right on US-70N Turn Left on Bent Tree Rd Turn Right onto E Cover Rd Turn Left on Point Pl
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Interior
Basement 0
Beds 3
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* Excluded Features
List By
Jennifer Harvey

Listing Agent

The Real Estate Collective

Broker

jenniferharvey@letsgoreco.com

Email

Affordability Calculator

$2,558
Per Month
98%
2%
0%
Monthly Principal & Interest
$2,507
Monthly Property Taxes
$51
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2633377 Elementary School
2633378 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/11/2026$397,000 -2.46% Price Down
7/16/2026$407,000 Listed Price

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45 Point Place, Monterey, TN, 38574 is a Single Family Home for sale at $397,000 with 1,568 sqft and a lot size of 4.4. 45 Point Place has 3 bedrooms, 2.0 baths, and was built in 2003. The property's zip code is 38574 which is in Monterey, TN