77 Oak St Gardner, MA ^$ 500,000

77 Oak St

^$ 500,000

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Recently Listed

77 Oak St

Gardner, MA, 01440

^$ 500,000

Bedrooms9 Baths3.0 Sq 4,206

Monthly Estimate*

^$ 3,157

Multi-Family Home for sale in Gardner, MA

for $500,000 with 9 bedrooms and 3 full baths. This 4,206 square foot home was built in 1900 on a lot size of 0.12.

Don't miss this opportunity to own a well-sized turnkey three-family property in a convenient Gardner location. Whether you're looking to expand your investment portfolio or occupy one unit while generating rental income from the others, this property offers excellent potential. Each unit offers stainless steel appliances, dedicated in-unit laundry, 3 bedrooms and 1 bathroom, with units 2 & 3 having an additional bonus bedroom without a closet. The vinyl exterior offers low-maintenance appeal, while the generous layout provides flexibility for both investors and owner-occupants. Situated on a manageable lot with off-street parking & a first-floor walkout deck, the property enjoys easy access to downtown Gardner and major commuter routes. Its convenient location makes it attractive to both tenants and homeowners alike. Schedule your showing today and explore the possibilities this 3-family property has to offer. Free Home Warranty if buyer closes within 30 days from offer acceptance

Multi-Family Active

Price

^$ 500,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 6,498

Style

3 Family

Lot Size

0.12

Year Built

1900

Town/City

Gardner

County/Region

Worcester

MLS | Web ID

73550191

List By

Michael Yerardi

Listing Agent

Oakridge Realty, Llc

Broker

Affordability Calculator

$3,699

Per Month

Monthly Principal & Interest: $3,157
Monthly Property Taxes: $542
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends

Multi-family listings in Gardner, MA

Average List Price ^$495,362

Percent of Sale Price 1%

About Gardner, MA

20,508 Population

-1% Since 2002

^$48,643 Median Income

41.89 Median Age

25% Households with Children

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Trends Information provided by ATTOM Data Solutions.

Neighborhood & Schools

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Pricing History

Date	Price	Price Change	Description
7/15/2026	$500,000		Listed Price

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77 Oak St, Gardner, MA, 01440 is a Multi-Family Home for sale at $500,000 with 4,206 sqft and a lot size of 0.12. 77 Oak St has 9 bedrooms, 3.0 baths, and was built in 1900. The property's zip code is 01440 which is in Gardner, MA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Data is updated as of 7/16/2026.

The real estate information and related content displayed on this site is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

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77 Oak St

Multi-Family Home for sale in Gardner, MA

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