20788 White Oak Drive Lake Ann, MI $ 355,000
20788 White Oak Drive
$ 355,000
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20788 White Oak Drive

Lake Ann, MI, 49650
$ 355,000
Bedrooms3 Baths1.1 Sq 1,908

Monthly Estimate*

$ 2,242

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Single Family Home for sale in Lake Ann, MI

for $355,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,908 square foot home was built in 1994 on a lot size of 0.48.

Welcome to this beautiful main-floor living home in the desirable Hardwood Acres neighborhood of Lake Ann! Home is 3-bedroom, 1.5-bath with an attached garage & detached additional garage. The main level features three bedrooms and a full bathroom, while the lower level provides a spacious entertainment area, a newly installed half bath, and framed space ready for future finishing. The updated kitchen showcases quartz countertops as well as quartz countertops in the main bathroom and a granite countertop in the lower-level bath. The inviting living room features a new electric fireplace. Recent improvements include a new HVAC system (May 2026), a new back deck (July 2026), a new sliding glass door, and a new pressure tank (2021). The home is equipped with natural gas. Enjoy storage with the oversized detached two-car garage, perfect for vehicles or workshop space. The private backyard provides plenty of room to relax, entertain, or enjoy Northern Michigan's beautiful seasons. No HOA fees! Located just minutes from Lake Ann, Long Lake, Lake Ann Park, Almira Township Park, Mistwoods Golf Club, Lake Ann Grocery, Stone Oven Restaurant, and Lake Ann Brewing Company, with downtown Traverse City only a 20-minute drive away. This home offers the perfect balance of peaceful living and convenient access to everyday amenities.

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Single Family Active

Price

$ 355,000

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 2,756

Style

Ranch

Lot Size

0.48

Year Built

1994

Town/City

Lake Ann

County/Region

Benzie

MLS | Web ID

1948055

Features
Interior
Interior Amenities Pantry Granite Bath Tops Solid Surface Counters Kitchen Island Vaulted Ceiling(s) Drywall Ceiling Fan(s) Cable TV High Speed Internet
Basement Full Partial Daylight
Flooring Concrete Wood Vinyl Carpet
Fireplace Features Electric
Kitchen Level Main
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds Curtain Rods
Fireplace Y/N Y
Above Grade Finished Area 1008
Half Baths 1
3/4 Baths 0
Laundry Features Lower Level
Total Bedrooms 3
Below Grade Finished Area 900
Entry Level 1
Living Room Level Main
Main Level Bedrooms 3
Main Level Bathrooms 1
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
Primary Bathroom Features Shared
Kitchen Area 88
Kitchen Length 11
Kitchen Width 8
Primary on Main 143
Second Bedroom Length 13
Second Bedroom Width 11
Bedroom 3 Area 99
Bedroom 3 Length 9
Bedroom 3 Width 11
Dining Room Area 11 121
Dining Room Width 11
Family Room Area 920
Family Room Length 40
Living Room Area 204
Living Room Length 17
Living Room Width 12
Primary Bedroom Area 121
Primary Bedroom Length 11
Primary Bedroom Width 11
Family Room Width 23
Family Room Level Lower
Dining Room Level Main
Bedroom 3 Level Main
Second Bedroom Level Main
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General
Sewer Private Sewer
Heating Forced Air Fireplace(s) Natural Gas
Cooling Window A/C Unit(s) Window Unit(s)
Possession Close Of Escrow
Roof Asphalt
Appliances Refrigerator Oven/Range Dishwasher Microwave Water Softener Owned Washer Dryer Exhaust Fan Gas Water Heater
Garage Spaces 1
Association Fee Includes None
Patio/Porch Features Deck Porch
Architectural Style Ranch
Security Features Smoke Detector(s)
Construction Materials Frame Vinyl Siding
Pets Allowed false
Year Built 1994
Stories Count 1
Township Almira
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features None
Community Features None
Accessibility None
Assoc Fee Paid Per Annually
County Benzie
New Construction N
Property Type Residential
Attached Garage Y
Subdivision Name HARDWOOD ACRES
Garage Y/N Y
Other Structures Second Garage
Full Baths 1
Status New
Directions Start at Meijer on US-31 turn L onto Silver Lake Rd then R onto Barnes Rd for one mile. Follow N Long Lake Rd 8.8 miles to L on Hardwood Dr. Turn left onto Red Oak Dr and travel 400 then right onto W
High School Traverse City West Senior High School
City Lake Ann
High School District Traverse City Area Public Schools
Zoning Description Residential
Lot Size Units Acres
Lot Size Square Feet 20908.8
Carport Y/N N
Elementary School Westwoods Elementary School
Tax Annual Amount 2756.1
Home Warranty Y/N N
Middle/Junior High School Traverse City West Middle School
Lease Renewal Y/N N
Lease Considered Y/N N
Primary Bedroom Level Main
Living Area Units Square Feet
Standard Status Active
Middle/Junior School District Traverse City Area Public Schools
Elementary School District Traverse City Area Public Schools
Tax Assessed Value 116486
Tax Lot 94
Ownership Type Private Owner
Lease Amount Frequency Annually
Legal Description LOT 94 HARDWOOD ACRES #2 SEC 24 T27N R13W P.A. 20788 WHITE OAK DR [[ 10/80 184/227 WD; 1/90 240/757-759 QC'S; 2/90 241/709 QCD 4/90 242/217 QC; 3/93 269/583 LC; 9/93 275/409 WD; BP 5/94; 5/94 284/53
Freehold IDX
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Exterior
Exterior Amenities Rain Gutters
Fencing Fenced
Parking Features Asphalt Private Attached Garage Door Opener Paved Concrete Floors
Lot Features Wooded-Hardwoods Wooded Level Subdivided
Water Source Private
Lot Size Area 0.48
Foundation Details Poured Concrete
Number of Buildings 2
Spa N
Lot Dimensions 135 x 155
Lot Size Acres 0.48
Road Surface Type Asphalt
Waterfront Y/N N
Road Responsibility Public Maintained Road
Horse Y/N N
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* Excluded Features
List By
Reo-Tcfront-233021

Broker

Cell: 231-709-0201

Contact

Affordability Calculator

$2,471
Per Month
91%
9%
0%
Monthly Principal & Interest
$2,242
Monthly Property Taxes
$230
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3735316 Elementary School
2033968 Middle School
Traverse City West Senior High School High School
Pricing History
DatePricePrice ChangeDescription
7/15/2026$355,000 Listed Price

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20788 White Oak Drive, Lake Ann, MI, 49650 is a Single Family Home for sale at $355,000 with 1,908 sqft and a lot size of 0.48. 20788 White Oak Drive has 3 bedrooms, 1.1 baths, and was built in 1994. The property's zip code is 49650 which is in Lake Ann, MI