221 White Oak Trail
Banner Elk, NC, 28604 $ 729,000
Bedrooms3 Baths2.1 Sq 1,962 Monthly Estimate*
$ 4,603
for $729,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,962 square foot home was built in 1987 on a lot size of 7.04.
Beautifully crafted and meticulously maintained custom timber frame home on 7 acres in the heart of Valle Crucis. Offered furnished, including tools, this home is ready for immediate enjoyment. Exposed timber beams, vaulted ceilings, rich wood finishes, oversized decks, and a stunning floor-to-ceiling stone fireplace create a warm mountain atmosphere while showcasing the exceptional craftsmanship found throughout. The spacious kitchen features custom cabinetry, a center island, and flows seamlessly into the dining room and living room, creating an inviting space for everyday living and entertaining. Large windows fill the space with natural light while glass doors welcome you outside onto to the expansive wrap around deck. The main level also includes the primary suite with an ensuite bath and attached sunroom. A laundry room and half bath complete the main level. Upstairs, a loft overlooking the living room is currently set up as a home office, while two additional bedrooms and a full bath provide comfortable accommodations for family and guests. The lower level offers exceptional flexibility. Stairs lead from the main level to the heated and cooled two-car garage, complete with a dedicated workshop area along the back wall. An adjoining finished space expands the possibilities, making room for a home gym, art studio, office, hobby room, or additional recreation space, with plenty of room for storage as well. As you arrive, two driveways provide ample parking for guests, recreational vehicles, or multiple cars. Mature landscaping with easy-to-care-for perennial gardens complements the natural surroundings, while the expansive wraparound decks offer multiple places to relax and enjoy the peaceful, wooded setting. A detached studio adds even more versatility as a workshop, art studio, potting shed, or additional storage. Short- and long-term rentals are permitted, offering flexibility as a full-time residence, mountain getaway, or investment opportunity. Located just minutes from the original Mast General Store, Valle Crucis Community Park, and the Watauga River, and only 20 minutes from both downtown Boone and downtown Banner Elk, you'll enjoy easy access to some of the High Country's most beloved destinations while coming home to your own peaceful mountain retreat.
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List ByKeller Williams High CountryBroker
caroline@easonteam.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,603
- Monthly Property Taxes
- $169
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Banner Elk, NC
Average List Price $1,119,555
Percent of Sale Price 54%
About Banner Elk, NC 7,015 Population
27% Since 2002
$ 52,980 Median Income
41.63 Median Age
19% Households with Children
Trends Information provided by ATTOM Data Solutions.
4700116 Elementary School
4062211 Middle School
Watauga High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/15/2026 | $729,000 | | Listed Price |