305 Prospect Street
La Plata, MD, 20646 $ 489,900
Bedrooms5 Baths3.0 Sq 2,098 Monthly Estimate*
$ 3,093
for $489,900 with 5 bedrooms and 3 full baths. This 2,098 square foot home was built in 1931 on a lot size of 0.38.
Overflowing with charm and character, this unique Cape Cod offers the perfect blend of warmth, flexibility, and functionality. The main home features 4 spacious bedrooms, inviting living spaces, and classic details that make it feel like home from the moment you arrive. Connected by a large screened porch, the private apartment provides exceptional versatility with its own bedroom, full bath, full kitchen, separate entrance, and private drivewayideal for multi-generational living, au-pair, guests, a home office, or potential rental income. The property also includes a detached garage, offering additional storage, workshop space, or parking options. Enjoy the character and privacy of this special property while still being conveniently located near shopping, dining, schools, and commuter routes in the heart of La Plata. Whether you're looking for room to grow, space for loved ones, or a home with endless possibilities, this one-of-a-kind Cape Cod is ready to welcome you home.
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FeaturesGeneralLiving Area 2098
Sewer Public Sewer
Heating Radiator
Cooling Ceiling Fan(s)
Possession Settlement
Zoning R-10
Garage Spaces 2.00
Patio/Porch Features Deck(s) Enclosed Porch(es) Screened
Architectural Style Cape Cod Other
Construction Materials Vinyl Siding
School District CHARLES COUNTY PUBLIC SCHOOLS
Year Built 1931
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality La Plata
Accessibility Ramp - Main Level
County CHARLES
New Construction N
Property Type Residential
HOA N
Subdivision Name NONE AVAILABLE
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions Use GPS....see sign in yard
City LA PLATA
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 16740.00
Tax Annual Amount 5411.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 233.51
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Tax Lot 2
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InteriorHeating Fuel Oil
Basement Connecting Stairway Poured Concrete Side Entrance Unfinished
Hot Water Propane
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2098
Half Baths 0
Central Air Y/N N
Total Bedrooms 5
Below Grade Finished Area 0
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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ExteriorPool No Pool
Parking Features Asphalt Driveway
Water Source Public
Garage Features Garage - Front Entry
Type of Parking Detached Garage Driveway
Foundation Details Other
Water View Y/N N
Lot Size Acres 0.38
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 104400.00
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList ByCentury 21 New MillenniumBroker
cheryl@cherylhomes.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,093
- Monthly Property Taxes
- $451
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in La Plata, MD
Average List Price $554,943
Percent of Sale Price 13%
About La Plata, MD 8,691 Population
36% Since 2002
$ 82,764 Median Income
39.53 Median Age
34% Households with Children
Trends Information provided by ATTOM Data Solutions.
3533291 Elementary School
3533173 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/15/2026 | $489,900 | | Listed Price |