440 W Saratoga Street Ferndale, MI $ 299,900
440 W Saratoga Street
$ 299,900
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440 W Saratoga Street

Ferndale, MI, 48220
$ 299,900
Bedrooms2 Baths2.0 Sq 1,394

Monthly Estimate*

$ 1,894

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Single Family Home for sale in Ferndale, MI

for $299,900 with 2 bedrooms and 2 full baths. This 1,394 square foot home was built in 1921 on a lot size of 0.11.

Charming 1921 Craftsman ranch just moments from the heart of downtown Ferndale! This inviting 2-bedroom, 2-bath home blends timeless character with thoughtful updates, featuring beautiful hardwood floors, an updated kitchen with included appliances, and an updated main-floor bath. A spacious covered front porch provides the perfect spot to relax and enjoy the neighborhood, while the partially finished lower level offers a second full bathroom, laundry room and flexible space for a recreation room, home office, or guest accommodations. Both front and backyards showcase a thoughtfully assemble wild-type garden. Additional highlights include newer mini-split cooling, full basement for storage, a fenced backyard, and a 2-car detached garage. Situated on tree-lined Saratoga just blocks from Ferndale's vibrant restaurants, shops, parks, and entertainment, this home offers the perfect combination of classic charm and walkable convenience.  Recent upgrades include all updated electrical (2020), Insulated attic (2020), Lead service line replaced with copper (2021), Pex Plumbing (2021), Automatic Garage opener (2022), Mini-split install (2022), Paver patio (2023), Gutters (2026), Furnace (2026), Heat pump refrigerant lines (2026).

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Single Family Coming Soon

Price

$ 299,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 6,599

Style

Ranch

Lot Size

0.11

Year Built

1921

Town/City

Ferndale

County/Region

Oakland

MLS | Web ID

20261054074

Features
General
Sewer PublicSewer
Heating ForcedAir NaturalGas
Cooling HeatPump WallUnits
Possession SeeRemarks
Appliances Dishwasher Disposal FreeStandingGasOven FreeStandingGasRange FreeStandingRefrigerator Microwave RangeHood StainlessSteelAppliances Washer
Garage Spaces 2.0
Patio/Porch Features Covered Porch
Architectural Style Ranch
Pool Features None
Construction Materials Brick WoodSiding
Pets Allowed Yes
Year Built 1921
Levels One
Property Subtype SingleFamilyResidence
County Oakland
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name ELSINORE
Garage Y/N Y
Total Rooms 6
Full Baths 2
Status Coming Soon
Directions 9 to S on Allen to W on Saratoga
City FerndaleCity_Oakland
Disclosures NoRestrictions TaxesHomesteadExempt
Entry Location GroundLevelwSteps
Senior Community Y/N N
High School District Ferndale
MLS Area Area02258Ferndale
Lot Size Units Acres
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 6599.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status ComingSoon
Occupancy Type Owner
Tax Assessed Value 129660
Expected Active Date 2026-07-16
Legal Description T1N R11E SEC 34 ELSINORE SUB LOT 46
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Interior
Basement PartiallyFinished
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 994.0
Half Baths 0
Total Bedrooms 2
Below Grade Finished Area 400.0
Above Grade Finished Area Unit Type SquareFeet
Total Baths 2
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Exterior
Fencing BackYard
Parking Features TwoCarGarage Detached
Water Source Public
Foundation Details Basement BrickMortar
Spa N
Lot Dimensions 40X120
Lot Size Acres 0.11
Waterfront Y/N N
Road Frontage Type Paved
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 440
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* Excluded Features
List By
Brandon Griffith

Listing Agent

Arterra Luxe Collection Llc

Broker

(248) 346-1478

Phone

Affordability Calculator

$2,444
Per Month
77%
23%
0%
Monthly Principal & Interest
$1,894
Monthly Property Taxes
$550
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
848457 Elementary School
847983 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/14/2026$299,900 Listed Price

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440 W Saratoga Street, Ferndale, MI, 48220 is a Single Family Home for sale at $299,900 with 1,394 sqft and a lot size of 0.11. 440 W Saratoga Street has 2 bedrooms, 2.0 baths, and was built in 1921. The property's zip code is 48220 which is in Ferndale, MI