440 W Saratoga Street
Ferndale, MI, 48220 $ 299,900
Bedrooms2 Baths2.0 Sq 994 Monthly Estimate*
$ 1,894
for $299,900 with 2 bedrooms and 2 full baths. This 994 square foot home was built in 1921 on a lot size of 0.11.
Charming 1921 Craftsman ranch just moments from the heart of downtown Ferndale! This inviting 2-bedroom, 2-bath home blends timeless character with thoughtful updates, featuring beautiful hardwood floors, an updated kitchen with included appliances, and an updated main-floor bath. A spacious covered front porch provides the perfect spot to relax and enjoy the neighborhood, while the partially finished lower level offers a second full bathroom, laundry room and flexible space for a recreation room, home office, or guest accommodations. Both front and backyards showcase a thoughtfully assemble wild-type garden. Additional highlights include newer mini-split cooling, full basement for storage, a fenced backyard, and a 2-car detached garage. Situated on tree-lined Saratoga just blocks from Ferndale's vibrant restaurants, shops, parks, and entertainment, this home offers the perfect combination of classic charm and walkable convenience. Recent upgrades include all updated electrical (2020), Insulated attic (2020), Lead service line replaced with copper (2021), Pex Plumbing (2021), Automatic Garage opener (2022), Mini-split install (2022), Paver patio (2023), Gutters (2026), Furnace (2026), Heat pump refrigerant lines (2026).
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FeaturesGeneralHeating Forced Air
Kitchen Level Entry
Cooling Heat Pump(s) Wall/Window A/C
Possession See Remarks (Possession)
Garage Detached Garage
Water Public Water
Appliances Dishwasher Disposal Microwave Range/Oven Refrigerator Washer
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 1921
Pets Allowed Yes
Subdivision Elsinore MI
Style Ranch
County Oakland
Class RESIDENTIAL
Type Single Family
Ownership Private
Municipality Ferndale
Sale/Rent For Sale
Status Detail 0
Structure Style 1 Story
Area Ferndale (63258)
Primary City Ferndale
Directions 9 to S on Allen to W on Saratoga
City Ferndale
School District Ferndale City School District
Financial Terms Cash Conventional FHA
Legal Description T1N R11E SEC 34 ELSINORE SUB LOT 46
DOM 2
Postal Code 48220
Price Per Sq Ft Total AG 301.71
Public Remarks Charming 1921 Craftsman ranch just moments from the heart of downtown Ferndale! This inviting 2-bedroom 2-bath home blends timeless character with thoughtful updates
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InteriorDining Room Level Entry
Basement Partially Finished
Bedroom 1 Level Entry
Bedroom 2 Level Entry
Beds 2
Fireplace? No
Total Rooms 8
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ExteriorExterior Brick Wood
Exterior Amenities Fenced Yard Porch
Frontage 40
Lot Size Area 0.11
Pool (Y/N) No
Lot Dimensions 40X120
Roads Paved Street
Waterfront Y/N No
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* Excluded FeaturesList ByBrandon GriffithListing Agent
Arterra Luxe Collection LlcBroker
brandon.griffith@arterraluxe.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,894
- Monthly Property Taxes
- $550
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Ferndale, MI
Average List Price $296,166
Percent of Sale Price 1%
About Ferndale, MI 19,993 Population
-10% Since 2002
$ 55,937 Median Income
39.4 Median Age
16% Households with Children
Trends Information provided by ATTOM Data Solutions.
759698 Elementary School
759786 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/14/2026 | $299,900 | | Listed Price |