1401 Garfield Avenue Bay City, MI ^$ 128,000

1401 Garfield Avenue

^$ 128,000

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1401 Garfield Avenue

Bay City, MI, 48708

^$ 128,000

Bedrooms3 Baths2.0 Sq 1,516

Monthly Estimate*

^$ 808

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Multi-Family Home for sale in Bay City, MI

for $128,000 with 3 bedrooms and 2 full baths. This 1,516 square foot home was built in 1900 on a lot size of 0.13.

Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the other, this well-maintained and nicely updated duplex is a fantastic opportunity! The lower unit is occupied and offers a spacious 2-bedroom, 1-bath layout with updated flooring, fresh paint, and a newer bathroom. The upper unit is vacant and move-in ready, featuring its own updates including fresh paint, new flooring, updated bathroom, and generous walk-in closets for plenty of storage. Newer windows, a full basement with abundant storage, a beautifully landscaped yard, and a newer front porch complete the package adding curb appeal. With one unit already generating income and the other ready to rent, this property is ready for its next owner.

Multi-Family Active

Price

^$ 128,000

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 1,605

Style

Lot Size

0.13

Year Built

1900

Town/City

Bay City

County/Region

Bay

MLS | Web ID

50214619

Features

Interior

Interior Amenities Walk-In Closet

Basement Block Full

Beds 3

Fireplace? No

Total Number of Units 2

Bath Descriptions First Flr Bath Lav/Half Second Flr Bath Lav/Half

Fuel Type Natural Gas

General

Heating Wall Heat Forced Air

Cooling Window Unit(s)

Possession Negotiable (Possession)

Water Public Water

Appliances Range/Oven Refrigerator

Status Active Active

Full Baths 2

Half Baths 0

Bathrooms 2

Year Built 1900

Subdivision No MI

Water Heater Gas

County Bay

Class MULTIFAMILY

Type Multi-Family

Ownership Private

Municipality Bay City

Sale/Rent For Sale

Status Detail 0

Structure Style 1 1/2 Story

Area Bay City (09016)

Primary City Bay City

Location Main Street

City Bay City

School District Bay City School District

Financial Terms Cash Conventional

Legal Description LOT 1 BLK 2 GARFIELD PLACE & W 1/2 VAC ALLEY ADJ THRTO (COMB 1/2 VAC ALLEY 98)

DOM 0

Postal Code 48708

Price Per Sq Ft Total AG 84.43

Public Remarks Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the other

Exterior

Exterior Amenities Porch

Frontage 50

Lot Size Area 0.13

Lot Dimensions 50x110

Lot Description Sidewalks

Waterfront Y/N No

* Excluded Features

List By

Heidi Guerra

Listing Agent

Berkshire Hathaway Homeservices, Bay City

Broker

heidiguerra@bhhsmi.com

Affordability Calculator

$942

Per Month

Monthly Principal & Interest: $808
Monthly Property Taxes: $134
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Bay City, MI

Average List Price ^$205,041

Percent of Sale Price 60%

About Bay City, MI

33,471 Population

-9% Since 2002

^$35,448 Median Income

36.94 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

759950 Elementary School

760432 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/13/2026	$128,000		Listed Price

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1401 Garfield Avenue, Bay City, MI, 48708 is a Multi-Family Home for sale at $128,000 with 1,516 sqft and a lot size of 0.13. 1401 Garfield Avenue has 3 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 48708 which is in Bay City, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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1401 Garfield Avenue

Multi-Family Home for sale in Bay City, MI

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