1703 White Oak Road Chattanooga, TN $ 524,900
1703 White Oak Road
$ 524,900
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1703 White Oak Road

Chattanooga, TN, 37415
$ 524,900
Bedrooms8 Baths4.0 Sq 3,120

Monthly Estimate*

$ 3,314

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Multi-Family Home for sale in Chattanooga, TN

for $524,900 with 8 bedrooms and 4 full baths. This 3,120 square foot home was built on a lot size of 0.36.

Rare opportunity in the Chattanooga income property market: a true 4-bedroom, 2-bathroom duplex on each side -- a configuration that is virtually nonexistent in current MLS inventory. Whether you're an investor looking for outsized rental income or a buyer ready to house-hack into a fully remodeled 4-bedroom home, this property delivers in a way nothing else currently on the market can. This duplex was extensively renovated in 2019 -- kitchens, bathrooms, roof, and fixtures throughout both units -- establishing a strong, updated foundation that sets it apart from the unrenovated stock that dominates this price range. Unit A (left side) received a second round of updates in 2026, including new flooring, fresh paint, and additional fixture upgrades, and is delivered vacant and move-in ready for an owner-occupant or immediate leasing at market rate. Unit B (right side) is currently occupied by a long-term tenant. Additional highlights: freshly painted exterior, flood zone X (minimal risk), no HOA, and a 90×124 lot giving each side excellent separation and outdoor space. The 4BR/2BA configuration on each side makes these units suitable for families, roommate situations, or student housing -- dramatically expanding your tenant pool versus the standard 2BR duplex product that dominates this market. There are currently no comparable 4BR/side duplexes listed for sale in the greater Chattanooga market. This is a market-of-one listing priced to reflect that scarcity.

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Multi-Family Active

Price

$ 524,900

Bedrooms

8

Full Bath

4

Property Type

Multi-Family

Taxes

$ 5,292

Style

Lot Size

0.36

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1538508

Features
Interior
Interior Amenities Built-in Features Open Floorplan
Basement Finished Full
Flooring Luxury Vinyl
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Laundry Features Electric Dryer Hookup In Basement
Total Bedrooms 8
Total Baths 4
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General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Sewer Connected
Possession Close Of Escrow Subject To Tenant Rights
Roof Shingle
Appliances Refrigerator Electric Range
Garage Spaces 1.0
Patio/Porch Features Deck Patio
Pool Features None
Construction Materials Other
Pets Allowed Yes Cats OK Dogs OK
Year Built 1971
Tenant Pays Electricity Sewer Water
Stories Count 2
Levels Two
Property Subtype Duplex
County Hamilton
New Construction N
Property Type Residential Income
HOA N
Attached Garage Y
Subdivision Name None
Garage Y/N Y
Status Active
High School Red Bank High School
City Chattanooga
Senior Community Y/N N
Number Of Units Total 2
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 15681.6
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Elementary School Rivermont Elementary
Land Lease Y/N N
Tax Annual Amount 5292.6
Home Warranty Y/N N
Middle/Junior High School Red Bank Middle
Property Condition Updated/Remodeled
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Tenant
Legal Description Lt 2 Jefferson Simmerman Addn To Hi Ll City Pb2 Pg1
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Exterior
Fencing Fenced Wood
Parking Features Off Street
Lot Features Back Yard Front Yard Gentle Sloping Sloped
Water Source Public
Inclusions All appliances owned by seller.
Lot Size Area 0.36
Foundation Details Block
Spa N
Building Area Total 3120.0
Lot Dimensions 101X156
Lot Size Acres 0.36
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 1703
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* Excluded Features
List By
Realsmart

Broker

ben@realsmartcre.com

Email

Affordability Calculator

$3,755
Per Month
88%
12%
0%
Monthly Principal & Interest
$3,314
Monthly Property Taxes
$441
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1547604 Elementary School
1547449 Middle School
Red Bank High School High School
Pricing History
DatePricePrice ChangeDescription
7/10/2026$524,900 Listed Price

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1703 White Oak Road, Chattanooga, TN, 37415 is a Multi-Family Home for sale at $524,900 with 3,120 sqft and a lot size of 0.36. 1703 White Oak Road has 8 bedrooms and 4.0 baths. The property's zip code is 37415 which is in Chattanooga, TN