2648 Churchill Downs Circle Chattanooga, TN $ 565,000
2648 Churchill Downs Circle
$ 565,000
Recently Listed
Open House 7/12 2pm - 4pm
Share Save

2648 Churchill Downs Circle

Chattanooga, TN, 37421
$ 565,000
Bedrooms4 Baths2.1 Sq 2,845

Monthly Estimate*

$ 3,567

2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 1
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 2
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 3
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 4
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 5
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 6
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 7
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 8
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 9
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 10
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 11
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 12
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 13
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 14
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 15
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 16
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 17
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 18
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 19
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 20
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 21
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 22
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 23
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 24
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 25
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 26
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 27
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 28
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 29
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 30
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 31
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 32
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 33
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 34
2648 Churchill Downs Circle, Chattanooga, TN 37421 - Image 35

Single Family Home for sale in Chattanooga, TN

for $565,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,845 square foot home was built on a lot size of 0.29.

Nestled in the quiet, well-established Derby Downs neighborhood, this home offers the perfect blend of comfort and convenience. Known for its welcoming atmosphere, beautifully maintained homes, and easy access to parks, shopping, dining, everyday amenities, and local schools, Derby Downs is a wonderful place to call home. This inviting 4-bedroom, 2.5-bath residence offers generous living space, a functional floor plan, and a backyard designed for relaxing, entertaining, and making lasting memories with family and friends. Step inside to a welcoming two-story foyer with beautiful hardwood floors and an abundance of natural light. The spacious living room features a cozy brick gas fireplace and flows seamlessly into the kitchen and breakfast area, creating an ideal space for everyday living and entertaining. The kitchen combines style and function with granite countertops, custom cabinetry, stainless steel appliances, and a pantry. The main level also offers a flexible room that's perfect for a home office, playroom, or guest room. In addition, there is a formal dining room that could also serve as a keeping room or second living area. A mudroom, laundry room, and convenient half bath complete the main floor. Upstairs, you'll find three additional bedrooms, including a spacious primary suite with a walk-in closet and private bath. A second full bath and a large bonus room offer endless possibilities as a media room, playroom, home gym, hobby space, or a possible fifth bedroom if desired. The backyard is where this home truly shines. The fully fenced outdoor space is thoughtfully designed for both relaxation and entertaining, featuring an in-ground pool, a spacious patio for grilling and gatherings, a hot tub tucked beneath a pergola, and a fire pit perfect for enjoying cool evenings. Offering spacious living areas, flexible spaces to fit your lifestyle, and an outdoor retreat you'll enjoy year-round, this Derby Downs home is ready to welcome its next owners. Conveniently located near shopping, dining, parks, and major commuter routes, it combines everyday comfort with exceptional convenience. Schedule your private showing today!

See more

Open House

7/12/2026 2:00 PM - 4:00 PM
2648 Churchill Downs Circle Chattanooga, TN
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 565,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 3,987

Style

Lot Size

0.29

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1538421

Features
Interior
Interior Amenities Breakfast Nook Connected Shared Bathroom Double Vanity Granite Counters High Ceilings High Speed Internet Open Floorplan Pantry Separate Dining Room Separate Shower Tub/shower Combo Walk-In Closet(s)
Basement Crawl Space
Flooring Carpet Hardwood Tile
Total Fireplaces 1
Fireplace Features Gas Log Living Room
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Insulated Windows
Fireplace Y/N Y
Above Grade Finished Area 2845.0
Half Baths 1
Laundry Features Electric Dryer Hookup Gas Dryer Hookup Laundry Room Washer Hookup
Total Bedrooms 4
Total Baths 3
See more
General
Sewer Public Sewer
Heating Central Natural Gas
Cooling Central Air Electric Multi Units
Utilities Cable Available Electricity Available Phone Available Sewer Connected Underground Utilities
Possession Close Of Escrow
Roof Shingle
Appliances Stainless Steel Appliance(s) Refrigerator Microwave Gas Water Heater Free-Standing Electric Range Electric Range Disposal Dishwasher
HOA Fee 68.0
Garage Spaces 2.0
Patio/Porch Features Deck Patio Porch
Architectural Style Other
Pool Features In Ground
Security Features Smoke Detector(s)
Construction Materials Brick Vinyl Siding Other
Year Built 1997
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Community Features Sidewalks Street Lights
Assoc Fee Paid Per Quarterly
County Hamilton
New Construction N
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name Derby Downs Phase I
Garage Y/N Y
Other Structures Pergola
Total Rooms 9
Full Baths 2
Status Active
Directions I-75 N toward Knoxville --> EXIT 4 to TN-153 N --> EXIT 1 onto Lee Hwy --> RIGHT on Lee Hwy --> SLIGHT LEFT on Hickory Valley Rd. --> LEFT Derby Downs Dr. --> LEFT on Churchill Downs Cir.
High School Tyner Academy
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 12632.4
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Spa Features Above Ground
Elementary School Bess T. Shepherd Elementary
Land Lease Y/N N
Tax Annual Amount 3987.54
Home Warranty Y/N N
Middle/Junior High School Tyner Middle Academy
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Structure Type Free Standing Building
Standard Status Active
Occupancy Type Owner
Legal Description LT 49 DERBY DOWNS PHASE 1 PB46 PG12 4 OUT OF 138E-A-12 FOR 1992
See more
Exterior
Exterior Amenities Fire Pit
Fencing Fenced
Parking Features Garage Garage Door Opener Garage Faces Front Kitchen Level
Lot Features Level
Water Source Public
Inclusions Dishwasher; Disposal; Free-Standing Electric Range; New Gas Water Heater; Microwave; Outdoor Hot Tub
Lot Size Area 0.29
Foundation Details Block
Spa N
Building Area Total 2845.0
Lot Dimensions 90.58X138.0
Lot Size Acres 0.29
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
See more
Internal Only
Street Number 1 2648
See more
* Excluded Features
List By
Horizon Sotheby's International Realty

Broker

Niki.Chambers@HorizonSothebysRealty.com

Email

Affordability Calculator

$3,900
Per Month
91%
9%
0%
Monthly Principal & Interest
$3,567
Monthly Property Taxes
$332
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
1547916 Elementary School
1547878 Middle School
Tyner Academy High School High School
Pricing History
DatePricePrice ChangeDescription
7/9/2026$565,000 Listed Price

Map


See all

2648 Churchill Downs Circle, Chattanooga, TN, 37421 is a Single Family Home for sale at $565,000 with 2,845 sqft and a lot size of 0.29. 2648 Churchill Downs Circle has 4 bedrooms and 2.1 baths. The property's zip code is 37421 which is in Chattanooga, TN