409 Harvard Street Bay City, MI ^$ 109,900

409 Harvard Street

^$ 109,900

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409 Harvard Street

Bay City, MI, 48708

^$ 109,900

Bedrooms3 Baths1.0 Sq 1,018

Monthly Estimate*

^$ 694

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Single Family Home for sale in Bay City, MI

for $109,900 with 3 bedrooms and 1 full bath. This 1,018 square foot home was built in 1930 on a lot size of 0.11.

Welcome home to this move-in ready 3-bedroom, 1-bath single-story Cape Cod, nestled in the highly desirable and lower-tax Hampton Township (Bay City School District)! Offering the perfect blend of cozy charm and daily convenience, this property is ready for its next owner to move right in on closing day with immediate possession. Interior Highlights: Beautiful Flooring: Step inside to warm, classic hardwood floors running through the main living spaces and bedrooms. Layout: A functional 7-room layout featuring a spacious 12x13 living room, a dedicated dining area, and a bright kitchen. Growth Potential: A full 1,018 sq. ft. unfinished basement gives you incredible storage options or a blank canvas to build equity and expand your living space. Attached Garage: No more dealing with the Michigan winter elements thanks to the attached 1.5-car garage. Outdoor Living: Enjoy peace of mind and outdoor fun in your fully fenced backyardâideal for pets or summer BBQs. Prime Location: Conveniently located north of Ridge Road, you are just minutes away from local shopping, a variety of restaurants, and quick access to the local Rail Trail for walking and biking. Enjoy neighborhood living with the benefit of township taxes! Schedule your tour today and unlock the door to immediate homeownership

Single Family Active

Price

^$ 109,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 928

Style

Cape Cod

Lot Size

0.11

Year Built

1930

Town/City

Bay City

County/Region

Bay

MLS | Web ID

50214313

Features

Interior

Interior Amenities Hardwood Floors Sump Pump

Dining Room Level First

Basement Block

Bedroom 3 Level First

Bedroom 1 Level First

Bedroom 2 Level First

Beds 3

Fireplace? No

Total Rooms 7

General

Heating Forced Air

Kitchen Level First

Cooling Central A/C

Possession At Close

Garage Attached Garage Electric in Garage

Water Public Water

Appliances Dryer Range/Oven Refrigerator Washer

Status Active Active

Full Baths 1

Half Baths 0

Bathrooms 1

Year Built 1930

Parking 3 or More Spaces Garage

Subdivision n/a MI

Water Heater Gas

Style Cape Cod

County Bay

Class RESIDENTIAL

Type Single Family

Ownership Private

Municipality Hampton Twp

New Construction Y/N No

Electric 100 Amp Service

Zoning Residential

Sale/Rent For Sale

Status Detail 0

Utilities Cable Available Electricity Connected Natural Gas Connected

Structure Style 1 Story

Area Hampton Twp (09007)

Primary City Bay City

Directions North off Ridge Rd.

City Bay City

School District Bay City School District

Financial Terms Cash Conventional FHA VA

Legal Description LOT 7 BLK 12 GREEN AVE ADD. LIFE ESTATE

DOM 0

Postal Code 48708

Price Per Sq Ft Total AG 107.96

Public Remarks Welcome home to this move-in ready 3-bedroom 1-bath single-story Cape Cod

Exterior

Exterior Other

Exterior Amenities Fenced Yard

Frontage 50

Lot Size Area 0.11

Pool (Y/N) No

Lot Dimensions 50x100

Roads City/County Paved Street

Waterfront Y/N No

Frontage Type Road

* Excluded Features

List By

Robert Struck

Listing Agent

Re/Max Results

Broker

Homes@RobStruck.com

Affordability Calculator

$771

Per Month

Monthly Principal & Interest: $694
Monthly Property Taxes: $77
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Bay City, MI

Average List Price ^$212,188

Percent of Sale Price 93%

About Bay City, MI

33,471 Population

-9% Since 2002

^$35,448 Median Income

36.94 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

759950 Elementary School

760432 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/9/2026	$109,900		Listed Price

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409 Harvard Street, Bay City, MI, 48708 is a Single Family Home for sale at $109,900 with 1,018 sqft and a lot size of 0.11. 409 Harvard Street has 3 bedrooms, 1.0 baths, and was built in 1930. The property's zip code is 48708 which is in Bay City, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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409 Harvard Street

Single Family Home for sale in Bay City, MI

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