101 Wards Lane
Saint Marys, GA, 31558 $ 819,000
Bedrooms4 Baths3.0 Sq 2,773 Monthly Estimate*
$ 5,171
for $819,000 with 4 bedrooms and 3 full baths. This 2,773 square foot home was built in 2017 on a lot size of 0.48.
Experience the pinnacle of coastal luxury in this exceptional custom-built residence located within the prestigious, gated waterfront community of Cumberland Harbour. Perfectly positioned on a beautifully landscaped 0.48-acre homesite, this stunning 4-bedroom, 3-bath home offers approximately 2,773 square feet of thoughtfully designed living space, blending timeless Southern architecture with sophisticated modern finishes. An inviting open floor plan welcomes you with soaring ceilings, abundant natural light, designer tile flooring, upgraded carpeting, and elegant architectural details throughout. The gourmet kitchen is designed for both everyday living and effortless entertaining, featuring an oversized island with additional seating, premium finishes, and seamless flow into the spacious living areas. Host family and friends with ease in the impressive formal dining room, large enough to accommodate gatherings of 12 or more, while the adjacent wet bar and wine station create the perfect space for entertaining. A sunny breakfast area overlooks the beautifully landscaped grounds, offering peaceful views of the expansive paver patio and private backyard. The luxurious main-level owner's suite is a true retreat, featuring dual walk-in closets, dual vanities, a custom floor-to-ceiling mirrored medicine cabinet, an oversized tiled walk-in shower, and private access through glass doors to the wraparound covered porch-an ideal place to enjoy morning coffee or evening breezes. A private upstairs suite with its own full bath offers exceptional flexibility as a guest retreat, executive home office, media room, creative studio, or private space for teenagers or extended family. This home is loaded with premium upgrades, including automated Hunter Douglas remote-controlled window coverings, a tankless water heater, expansive pocket sliding glass doors that seamlessly blend indoor and outdoor living, a private irrigation well with a full sprinkler system, and beautifully maintained landscaping. One of the property's most impressive features is the rare combination of an attached two-car garage plus a detached, fully air-conditioned two-car garage. This versatile space is ideal for car collectors, boating enthusiasts, a workshop, home gym, future guest quarters, or potential in-law suite conversion. Step outside to the spacious covered lanai where pocketing sliding doors create the perfect indoor-outdoor entertaining experience, all overlooking a serene, private backyard surrounded by natural beauty. Located behind the gates of Cumberland Harbour, residents enjoy an unparalleled coastal lifestyle with 24-hour manned security and exceptional resort-style amenities, including multiple pools, tennis and pickleball courts, a state-of-the-art fitness center, playgrounds, miles of walking and biking trails, community day docks, and kayak launches with direct access to Georgia's breathtaking waterways. This extraordinary home offers the perfect balance of luxury, comfort, and the unmatched lifestyle that makes Cumberland Harbour one of Coastal Georgia's premier communities.
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FeaturesGeneralSewer Public Sewer
Heating Central Heat Pump
Cooling Central Air
Utilities Cable Available Electricity Available Phone Available Sewer Available Underground Utilities Water Available
Roof Composition
Appliances Cooktop Dishwasher Oven Refrigerator
HOA Fee 2275
Association Fee Includes Management Fee Reserve Fund
Patio/Porch Features Patio Porch Screened
Architectural Style Traditional
Construction Materials Concrete
Year Built 2017
Levels Two
Property Subtype Single Family Residence
Tax Year 25
Community Features Fitness Center Gated Pool Sidewalks Street Lights
County Camden
New Construction false
Property Type Residential
HOA true
Attached Garage false
Subdivision Name Cumberland Harbour
Garage Y/N true
Full Baths 3
Status New
Directions Please consult with your agent as this property is located within a gated community.
High School Camden
City Saint Marys
Lot Size Units Square Feet
Lot Size Square Feet 20908.8
Carport Y/N false
Elementary School Saint Marys
Land Lease Y/N false
Tax Annual Amount 10129.83
Home Warranty Y/N false
Middle/Junior High School Saint Marys
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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InteriorInterior Amenities Double Vanity Master On Main Level Tile Bath
Basement None
Flooring Carpet Tile
Total Fireplaces 1
Fireplace Features Family Room
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2773
Half Baths 0
Laundry Features Other
Total Bedrooms 4
Below Grade Finished Area 0
Main Level Bedrooms 4
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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ExteriorParking Features Garage Detached Garage Door Opener
Lot Features Corner Lot
Water Source Public
Lot Size Area 20908.8
Building Area Total 2773
Lot Size Acres 0.48
Lot Size Source Public Records
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $5,171
- Monthly Property Taxes
- $844
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Saint Marys, GA
Average List Price $503,767
Percent of Sale Price 38%
About Saint Marys, GA 17,756 Population
25% Since 2002
$ 55,938 Median Income
34.07 Median Age
37% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Camden High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/9/2026 | $819,000 | | Listed Price |