305 Beech Street
Monticello, KY, 42633 $ 1,645,000
Bedrooms5 Baths4.0 Sq 6,323 Monthly Estimate*
$ 10,387
for $1,645,000 with 5 bedrooms and 4 full baths. This 6,323 square foot home was built in 1985 on a lot size of 23.7.
Welcome to 305 Beech Street, a truly special Tudor-inspired home tucked along year-round Elk Creek in the heart of Monticello. Located within the city limits, this 23 +/- acre unique property offers the convenience of town with the peaceful feel of country living. Lovingly designed and enjoyed for generations, it is a place filled with beauty, character, and history. A winding asphalt driveway shaded by mature dogwood trees and lined with carefully trimmed evergreens welcomes you home. Inspired by the owners' travels through Europe, the grounds feature expansive lawns, mature shade trees, and a beautiful formal French garden with brick-lined beds, statuary, boxwoods, flowering arches of Sweet Autumn Clematis, a vegetable garden, and an automated irrigation system. In the spring, hundreds of daffodils bloom throughout the property, while the shady creekside setting provides the perfect place for picnics, cookouts, and simply enjoying nature. Built of native mountain stone, stucco, and custom milled fir trim, the home reflects exceptional craftsmanship and timeless style. A two-level screened gazebo porch with sliding glass windows creates a wonderful space to enjoy in every season. Inside, soaring beamed ceilings, hand-painted details, custom stained glass, beautiful millwork, and Italian porcelain flooring create a warm and inviting atmosphere. The spacious great room is centered around a striking custom stone fireplace with a heatilator system and flows easily into the dining room overlooking Elk Creek. The kitchen is both beautiful and functional, featuring custom cabinetry, quartz countertops, a center island, walk-in pantry, GE Monogram dual-fuel six-burner range with double ovens, KitchenAid appliances, and a cozy bay window breakfast area with views of the creek. The main-level primary suite offers an 11-foot beamed ceiling, stone fireplace with gas logs, sitting area, private deck, large walk-in closet, and a luxurious bath with heated floors, double shower, and clawfoot soaking tub. A guest bedroom and bath are also conveniently located on the main level. Upstairs is an additional private suite with custom built-ins, dormer windows, abundant storage, and its own bath. The walk-out basement provides generous additional living space with a fireplace, recreation areas, two more bedrooms, including one with an en suite bath, and plenty of storage. Additional features include three separate HVAC systems, an automatic generator, oversized garage, city water and sewer, and a new roof installed in May 2026. Rich in local history and surrounded by natural beauty, 305 Beech Street is more than just a house. It is a place where memories have been made for generations and where the next owners will have the opportunity to enjoy a truly remarkable setting along Elk Creek. Convenient location near Lake Cumberland in South Central Kentucky!
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FeaturesInteriorInterior Amenities Ceiling Fan(s) Eat-in Kitchen Primary Downstairs Walk-In Closet(s)
Basement Finished Full Walk-Out Access
Flooring Carpet Hardwood Tile
Total Fireplaces 3
Fireplace Features Basement Blower Fan Gas Log Great Room Kitchen Primary Bedroom Recreation Room Wood Burning
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 3554.0
Half Baths 0
Laundry Features Electric Dryer Hookup Main Level
Total Bedrooms 5
Below Grade Finished Area 2769.0
Total Baths 4
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GeneralSewer Public Sewer
Heating Electric
Cooling Attic Fan Electric Heat Pump
Utilities Cable Connected Electricity Connected Natural Gas Available Propane Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Double Oven Dryer Gas Range Microwave Refrigerator Washer
Garage Spaces 2.0
Patio/Porch Features Deck Porch Other Enclosed Porch
Security Features Security System Owned
Construction Materials Stone Stucco Wood Siding
Year Built 1985
Levels Three Or More
Property Subtype Single Family Residence
Parcel Number 066-00-00-040.01
County Wayne
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Rural
Garage Y/N Y
Other Structures Barn(s) Shed(s)
Total Rooms 11
Full Baths 4
Status Active
Directions From the Monticello Courthouse Square in downtown Monticello take North Main Street (US-90/US-127 Business) north out of town. Continue on North Main Street for approximately 0.5 to 1 mile then turn
High School Wayne Co
City Monticello
Body of Water Other
High School District Wayne County - 70
MLS Area 070 - Wayne County
Lot Size Units Acres
Lot Size Square Feet 1032372.0
Carport Y/N N
Elementary School Monticello
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Wayne Co
MLS Area Minor 070 - Wayne County
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.zillow.com/view-imx/2c8081d4-f2c1-4cd9-aa06-a5d9db45c465?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Structure Type House
Standard Status Active
Senior Community None
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ExteriorExterior Amenities Garden
Fencing Wire Wood
Parking Features Detached Garage Driveway Garage Door Opener
Lot Features Landscaped Many Trees Wooded
Water Source Public
Lot Size Area 23.7
Foundation Details Block
Building Area Total 6323.0
Lot Size Acres 23.7
Lot Size Source Assessor
Waterfront Y/N Y
Other Equipment Dehumidifier
Crops Included Y/N N
Horse Y/N Y
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByBluegrass Sotheby's International RealtyBroker
Affordability Calculator
- Monthly Principal & Interest
- $10,387
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Monticello, KY
Average List Price $292,138
Percent of Sale Price 82%
About Monticello, KY 6,475 Population
3% Since 2002
$ 26,350 Median Income
39.69 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
3429077 Elementary School
3292849 Middle School
Wayne Co High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/9/2026 | $1,645,000 | | Listed Price |