1240 Willowgate Lane St. Charles, IL $ 1,150,000
1240 Willowgate Lane
$ 1,150,000
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1240 Willowgate Lane

St. Charles, IL, 60174
$ 1,150,000
Bedrooms3 Baths3.1 Sq 3,636

Monthly Estimate*

$ 7,261

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Multi-Family Home for sale in St. Charles, IL for $1,150,000 with 3 bedrooms and 3 full baths, 1 half bath. This 3,636 square foot home was built in 1993.

Rare opportunity to own a Fox River waterfront luxury duplex with a first-floor primary suite in Willowgate, one of St. Charles' most desirable maintenance-free communities. Offering 2,716 square feet above grade and approximately 3,600 finished square feet including the walkout basement, this home combines an exceptional riverfront setting with a highly sought-after floor plan just minutes from downtown St. Charles, downtown Geneva, the Fox River Trail, shopping, dining, parks, and the Metra. The main level features a private den, vaulted family room filled with natural light and panoramic Fox River views, a beautifully appointed kitchen with premium Poggenpohl cabinetry, laundry room, and the first-floor primary suite. Upstairs are two spacious bedrooms connected by a Jack-and-Jill bath. The finished walkout basement offers a large recreation room, family room, bar area, full bath, and direct access to the backyard. Enjoy spectacular river views from the screened porch and paver patio. Additional highlights include a new roof (2021) and new HVAC systems (2025). Luxury riverfront homes in Willowgate rarely become available, making this an exceptional opportunity to enjoy Fox River waterfront living in one of St. Charles' premier locations.

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Multi-Family Active

Price

$ 1,150,000

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Multi-Family

Taxes

$ 20,110

Style

1/2 Duplex

Year Built

1993

Town/City

St. Charles

County/Region

KANE

MLS | Web ID

12694179

Features
General
Living Area 3636
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Double Oven Microwave Dishwasher Refrigerator Washer Dryer Disposal Stainless Steel Appliance(s) Cooktop Range Hood Water Softener Owned
HOA Fee 623
Garage Spaces 2
Association Fee Includes Insurance Exterior Maintenance Lawn Care Snow Removal
Construction Materials Brick
Pets Allowed Cats OK Dogs OK
Year Built 1993
Township St. Charles
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Assoc Fee Paid Per Monthly
County Kane
New Construction N
Property Type Residential Attached Single
Total Rooms 11
Full Baths 3
Status New
Directions Route 31 to Willowgate - River Side
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Tax Annual Amount 20110
Virtual Tour https://www.zillow.com/view-imx/fbd43e4f-2c6d-49dc-8f90-58cf2d3e40fd?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active
Middle/Junior School District 303
Elementary School District 303
Sub Type 1/2 Duplex
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Interior
Interior Amenities Vaulted Ceiling(s) Wet Bar 1st Floor Bedroom
Basement Finished Walk-Out Access
Total Fireplaces 2
Fireplace Features Gas Log Gas Starter
Total Stories 2
Half Baths 1
Laundry Features Main Level
Total Bedrooms 3
Room Type Den Recreation Room Sitting Room Foyer Family Room
Total Baths 4
Bedrooms Possible 3
Bathroom Separate Shower Steam Shower No Tub
Total Number of Units 2
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Exterior
Parking Features Asphalt Garage Door Opener Yes Garage Owned Attached Garage
Lot Features Common Grounds Cul-De-Sac Forest Preserve Adjacent
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 37x115
Waterfront Y/N Y
Other Equipment Water-Softener Owned CO Detectors Ceiling Fan(s)
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* Excluded Features
List By
Exp Realty - St. Charles

Broker

cory@coryjonesteam.com

Email

Affordability Calculator

$8,937
Per Month
81%
19%
0%
Monthly Principal & Interest
$7,261
Monthly Property Taxes
$1,676
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
565323 Elementary School
568071 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/8/2026$1,150,000 Listed Price

Map


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1240 Willowgate Lane, St. Charles, IL, 60174 is a Multi-Family Home for sale at $1,150,000 with 3,636 sqft. 1240 Willowgate Lane has 3 bedrooms, 3.1 baths, and was built in 1993. The property's zip code is 60174 which is in St. Charles, IL