Recently Listed Open House 7/11 11am - 1pm
1978 N Fork Circle
Elgin, IL, 60123 $ 399,900
Bedrooms3 Baths2.1 Sq 2,380 Monthly Estimate*
$ 2,525
for $399,900 with 3 bedrooms and 2 full baths, 1 half bath. This 2,380 square foot home was built in 1981 on a lot size of 0.21.
Located on a quiet cul-de-sac in the Valley Creek neighborhood, this well-maintained brick-front ranch offers a flexible floor plan, generous living space and a beautifully landscaped backyard. The main level features hardwood floors, a bright living room with a fireplace and built-in shelving, a separate dining room and a spacious kitchen with ample cabinetry, counter space and peninsula seating. Just off the kitchen, the large rear family room provides an ideal place to relax or entertain, with a warm wood accent wall and direct access to the deck. All three bedrooms are located on the main level, including a comfortable primary bedroom with a private half bath and a well-organized walk-in closet. Two additional bedrooms and a full hall bath complete the first floor. The finished basement adds an impressive amount of usable space, with room for a media area, game table, home gym, office and guest accommodations. A custom bar and full bath with a large tiled shower make the lower level especially well suited for entertaining or extended stays. There is also plenty of storage and a dedicated laundry area. Outside, the fully fenced yard offers mature trees, a spacious deck, fire-pit area, garden beds and plenty of room to enjoy the outdoors. An attached two-car garage and welcoming front porch complete the home. Trinity Terrace Park is just down the block and offers a playground, tennis courts, fitness path and open play field. The home is also convenient to Burnidge Forest Preserve, with nearly 600 acres and miles of hiking and biking trails, as well as the Fox River Trail, downtown Elgin, Metra service, Randall Road shopping and dining, and access to I-90. A move-in-ready home with far more space and flexibility than you would expect.
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Open House
7/11/2026 11:00 AM - 1:00 PM
1978 N Fork Circle Elgin, IL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesGeneralLiving Area 2380
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing Immediate
Roof Asphalt
Appliances Range Dishwasher Refrigerator Washer Dryer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Construction Materials Vinyl Siding Brick
Year Built 1981
Electric Circuit Breakers
Township Elgin
Tax Year 2025
Ownership Fee Simple
Community Features Park
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Subdivision Name Valley Creek
Total Rooms 9
Full Baths 2
Status New
Directions Randall-Highland East-Airlite left-Powder River Right- North Fork left to home at end of cul-de-sac
High School Larkin High School
City Elgin
High School District 46
MLS Area Elgin
Elementary School Creekside Elementary School
Tax Annual Amount 8025
Middle/Junior High School Kimball Middle School
Standard Status Active
Middle/Junior School District 46
Elementary School District 46
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InteriorInterior Amenities Wet Bar 1st Floor Bedroom 1st Floor Full Bath
Basement Finished Full
Flooring Hardwood
Half Baths 1
Total Bedrooms 3
Room Type Eating Area Office Recreation Room
Total Baths 3
Bedrooms Possible 3
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ExteriorParking Features Concrete Yes Garage Owned Attached Garage
Lot Features Cul-De-Sac Landscaped
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 9105
Lot Size Acres 0.21
Waterfront Y/N N
Other Equipment TV-Cable CO Detectors Ceiling Fan(s)
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* Excluded FeaturesList ByColdwell Banker RealtyBroker
blake.galler@cbrealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,525
- Monthly Property Taxes
- $669
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Elgin, IL
Average List Price $531,956
Percent of Sale Price 33%
About Elgin, IL 114,155 Population
21% Since 2002
$ 61,828 Median Income
35.71 Median Age
38% Households with Children
Trends Information provided by ATTOM Data Solutions.
1540738 Elementary School
1540256 Middle School
Larkin High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/8/2026 | $399,900 | | Listed Price |