346 N 12TH STREET Flagler Beach, FL $ 2,495,000
346 N 12TH STREET
$ 2,495,000
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346 N 12TH STREET

Flagler Beach, FL, 32136
$ 2,495,000
Bedrooms4 Baths4.0 Sq 3,929

Monthly Estimate*

$ 15,754

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Single Family Home for sale in Flagler Beach, FL

for $2,495,000 with 4 bedrooms and 4 full baths. This 3,929 square foot home was built in 1989 on a lot size of 0.26.

Under contract-accepting backup offers. A masterfully reimagined modern coastal residence where exceptional craftsmanship, timeless design, and an extraordinary waterfront setting come together. Perfectly positioned on a rare point lot with approximately 240 feet of Intracoastal Waterway and saltwater canal frontage, this remarkable property offers 3,929 square feet of thoughtfully designed living space and nearly 3,000 square feet of outdoor living designed for both entertaining and everyday enjoyment. Extensively renovated from 2023 through 2025, this stunning 4-bedroom, 4-bath residence blends clean architectural lines with warm coastal finishes. Expansive Shwinco impact windows and Anderson impact sliding doors fill the home with natural light, while soaring ceilings, custom millwork, designer lighting, and curated finishes create an atmosphere that is both refined and welcoming. Vaulted tongue-and-groove wood ceilings, exposed beams, a striking white brick fireplace, and natural textures add warmth and character throughout. At the heart of the home, the beautifully redesigned kitchen combines function and style with custom cabinetry, quartz countertops, premium Bosch appliances, a generous center island, and picturesque waterfront views. Every finish reflects quality craftsmanship, from custom California Closets and designer wallpaper to elegant mother-of-pearl tile accents and beautifully renovated baths. The dramatic two-story great room serves as the centerpiece of the residence, where walls of glass frame breathtaking water views and create a seamless connection between indoor and outdoor living. Designed to embrace Florida's year-round waterfront lifestyle, the outdoor living experience is equally impressive. Expansive lanais, sweeping wraparound balconies, and spacious waterfront terraces provide countless places to relax, entertain, and enjoy the scenery. The wraparound balcony offers an exceptional vantage point for sunrises, coastal breezes, and spectacular sunsets over the Intracoastal. Below, the resort-inspired backyard features a renovated heated saltwater pool and spa, shell stone decking, an outdoor kitchen with leathered granite countertops, and uninterrupted waterfront views. For boating enthusiasts, this property is truly exceptional. A newly constructed covered dock with composite decking, dock electrical service, a 6,000-pound platform lift engineered for conversion to a 13,000-pound boat lift, a personal watercraft lift, and direct Intracoastal access provide effortless enjoyment on the water. Significant improvements include a new roof, Shwinco impact windows, Anderson impact sliding doors, three Trane HVAC systems, whole-home dehumidification, updated plumbing and electrical systems, resurfaced saltwater pool and spa with new equipment, custom aluminum balcony railings, professional landscaping, and a new irrigation well. Adding to the home's versatility is an oversized two-car garage complemented by a rare drive-through RV garage with front and rear access, ideal for recreational vehicles, boats, workshop space, or additional storage. From sunrise over the nearby Atlantic to breathtaking sunsets across the Intracoastal Waterway, this extraordinary residence offers a lifestyle few properties can match. More than a home, it is a place where memories are made, sunsets become a daily ritual, and waterfront living is enjoyed exactly as intended. Welcome to one of Flagler County's most exceptional waterfront residences.

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Single Family Contingent

Price

$ 2,495,000

Bedrooms

4

Full Bath

4

Property Type

Single Family

Taxes

$ 20,259

Style

Contemporary

Lot Size

0.26

Year Built

1989

Town/City

Flagler Beach

County/Region

Flagler

MLS | Web ID

FC319317

Features
General
Sewer Public Sewer
Heating Central Heat Pump
Cooling Central Air Humidity Control
Utilities Cable Connected Electricity Connected Sewer Connected Sprinkler Well Underground Utilities Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Cooktop Dishwasher Disposal Dryer Electric Water Heater Microwave Refrigerator Washer Wine Refrigerator
Zoning SFR-1
Garage Spaces 3
Patio/Porch Features Covered Front Porch Patio Rear Porch
Architectural Style Contemporary
Pool Features Heated In Ground Outside Bath Access Salt Water
Construction Materials Brick HardiPlank Type Wood Frame
Pets Allowed Yes
Year Built 1989
View Water
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features River Front
County Flagler
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name PALMA VISTA SUB
Facing Direction West
Garage Y/N true
Other Structures Boat House Outdoor Kitchen
Total Rooms 15
Full Baths 4
Status Pending
Directions From I-95 North Take exit 284 for FL-100 toward Bunnell/Flagler Beach turn left onto A1A Turn left onto 12the street take 12th street to very end of cul-de-sac.
City FLAGLER BEACH
Body of Water MATANZAS RIVER
Senior Community Y/N false
MLS Area 32136 - Flagler Beach
Lot Size Units Square Feet
Lot Size Square Feet 11342
Carport Y/N false
Listing Terms Cash Conventional FHA
Spa Features Heated In Ground
Land Lease Y/N false
Tax Annual Amount 20259
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/2b668e2f-bedf-4911-b7b7-4c691ba13627?wl=true&setAttribution=mls&initialViewType=pano
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active Under Contract
Occupancy Type Owner
Tax Lot 24
Legal Description PALMA VISTA SUBD BLOCK 3 LOT 24 OR 35/295 OR 278/945 OR 464/1850 OR 509/1558 OR 540/503 OR 1277 PG 582
Water View River
Water Access Type River
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N true
Flood Zone Code AE
In Law Suite YN false
DockY/N true
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Interior
Interior Amenities Built-in Features Ceiling Fan(s) Central Vacuum High Ceilings Solid Surface Counters Stone Counters Thermostat Walk-In Closet(s) Window Treatments
Flooring Tile
Furnished Y/N Unfurnished
Fireplace Features Decorative Electric Wood Burning
Air Conditioning Y/N true
Heating Y/N true
Window Features Low-Emissivity Windows Shades
Fireplace Y/N true
Half Baths 0
Laundry Features Electric Dryer Hookup Laundry Room Washer Hookup
Total Bedrooms 4
Total Baths 4
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Exterior
Exterior Amenities Balcony Irrigation System Outdoor Grill Outdoor Kitchen
Fencing Other
Lot Features Corner Lot Cul-De-Sac Irregular Lot Tip Lot
Water Source Public
Lot Size Area 11342
Foundation Details Slab
Spa true
Building Area Total 6424
Lot Size Acres 0.26
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 3
Road Frontage Type Street Paved
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* Excluded Features
List By
pamc@remax.net

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Affordability Calculator

$17,442
Per Month
90%
10%
0%
Monthly Principal & Interest
$15,754
Monthly Property Taxes
$1,688
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
7/8/2026$2,495,000 Listed Price

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346 N 12TH STREET, Flagler Beach, FL, 32136 is a Single Family Home for sale at $2,495,000 with 3,929 sqft and a lot size of 0.26. 346 N 12TH STREET has 4 bedrooms, 4.0 baths, and was built in 1989. The property's zip code is 32136 which is in Flagler Beach, FL