10416 State Road 120 Middlebury, IN ^$ 637,500

10416 State Road 120

^$ 637,500

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10416 State Road 120

Middlebury, IN, 46540

^$ 637,500

Bedrooms4 Baths2.1 Sq 2,071

Monthly Estimate*

^$ 4,025

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Single Family Home for sale in Middlebury, IN

for $637,500 with 4 bedrooms and 2 full baths, 1 half bath. This 2,071 square foot home was built in 1986 on a lot size of 3.67.

**Lakefront on 3.67 Acres Hunter Lake!** One-owner home in popular Middlebury schools. 4 bed, 2.5 bath with wood-burning fireplace in the family room. Appliances just 2 years old. Unfinished walk-out basement is a blank slate. Enjoy lake views from the private backyard, 12x20 porch, and screened lakeside gazebo. 24x30 barn with horse stalls. Lakefront + acreage + top schools a rare find!

Single Family Active

Price

^$ 637,500

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 3,193

Style

Traditional

Lot Size

3.67

Year Built

1986

Town/City

Middlebury

County/Region

Elkhart

MLS | Web ID

202626923

Features

General

Sewer Septic

Heating Gas Forced Air

Kitchen Level Main

Cooling Central Air

Laundry Y/N Main

Fireplaces Yes

Water Access Type Lakefront

Garage Attached

Amenities 1st Bdrm En Suite Breakfast Bar Ceiling-Tray Deck Open Deck on Waterfront Eat-In Kitchen Foyer Entry Landscaped Natural Woodwork Porch Screened Skylight(s) Stand Up Shower Tub/Shower Combination Form

Status Active Active

Full Baths 2

Half Baths 1

Bathrooms 3

Year Built 1986

New Construction No

Subdivision None

Style Two Story

Township York

Class RESIDENTIAL

Type Site-Built Home

Age 40

REO No

Status Detail 0

Dining Room Level Main

Area Elkhart County

Location Rural

High School Northridge

City Middlebury

School District Middlebury Community Schools

Architectural Style Traditional

Total Sq Ft 3305

Elementary School York

Middle School Northridge

Legal Description PT N1/2 W1/2 NE1/4 ON HUNTER LAKE EX .24A SEC 25 *AND* NW COR NE 20X71/2 R SEC 25

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202626923

Agent First Name Steve

Agent Last Name Miller

DOM 1

Tax Year 2025/Pay 2026

Interior

Basement Full Basement Walk-Out Basement Unfinished

Fireplace(s) 1

Beds 4

Total Rooms 10

Dining Room Length 11

Dining Room Width 11

Fireplace Family Rm Wood Burning One

Family Room Width 17

Living Room Width 21

Family Room Length 15

Living Room Length 14

Full Baths Main 0

Full Baths Upper 2

Above Grade Bedrooms 4

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 1

Half Baths Upper 0

1st Bedroom Level Upper

1st Bedroom Width 16

2nd Bedroom Length 11

2nd Bedroom Level Upper

2nd Bedroom Width 13

3rd Bedroom Length 10

3rd Bedroom Level Upper

3rd Bedroom Width 13

4th Bedroom Length 14

4th Bedroom Level Upper

4th Bedroom Width 20

Basement Material Poured Concrete

Exterior

Exterior Cedar

Water Frontage 300

Pool No

Waterfront Lake

Garage Length 20

Garage Width 21

Lot Size Area 159865

Lot Dimensions irregular

Lot Description Partially Wooded Slope Waterfront 3-5.9999 15+

Water Features Pier/Dock

Garage Capacity 2

Lake Non Ski Lake

Waterfront Y/N Yes

* Excluded Features

List By

Steve Miller

Listing Agent

Re/Max Results

Broker

steve@startwithstellar.com

Affordability Calculator

$4,291

Per Month

Monthly Principal & Interest: $4,025
Monthly Property Taxes: $266
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Middlebury, IN

Average List Price ^$627,549

Percent of Sale Price 2%

About Middlebury, IN

3,546 Population

25% Since 2002

^$59,902 Median Income

35.72 Median Age

38% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1235757 Elementary School

1237175 Middle School

Northridge High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/7/2026	$637,500		Listed Price

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10416 State Road 120, Middlebury, IN, 46540 is a Single Family Home for sale at $637,500 with 2,071 sqft and a lot size of 3.67. 10416 State Road 120 has 4 bedrooms, 2.1 baths, and was built in 1986. The property's zip code is 46540 which is in Middlebury, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 7/11/2026.

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10416 State Road 120

Single Family Home for sale in Middlebury, IN

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