406 McKinley Street Richmond, MO ^$ 185,000

406 McKinley Street

^$ 185,000

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Recently Listed

406 McKinley Street

Richmond, MO, 64085

^$ 185,000

Bedrooms3 Baths2.0 Sq 1,200

Monthly Estimate*

^$ 1,168

406 McKinley Street, Richmond, MO 64085 - Image 1

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406 McKinley Street, Richmond, MO 64085 - Image 11

Single Family Home for sale in Richmond, MO

for $185,000 with 3 bedrooms and 2 full baths. This 1,200 square foot home was built in 1950 on a lot size of 0.172176.

Charming bungalow completely updated within the last five years. Home sits on a nice lot and features a huge privacy fenced backyard. Conveniently located a straight shot, 30 mile drive from Kansas City, making any commute into the city a breeze!

Single Family Active

Price

^$ 185,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 965

Style

Lot Size

0.172176

Year Built

1950

Town/City

Richmond

County/Region

Ray

MLS | Web ID

2630056

Features

General

Living Area 1200

Sewer Public Sewer

Heating Natural Gas

Cooling Electric

Roof Composition

HOA Fee 0

Construction Materials Vinyl Siding

Year Built 1950

Property Subtype Single Family Residence

Ownership Private

Assoc Fee Paid Per None

County Ray

Property Type Residential

HOA N

Subdivision Name None

Garage Y/N N

Full Baths 2

Status Active

Directions Main Street in Richmond to Wilson Blvd. Right on McKinley to the property on the left.

City Richmond

High School District Richmond

MLS Area 108 - Richmond City Limits

Lot Size Units Square Feet

Lot Size Square Feet 7500

Listing Terms Cash Conventional FHA USDA Loan VA Loan

Public Remarks Charming bungalow completely updated within the last five years. Home sits on a nice lot and features a huge privacy fenced backyard. Conveniently located a straight shot 30 mile drive from Kansas Ci

Standard Status Active

In Flood Plain No

HMS_MaintenanceProvidedYN N

Interior

Basement Crawl Space

Basement (Y/N) N

Air Conditioning Y/N Y

Fireplace Y/N N

Above Grade Finished Area 1200

Half Baths 0

Total Bedrooms 3

Below Grade Finished Area 0

Floor Plan Features Bungalow

Exterior

Parking Features Other

Water Source Public

Lot Size Area 7500

* Excluded Features

List By

Platinum Realty Llc

Broker

Affordability Calculator

$1,249

Per Month

Monthly Principal & Interest: $1,168
Monthly Property Taxes: $80
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Richmond, MO

Average List Price ^$316,175

Percent of Sale Price 71%

About Richmond, MO

5,831 Population

-3% Since 2002

^$41,248 Median Income

39.83 Median Age

25% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1841250 Elementary School

1842350 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/7/2026	$185,000		Listed Price

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406 McKinley Street, Richmond, MO, 64085 is a Single Family Home for sale at $185,000 with 1,200 sqft and a lot size of 0.172176. 406 McKinley Street has 3 bedrooms, 2.0 baths, and was built in 1950. The property's zip code is 64085 which is in Richmond, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

"The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. ("Heartland MLS"). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and Weichert REALTORS, do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private non-commercial purpose of identifying a property in which the recipient has a good faith interest in acquiring."

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 7/8/2026.

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406 McKinley Street

Single Family Home for sale in Richmond, MO

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