3515 Monterey Street Saint Joseph, MO ^$ 189,500

3515 Monterey Street

^$ 189,500

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Recently Listed

3515 Monterey Street

Saint Joseph, MO, 64507

^$ 189,500

Bedrooms2 Baths2.0 Sq 1,188

Monthly Estimate*

^$ 1,197

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Single Family Home for sale in Saint Joseph, MO

for $189,500 with 2 bedrooms and 2 full baths. This 1,188 square foot home was built in 1957 on a lot size of 0.15.

Beautifully maintained and full of character, this spacious 2-bedroom, 2 full bath home offers the perfect blend of charm, comfort, and functionality. Inside, you’ll find generous living spaces, a kitchen you’re sure to fall in love with, and a living room filled with natural light from beautiful large windows. The large basement offers excellent storage or the potential for additional use, complete with a non-conforming room for added flexibility. Step outside to enjoy the large fenced backyard and newer deck, less than a year old, making it the perfect spot to relax or entertain. Full of space, warmth, and timeless appeal, this home is one you won’t want to miss.

Single Family Active

Price

^$ 189,500

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 887

Style

Lot Size

0.15

Year Built

1957

Town/City

Saint Joseph

County/Region

Buchanan

MLS | Web ID

2629740

Features

General

Living Area 1188

Sewer Public Sewer

Heating Forced Air Natural Gas

Cooling Electric

Possession Funding

Roof Composition

HOA Fee 0

Patio/Porch Features Deck Porch

Construction Materials Vinyl Siding

Year Built 1957

Property Subtype Single Family Residence

Ownership Private

Assoc Fee Paid Per None

County Buchanan

Property Type Residential

HOA N

Subdivision Name Other

Garage Y/N N

Other Structures Shed(s)

Full Baths 2

Status Active

Directions Take exit 47 on the right onto Frederick Ave/MO-6 toward Clarksdale Turn right onto Frederick Ave/MO-6 toward St Joseph Turn left onto N Woodbine Rd Turn right onto Mitchell Ave Turn left onto S

City St Joseph

High School District St. Joseph

MLS Area 1122 - Buchanan Co NE-N=Co Line;S=I-36;E=Co Line;

Lot Size Units Square Feet

Lot Size Square Feet 6534

Listing Terms Cash Conventional FHA VA Loan

Public Remarks Beautifully maintained and full of character this spacious 2-bedroom 2 full bath home offers the perfect blend of charm comfort and functionality. Inside you’ll find generous living spaces a kitchen

Standard Status Active

In Flood Plain No

HMS_MaintenanceProvidedYN N

Interior

Interior Amenities Custom Cabinets Kitchen Island Pantry

Basement Basement BR

Flooring Carpet Wood

Total Fireplaces 2

Fireplace Features Basement Living Room Masonry

Basement (Y/N) Y

Air Conditioning Y/N Y

Fireplace Y/N Y

Above Grade Finished Area 1188

Half Baths 0

Laundry Features In Basement

Total Bedrooms 2

Below Grade Finished Area 0

Dining Area Features Eat-In Kitchen

Floor Plan Features Ranch

Exterior

Fencing Privacy

Parking Features Off Street

Lot Features City Limits City Lot

Water Source Public

Lot Size Area 6534

Lot Dimensions 50 ft X 127 ft

Road Responsibility Public Maintenance

* Excluded Features

List By

Coldwell Banker General Property

Broker

Affordability Calculator

$1,270

Per Month

Monthly Principal & Interest: $1,197
Monthly Property Taxes: $74
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Saint Joseph, MO

Average List Price ^$252,434

Percent of Sale Price 33%

About Saint Joseph, MO

75,488 Population

1% Since 2002

^$44,477 Median Income

36.95 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1840743 Elementary School

1840923 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
7/5/2026	$189,500		Listed Price

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3515 Monterey Street, Saint Joseph, MO, 64507 is a Single Family Home for sale at $189,500 with 1,188 sqft and a lot size of 0.15. 3515 Monterey Street has 2 bedrooms, 2.0 baths, and was built in 1957. The property's zip code is 64507 which is in Saint Joseph, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

"The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. ("Heartland MLS"). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and Weichert REALTORS, do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private non-commercial purpose of identifying a property in which the recipient has a good faith interest in acquiring."

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 7/5/2026.

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3515 Monterey Street

Single Family Home for sale in Saint Joseph, MO

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