1111 N Water Street
Bay City, MI, 48707 $ 1,195,000
Bedrooms4 Baths4.1 Sq 4,617 Monthly Estimate*
$ 7,545
for $1,195,000 with 4 bedrooms and 4 full baths, 1 half bath. This 4,617 square foot condo was built in 2007.
Welcome to a rare opportunity to own one of Bay City's most distinguished waterfront residences. This remarkable penthouse spans over 4,600 square feet of impeccably designed living space, featuring timeless finishes, exceptional craftsmanship, and sweeping views of the Saginaw River. With 4 bedrooms and 5 bathrooms, the residence is anchored by a luxurious primary suite offering private balcony access, a custom walk-in closet, and a distinctive his-and-her bathroom layout. For added indulgence, a private steam room provides the perfect space to unwind and rejuvenate. One of the bedrooms serves as a beautifully designed art studio, featuring a built-in sink, custom cabinetry, and a spacious work desk-perfect for artists, hobbyists, or anyone seeking a serene and functional creative space within the comfort of home. From the moment you enter through the custom mahogany front door, you're greeted by soaring ceilings and intricate woodwork throughout. The heart of the home is a true entertainer's dream: a fully outfitted gourmet kitchen designed with professional functionality in mind. It includes a hidden butler's pantry with its own sink, stove, and storage, ideal for catering or staff. The kitchen can also be closed off entirely from the main living area for added discretion during events or gatherings. The adjacent bar is thoughtfully equipped with four refrigerated drawers, two freezer drawers, a wine refrigerator, and a second dishwasher-perfect for seamless entertaining on any scale. The residence offers both a formal living room and a separate family room, each with its own fireplace, creating multiple cozy and sophisticated gathering areas. A private office with balcony access offers a serene setting for remote work with inspiring waterfront views. The expansive balcony offers panoramic views of the Saginaw River, Liberty Bridge, and passing freighters-ideal for hosting guests at sunset or enjoying tranquil mornings by the water. A unique feature of this penthouse is its dual-entry layout. In additio
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FeaturesInteriorInterior Amenities EntranceFoyer WetBar WalkInClosets
Basement Common
Fireplace Features FamilyRoom LivingRoom
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 4617.0
Half Baths 1
Total Bedrooms 4
Below Grade Finished Area 0.0
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type SquareFeet
Total Baths 5
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GeneralSewer PublicSewer
Heating ForcedAir NaturalGas
Cooling CentralAir
Possession Negotiable
Appliances BarFridge Dishwasher Microwave Oven Refrigerator Range
HOA Fee 650.0
Garage Spaces 4.0
Architectural Style Other
Pool Features None
Construction Materials Brick ShingleSiding
Year Built 2007
Levels OneStoryUp
Property Subtype Condominium
Tax Year 2025
Waterfront Features LakePrivileges RiverFront Waterfront
Assoc Fee Paid Per Monthly
County Bay
New Construction N
Property Type Residential
Association Amenities BoatDock Storage
HOA Y
Attached Garage Y
Subdivision Name BOATHOUSE CONDOMINIUMS
Garage Y/N Y
Other Structures Gazebo
Total Rooms 10
Full Baths 4
Status Active
City BayCityCity_Bay
Body of Water Saginaw River
Disclosures FloodInsNotReqd FloodPlainNone TaxesHomesteadExempt
Senior Community Y/N N
High School District BayCity
MLS Area Area92102BayCity
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 24109.52
Home Warranty Y/N N
Property Condition SiteCondo
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Legal Description UNIT #403 & #404 BOATHOUSE CONDOMINIUMS BAY COUNTY CONDOMINIUM SUBDIVISION PLAN #58 LIBER 2354 PG 96 (SPLIT FROM 09-13-21-179-001 FOR 2005 & COMB W/ -035 FOR 2006) (SEE ALSO 09-13-21-179-134 (BLD
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ExteriorExterior Amenities Balcony
Parking Features Assigned2Spaces FourCarGarage Attached Garage GarageDoorOpener
Lot Features WaterView
Water Source Public
Foundation Details Basement
Spa N
Road Surface Type Paved
Frontage Type Waterfront
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByCentury 21 Signature Realty MidlandBroker
Affordability Calculator
- Monthly Principal & Interest
- $7,545
- Monthly Property Taxes
- $2,009
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Bay City, MI
Average List Price $428,420
Percent of Sale Price 64%
About Bay City, MI 33,471 Population
-9% Since 2002
$ 35,448 Median Income
36.94 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
4909319 Elementary School
4909818 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/4/2026 | $1,195,000 | | Listed Price |