2109 Garfield Street
Chattanooga, TN, 37404 $ 229,900
Bedrooms3 Baths1.0 Sq 970 Monthly Estimate*
$ 1,452
for $229,900 with 3 bedrooms and 1 full bath. This 970 square foot home was built on a lot size of 0.12.
Recently renovated and move-in ready, this charming home perfectly blends modern updates with timeless character. Natural light pours through the large living room window, highlighting the beautifully refinished original hardwood floors and creating a warm, inviting living space. The updated kitchen features refreshed cabinetry, countertops, and newer appliances, with direct access to a spacious rear deck--perfect for grilling, entertaining, or simply enjoying your morning coffee. Beyond the deck, you'll find a large, level, fully fenced backyard that provides plenty of room for children, pets, gardening, or outdoor gatherings. Major improvements have already been completed, providing peace of mind for years to come. Updates include the roof, HVAC system, water heater, electrical, plumbing, kitchen, bathroom, and appliances. The exterior has also been enhanced with new siding and fresh paint, giving the home outstanding curb appeal. Whether you're a first-time homebuyer searching for a turnkey home or an investor looking for a low-maintenance addition to your portfolio, this property offers exceptional value. Conveniently located just minutes from downtown Chattanooga, hospitals, shopping, dining, and major highways, you'll enjoy easy access to everything the area has to offer. Move-in ready, thoughtfully updated, and featuring a spacious deck and fully fenced backyard, this home is ready for its next owner to enjoy.
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FeaturesInteriorInterior Amenities Connected Shared Bathroom Open Floorplan Primary Downstairs Tub/shower Combo
Basement Crawl Space
Flooring Hardwood
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Aluminum Frames Vinyl Frames
Fireplace Y/N N
Above Grade Finished Area 970.0
Half Baths 0
Laundry Features Electric Dryer Hookup Gas Dryer Hookup Washer Hookup
Total Bedrooms 3
Total Baths 1
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GeneralSewer Public Sewer
Heating Central
Cooling Central Air
Utilities Phone Available Sewer Connected
Possession Close Of Escrow
Roof Metal
Appliances Refrigerator Gas Water Heater Free-Standing Gas Range Dishwasher
Patio/Porch Features Deck Patio Porch
Construction Materials Vinyl Siding
Year Built 1950
Levels One
Property Subtype Single Family Residence
Community Features Sidewalks
County Hamilton
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Lovemans Addn
Garage Y/N N
Total Rooms 6
Full Baths 1
Status Active
Directions Go west on McCallie Ave. Turn left on Willow St. Turn left on Garfield St.
High School Brainerd High
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 5400.0
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan Owner May Carry
Elementary School Orchard Knob Elementary
Land Lease Y/N N
Tax Annual Amount 1139.67
Home Warranty Y/N N
Middle/Junior High School Orchard Knob Middle
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Vacant
Legal Description Lt 3 Blk 4 Lovemans Addn Pb 2 Pg 2
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ExteriorExterior Amenities None
Fencing Fenced
Parking Features Off Street
Lot Features Level
Water Source Public
Lot Size Area 0.12
Foundation Details Block
Spa N
Building Area Total 970.0
Lot Dimensions 40X135
Lot Size Acres 0.12
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList Byjweathers@aubenrealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,452
- Monthly Property Taxes
- $95
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Chattanooga, TN
Average List Price $527,810
Percent of Sale Price 130%
About Chattanooga, TN 184,934 Population
16% Since 2002
$ 44,682 Median Income
38.38 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
1547628 Elementary School
1547725 Middle School
Brainerd High High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/3/2026 | $229,900 | | Listed Price |